U.MONIQUE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
U.MONIQUE
Largest movements
- Receivables after one year +€48,784
up €48,784 (+42.5%), from €114,829 to €163,614
- Profit (loss) carried forward +€36,987
up €36,987 (+43.4%), from €85,139 to €122,126
- Reserves +€20,000
up €20,000 (+50.0%), from €40,000 to €60,000
- Tax, wage and social debts -€9,261
down €9,261 (-21.4%), from €43,315 to €34,054
- Purchases and services +€21,834
up €21,834 (+51.1%), from €42,756 to €64,589
- Gross operating margin +€16,752
up €16,752 (+28.4%), from €58,920 to €75,672
- Taxes +€1,979
up €1,979 (+12.4%), from €16,016 to €17,995
- Financial charges +€1,184
up €1,184 (+475.1%), from €249 to €1,434
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €176,226 | €224,419 | +€48,193 | +27.3% |
| Fixed assets | 21/28 | €2,039 | €1,469 | -€570 | -28.0% |
| Tangible fixed assets | 22/27 | €2,039 | €1,469 | -€570 | -28.0% |
| Furniture and vehicles | 24 | €2,039 | €1,469 | -€570 | -28.0% |
| Current assets | 29/58 | €174,187 | €222,950 | +€48,763 | +28.0% |
| Amounts receivable after more than one year | 29 | €114,829 | €163,614 | +€48,784 | +42.5% |
| Other amounts receivable | 291 | €114,829 | €163,614 | +€48,784 | +42.5% |
| Amounts receivable within one year | 40/41 | €36,507 | €37,787 | +€1,280 | +3.5% |
| Trade receivables | 40 | €36,507 | €37,787 | +€1,280 | +3.5% |
| Cash at bank and in hand | 54/58 | €5 | €363 | +€358 | +6756.4% |
| Deferred charges and accrued income | 490/1 | €22,845 | €21,186 | -€1,659 | -7.3% |
| Total equity and liabilities | 10/49 | €176,226 | €224,419 | +€48,193 | +27.3% |
| Equity | 10/15 | €128,639 | €185,626 | +€56,987 | +44.3% |
| Contributions | 10/11 | €3,500 | €3,500 | = | 0.0% |
| Reserves | 13 | €40,000 | €60,000 | +€20,000 | +50.0% |
| Distributable reserves | 133 | €40,000 | €60,000 | +€20,000 | +50.0% |
| Profit (loss) carried forward | 14 | €85,139 | €122,126 | +€36,987 | +43.4% |
| Amounts payable | 17/49 | €47,587 | €38,793 | -€8,794 | -18.5% |
| Amounts payable within one year | 42/48 | €47,587 | €38,793 | -€8,794 | -18.5% |
| Trade debts | 44 | €4,272 | €4,739 | +€467 | +10.9% |
| Suppliers | 440/4 | €4,272 | €4,739 | +€467 | +10.9% |
| Taxes, remuneration and social security | 45 | €43,315 | €34,054 | -€9,261 | -21.4% |
| Taxes | 450/3 | €43,315 | €34,054 | -€9,261 | -21.4% |
| Goods, raw materials, services and sundry goods | 60/61 | €42,756 | €64,589 | +€21,834 | +51.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €570 | €570 | = | 0.0% |
| Other operating charges | 640/8 | €236 | €329 | +€93 | +39.6% |
| Gross operating margin | 9900 | €58,920 | €75,672 | +€16,752 | +28.4% |
| Operating profit (loss) | 9901 | €58,113 | €74,772 | +€16,659 | +28.7% |
| Financial income | 75/76B | €1,379 | €1,644 | +€265 | +19.2% |
| Recurring financial income | 75 | €1,379 | €1,644 | +€265 | +19.2% |
| Financial charges | 65/66B | €249 | €1,434 | +€1,184 | +475.1% |
| Recurring financial charges | 65 | €249 | €1,434 | +€1,184 | +475.1% |
| Profit (loss) for the period before taxes | 9903 | €59,243 | €74,982 | +€15,739 | +26.6% |
| Income taxes | 67/77 | €16,016 | €17,995 | +€1,979 | +12.4% |
| Profit (loss) for the period | 9904 | €43,227 | €56,987 | +€13,760 | +31.8% |
| Profit (loss) for the period to be appropriated | 9905 | €43,227 | €56,987 | +€13,760 | +31.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.