U-Stoc: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
U-Stoc
NACE 46.412, Wholesale of household textiles and bedding
financial year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€15,943
2024 · -€26,459+€10,516
Equity
€1.0m
2024 · €1.0m-€15,943
Cash
€12,794
2024 · €23,798-€11,004
Balance sheet total
€1.3m
2024 · €1.2m+€93,255
Largest movements
Assets
- Tangible fixed assets +€92,604
up €92,604 (+8.1%), from €1.1m to €1.2m
of which Land and buildings: +€84,725
Equity and liabilities
- Debts after one year +€70,186
up €70,186 (+119.1%), from €58,918 to €129,104
- Other debts +€31,462
up €31,462 (+44.8%), from €70,262 to €101,724
- Profit (loss) carried forward -€15,943
down €15,943 (-49.0%), from -€32,523 to -€48,465
Income statement
- Gross operating margin +€26,441
up €26,441, from -€7,961 to €18,481
- Depreciation +€13,660
up €13,660 (+164.5%), from €8,305 to €21,965
- Financial charges +€2,093
up €2,093 (+63.9%), from €3,273 to €5,366
- Other operating charges +€218
up €218 (+3.2%), from €6,926 to €7,145
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€26,459
Gross operating margin
+€26,441
Depreciation
-€13,660
Other operating charges
-€218
Financial income
+€44
Financial charges
-€2,093
Taxes
+€2
Result 2025
-€15,943
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€33,081
Investment
-€114,569
Financing
+€70,483
Cash 2024
€23,798
From operations (derived)
+€33,081
Net result for the year
-€15,943
Depreciation
+€21,965
Receivables within one year
-€11,559
Deferred charges and accrued income
-€97
Trade debts
+€5,808
Tax, wage and social debts
+€1,444
Other debts
+€31,462
Investment (derived)
-€114,569
Investment in fixed assets (net)
-€114,569
Financing
+€70,483
Debts after one year
+€70,186
Current portion of long-term debt
+€8,085
Short-term financial debts
-€7,788
Cash 2025
€12,794
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,164,702 | €1,257,957 | +€93,255 | +8.0% |
| Fixed assets | 21/28 | €1,140,313 | €1,232,917 | +€92,604 | +8.1% |
| Tangible fixed assets | 22/27 | €1,140,313 | €1,232,917 | +€92,604 | +8.1% |
| Land and buildings | 22 | €1,074,143 | €1,158,868 | +€84,725 | +7.9% |
| Plant, machinery and equipment | 23 | €50,358 | €60,515 | +€10,156 | +20.2% |
| Furniture and vehicles | 24 | €15,812 | €13,534 | -€2,278 | -14.4% |
| Current assets | 29/58 | €24,389 | €25,040 | +€652 | +2.7% |
| Amounts receivable within one year | 40/41 | €591 | €12,149 | +€11,559 | +1957.0% |
| Trade receivables | 40 | €591 | €12,134 | +€11,543 | +1954.4% |
| Other amounts receivable | 41 | - | €16 | +€16 | |
| Cash at bank and in hand | 54/58 | €23,798 | €12,794 | -€11,004 | -46.2% |
| Deferred charges and accrued income | 490/1 | - | €97 | +€97 | |
| Total equity and liabilities | 10/49 | €1,164,702 | €1,257,957 | +€93,255 | +8.0% |
| Equity | 10/15 | €1,021,471 | €1,005,528 | -€15,943 | -1.6% |
| Revaluation surpluses | 12 | €1,004,783 | €1,004,783 | = | 0.0% |
| Reserves | 13 | €49,211 | €49,211 | = | 0.0% |
| Non-distributable reserves | 130/1 | €40,000 | €40,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €40,000 | €40,000 | = | 0.0% |
| Tax-exempt reserves | 132 | €9,211 | €9,211 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€32,523 | -€48,465 | -€15,943 | -49.0% |
| Amounts payable | 17/49 | €143,230 | €252,428 | +€109,198 | +76.2% |
| Amounts payable after more than one year | 17 | €58,918 | €129,104 | +€70,186 | +119.1% |
| Financial debts | 170/4 | €58,918 | €129,104 | +€70,186 | +119.1% |
| Amounts payable within one year | 42/48 | €84,312 | €123,324 | +€39,012 | +46.3% |
| Current portion of amounts payable after more than one year | 42 | - | €8,085 | +€8,085 | |
| Financial debts | 43 | €7,788 | - | -€7,788 | |
| Credit institutions | 430/8 | €7,788 | - | -€7,788 | |
| Trade debts | 44 | €2,939 | €8,747 | +€5,808 | +197.7% |
| Suppliers | 440/4 | €2,939 | €8,747 | +€5,808 | +197.7% |
| Taxes, remuneration and social security | 45 | €3,323 | €4,768 | +€1,444 | +43.5% |
| Taxes | 450/3 | €628 | €2,054 | +€1,426 | +227.3% |
| Remuneration and social security | 454/9 | €2,695 | €2,713 | +€18 | +0.7% |
| Other amounts payable | 47/48 | €70,262 | €101,724 | +€31,462 | +44.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,305 | €21,965 | +€13,660 | +164.5% |
| Other operating charges | 640/8 | €6,926 | €7,145 | +€218 | +3.2% |
| Gross operating margin | 9900 | -€7,961 | €18,481 | +€26,441 | |
| Operating profit (loss) | 9901 | -€23,192 | -€10,629 | +€12,563 | +54.2% |
| Financial income | 75/76B | €8 | €52 | +€44 | +519.6% |
| Recurring financial income | 75 | €8 | €52 | +€44 | +519.6% |
| Financial charges | 65/66B | €3,273 | €5,366 | +€2,093 | +63.9% |
| Recurring financial charges | 65 | €3,273 | €5,366 | +€2,093 | +63.9% |
| Profit (loss) for the period before taxes | 9903 | -€26,457 | -€15,943 | +€10,514 | +39.7% |
| Income taxes | 67/77 | €2 | €0 | -€2 | -100.0% |
| Profit (loss) for the period | 9904 | -€26,459 | -€15,943 | +€10,516 | +39.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€26,459 | -€15,943 | +€10,516 | +39.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.