U-HOUSE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
U-HOUSE
Largest movements
- Stocks and contracts +€233,877
up €233,877, from €0 to €233,877
- Tangible fixed assets +€65,744
up €65,744 (+8.7%), from €757,905 to €823,649
of which Land and buildings: +€67,056
- Cash -€37,285
down €37,285 (-81.8%), from €45,566 to €8,281
mainly Stocks and contracts (-€233,877) and Investment in fixed assets (net) (-€90,501)
- Deferred charges and accrued income -€28,381
down €28,381 (-95.0%), from €29,880 to €1,499
- Receivables within one year +€27,779
up €27,779 (+1234.1%), from €2,251 to €30,030
of which Trade receivables: +€21,305
- Debts after one year +€142,248
up €142,248 (+29.9%), from €475,267 to €617,515
- Other debts +€80,173
up €80,173 (+44.0%), from €182,091 to €262,264
- Revaluation surpluses +€65,316
new in 2025: €65,316
- Trade debts -€17,298
down €17,298 (-60.7%), from €28,507 to €11,209
- Profit (loss) carried forward -€13,617
down €13,617 (-58.6%), from €23,228 to €9,610
- Other operating income -€186,040
down €186,040 (-91.8%), from €202,645 to €16,606
- Turnover -€19,355
down €19,355 (-18.9%), from €102,152 to €82,797
- Goods and materials -€19,040
down €19,040 (-53.4%), from €35,646 to €16,606
of which Change in stocks: decrease (increase): -€233,877
- Services and other goods -€12,872
down €12,872 (-27.7%), from €46,403 to €33,531
- Taxes -€9,683
down €9,683 (-100.0%), from €9,683 to €0
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €838,716 | €1,099,624 | +€260,908 | +31.1% |
| Fixed assets | 21/28 | €761,018 | €825,936 | +€64,917 | +8.5% |
| Intangible fixed assets | 21 | €2,614 | €2,287 | -€327 | -12.5% |
| Tangible fixed assets | 22/27 | €757,905 | €823,649 | +€65,744 | +8.7% |
| Land and buildings | 22 | €748,429 | €815,485 | +€67,056 | +9.0% |
| Plant, machinery and equipment | 23 | €2,123 | €1,651 | -€472 | -22.2% |
| Furniture and vehicles | 24 | €7,353 | €3,114 | -€4,239 | -57.6% |
| Other tangible fixed assets | 26 | - | €3,399 | +€3,399 | |
| Financial fixed assets | 28 | €500 | €0 | -€500 | -100.0% |
| Other financial fixed assets | 284/8 | €500 | €0 | -€500 | -100.0% |
| Amounts receivable and cash guarantees | 285/8 | €500 | €0 | -€500 | -100.0% |
| Current assets | 29/58 | €77,697 | €273,688 | +€195,991 | +252.2% |
| Stocks and contracts in progress | 3 | €0 | €233,877 | +€233,877 | |
| Stocks | 30/36 | - | €233,877 | +€233,877 | |
| Property held for sale | 35 | - | €233,877 | +€233,877 | |
| Amounts receivable within one year | 40/41 | €2,251 | €30,030 | +€27,779 | +1234.1% |
| Trade receivables | 40 | €869 | €22,174 | +€21,305 | +2451.1% |
| Other amounts receivable | 41 | €1,382 | €7,856 | +€6,474 | +468.6% |
| Cash at bank and in hand | 54/58 | €45,566 | €8,281 | -€37,285 | -81.8% |
| Deferred charges and accrued income | 490/1 | €29,880 | €1,499 | -€28,381 | -95.0% |
| Total equity and liabilities | 10/49 | €838,716 | €1,099,624 | +€260,908 | +31.1% |
| Equity | 10/15 | €123,228 | €174,927 | +€51,699 | +42.0% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Revaluation surpluses | 12 | - | €65,316 | +€65,316 | |
| Profit (loss) carried forward | 14 | €23,228 | €9,610 | -€13,617 | -58.6% |
| Amounts payable | 17/49 | €715,488 | €924,698 | +€209,210 | +29.2% |
| Amounts payable after more than one year | 17 | €475,267 | €617,515 | +€142,248 | +29.9% |
| Financial debts | 170/4 | €475,267 | €617,515 | +€142,248 | +29.9% |
| Credit institutions | 173 | €475,267 | €617,515 | +€142,248 | +29.9% |
| Amounts payable within one year | 42/48 | €239,261 | €303,233 | +€63,972 | +26.7% |
| Current portion of amounts payable after more than one year | 42 | €18,980 | €19,752 | +€772 | +4.1% |
| Trade debts | 44 | €28,507 | €11,209 | -€17,298 | -60.7% |
| Suppliers | 440/4 | €28,507 | €11,209 | -€17,298 | -60.7% |
| Taxes, remuneration and social security | 45 | €9,683 | €10,008 | +€325 | +3.4% |
| Taxes | 450/3 | €9,683 | €10,008 | +€325 | +3.4% |
| Other amounts payable | 47/48 | €182,091 | €262,264 | +€80,173 | +44.0% |
| Accrued charges and deferred income | 492/3 | €961 | €3,950 | +€2,989 | +311.2% |
| Operating income | 70/76A | €340,442 | €99,403 | -€241,040 | -70.8% |
| Turnover | 70 | €102,152 | €82,797 | -€19,355 | -18.9% |
| Change in stocks of work in progress, finished goods and contracts in progress | 71 | €0 | - | = | |
| Own construction capitalised | 72 | €35,646 | €0 | -€35,646 | -100.0% |
| Other operating income | 74 | €202,645 | €16,606 | -€186,040 | -91.8% |
| Operating charges | 60/66A | €118,126 | €89,566 | -€28,560 | -24.2% |
| Goods for resale, raw materials and consumables | 60 | €35,646 | €16,606 | -€19,040 | -53.4% |
| Purchases | 600/8 | €35,646 | €250,483 | +€214,837 | +602.7% |
| Change in stocks: decrease (increase) | 609 | - | -€233,877 | -€233,877 | |
| Services and other goods | 61 | €46,403 | €33,531 | -€12,872 | -27.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €23,761 | €25,584 | +€1,822 | +7.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €225 | -€225 | -€450 | |
| Other operating charges | 640/8 | €12,091 | €14,070 | +€1,979 | +16.4% |
| Operating profit (loss) | 9901 | €222,316 | €9,836 | -€212,480 | -95.6% |
| Financial income | 75/76B | €88 | €7 | -€81 | -92.0% |
| Recurring financial income | 75 | €88 | €7 | -€81 | -92.0% |
| Other financial income | 752/9 | €88 | €7 | -€81 | -92.0% |
| Financial charges | 65/66B | €21,637 | €23,461 | +€1,823 | +8.4% |
| Recurring financial charges | 65 | €21,637 | €23,461 | +€1,823 | +8.4% |
| Debt charges | 650 | €21,236 | €23,111 | +€1,875 | +8.8% |
| Other financial charges | 652/9 | €401 | €350 | -€51 | -12.8% |
| Profit (loss) for the period before taxes | 9903 | €200,767 | -€13,617 | -€214,384 | |
| Income taxes | 67/77 | €9,683 | €0 | -€9,683 | -100.0% |
| Taxes | 670/3 | €9,683 | €0 | -€9,683 | -100.0% |
| Profit (loss) for the period | 9904 | €191,084 | -€13,617 | -€204,701 | |
| Profit (loss) for the period to be appropriated | 9905 | €191,084 | -€13,617 | -€204,701 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.