U.B. Automobile: what changed
U.B. Automobile
Largest movements
- Stocks and contracts +€6,183
up €6,183 (+134%), from €4,617 to €10,800
- Receivables within one year +€4,444
up €4,444 (+24,527%), from €18 to €4,462
of which Trade receivables: +€4,462
- Cash +€3,793
up €3,793 (+10,079%), from €38 to €3,830
mainly Other debts (+€19,164) and Tax, wage and social debts (+€847)
- Other debts +€19,164
up €19,164 (+169%), from €11,359 to €30,522
- Trade debts -€3,250
down €3,250 (-41.6%), from €7,804 to €4,554
- Profit (loss) carried forward -€2,340
down €2,340 (-9.6%), from -€24,355 to -€26,695
- Tax, wage and social debts +€847
up €847 (+45.4%), from €1,865 to €2,711
- Gross operating margin +€18,581
up €18,581 (+89.9%), from -€20,679 to -€2,099
- Other operating charges -€1,343
down €1,343 (-86.2%), from €1,558 to €214
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,672 | €19,093 | +€14,421 | +309% |
| Current assets | 29/58 | €4,672 | €19,093 | +€14,421 | +309% |
| Stocks and contracts in progress | 3 | €4,617 | €10,800 | +€6,183 | +134% |
| Stocks | 30/36 | €4,617 | €10,800 | +€6,183 | +134% |
| Amounts receivable within one year | 40/41 | €18 | €4,462 | +€4,444 | +24,527% |
| Trade receivables | 40 | - | €4,462 | +€4,462 | |
| Other amounts receivable | 41 | €18 | - | -€18 | |
| Cash at bank and in hand | 54/58 | €38 | €3,830 | +€3,793 | +10,079% |
| Total equity and liabilities | 10/49 | €4,672 | €19,093 | +€14,421 | +309% |
| Equity | 10/15 | -€16,355 | -€18,695 | -€2,340 | -14.3% |
| Contributions | 10/11 | €8,000 | €8,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€24,355 | -€26,695 | -€2,340 | -9.6% |
| Amounts payable | 17/49 | €21,027 | €37,787 | +€16,760 | +79.7% |
| Amounts payable within one year | 42/48 | €21,027 | €37,787 | +€16,760 | +79.7% |
| Trade debts | 44 | €7,804 | €4,554 | -€3,250 | -41.6% |
| Suppliers | 440/4 | €7,804 | €4,554 | -€3,250 | -41.6% |
| Taxes, remuneration and social security | 45 | €1,865 | €2,711 | +€847 | +45.4% |
| Taxes | 450/3 | €1,865 | €2,711 | +€847 | +45.4% |
| Other amounts payable | 47/48 | €11,359 | €30,522 | +€19,164 | +169% |
| Other operating charges | 640/8 | €1,558 | €214 | -€1,343 | -86.2% |
| Gross operating margin | 9900 | -€20,679 | -€2,099 | +€18,581 | +89.9% |
| Operating profit (loss) | 9901 | -€22,237 | -€2,313 | +€19,924 | +89.6% |
| Financial income | 75/76B | €24 | €38 | +€14 | +56.8% |
| Recurring financial income | 75 | €24 | €38 | +€14 | +56.8% |
| Financial charges | 65/66B | €77 | €64 | -€13 | -16.3% |
| Recurring financial charges | 65 | €77 | €64 | -€13 | -16.3% |
| Profit (loss) for the period before taxes | 9903 | -€22,290 | -€2,340 | +€19,950 | +89.5% |
| Profit (loss) for the period | 9904 | -€22,290 | -€2,340 | +€19,950 | +89.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€22,290 | -€2,340 | +€19,950 | +89.5% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.