Tunify: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Tunify
Largest movements
- Intangible fixed assets -€165,918
down €165,918 (-11.1%), from €1.5m to €1.3m
- Receivables within one year +€44,760
up €44,760 (+73.7%), from €60,752 to €105,512
of which Trade receivables: +€40,235
- Cash -€17,063
down €17,063 (-23.1%), from €73,838 to €56,775
mainly Investment in fixed assets (net) (-€405,855) and Net result for the year (-€179,068)
- Debts after one year +€400,000
up €400,000 (+21.4%), from €1.9m to €2.3m
- Profit (loss) carried forward -€179,068
down €179,068 (-6.3%), from -€2.8m to -€3.0m
- Short-term financial debts -€134,473
no longer reported in 2025 (was €134,473)
- Current portion of long-term debt -€74,030
down €74,030 (-91.0%), from €81,316 to €7,286
- Tax, wage and social debts -€70,563
down €70,563 (-57.5%), from €122,796 to €52,233
of which Remuneration and social security: -€75,545
- Staff costs -€260,132
down €260,132 (-42.9%), from €606,661 to €346,529
- Depreciation -€76,369
down €76,369 (-11.6%), from €655,812 to €579,443
- Gross operating margin -€40,513
down €40,513 (-5.2%), from €785,654 to €745,141
- Financial income -€21,446
down €21,446 (-37.7%), from €56,878 to €35,433
- Financial charges -€10,795
down €10,795 (-27.3%), from €39,513 to €28,718
of which Financial charges: -€10,530
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,652,919 | €1,520,549 | -€132,370 | -8.0% |
| Fixed assets | 21/28 | €1,510,929 | €1,337,341 | -€173,588 | -11.5% |
| Intangible fixed assets | 21 | €1,497,912 | €1,331,995 | -€165,918 | -11.1% |
| Tangible fixed assets | 22/27 | €8,067 | €5,346 | -€2,721 | -33.7% |
| Plant, machinery and equipment | 23 | €5,128 | €2,799 | -€2,329 | -45.4% |
| Other tangible fixed assets | 26 | €2,938 | €2,547 | -€392 | -13.3% |
| Financial fixed assets | 28 | €4,950 | - | -€4,950 | |
| Current assets | 29/58 | €141,990 | €183,208 | +€41,218 | +29.0% |
| Amounts receivable within one year | 40/41 | €60,752 | €105,512 | +€44,760 | +73.7% |
| Trade receivables | 40 | €52,894 | €93,129 | +€40,235 | +76.1% |
| Other amounts receivable | 41 | €7,858 | €12,383 | +€4,525 | +57.6% |
| Cash at bank and in hand | 54/58 | €73,838 | €56,775 | -€17,063 | -23.1% |
| Deferred charges and accrued income | 490/1 | €7,400 | €20,921 | +€13,521 | +182.7% |
| Total equity and liabilities | 10/49 | €1,652,919 | €1,520,549 | -€132,370 | -8.0% |
| Equity | 10/15 | -€1,035,854 | -€1,250,311 | -€214,457 | -20.7% |
| Contributions | 10/11 | €1,768,208 | €1,768,208 | = | 0.0% |
| Capital | 10 | €1,768,208 | €1,768,208 | = | 0.0% |
| Issued capital | 100 | €1,768,208 | €1,768,208 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€2,839,452 | -€3,018,520 | -€179,068 | -6.3% |
| Investment grants | 15 | €35,390 | - | -€35,390 | |
| Provisions and deferred taxes | 16 | €65,590 | €65,590 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €65,590 | €65,590 | = | 0.0% |
| Taxes | 161 | €65,590 | €65,590 | = | 0.0% |
| Amounts payable | 17/49 | €2,623,184 | €2,705,270 | +€82,087 | +3.1% |
| Amounts payable after more than one year | 17 | €1,867,000 | €2,267,000 | +€400,000 | +21.4% |
| Financial debts | 170/4 | €1,867,000 | €2,267,000 | +€400,000 | +21.4% |
| Amounts payable within one year | 42/48 | €569,630 | €251,634 | -€317,996 | -55.8% |
| Current portion of amounts payable after more than one year | 42 | €81,316 | €7,286 | -€74,030 | -91.0% |
| Financial debts | 43 | €134,473 | - | -€134,473 | |
| Credit institutions | 430/8 | €134,473 | - | -€134,473 | |
| Trade debts | 44 | €231,045 | €192,115 | -€38,930 | -16.8% |
| Suppliers | 440/4 | €231,045 | €192,115 | -€38,930 | -16.8% |
| Taxes, remuneration and social security | 45 | €122,796 | €52,233 | -€70,563 | -57.5% |
| Taxes | 450/3 | €20,243 | €25,225 | +€4,982 | +24.6% |
| Remuneration and social security | 454/9 | €102,553 | €27,008 | -€75,545 | -73.7% |
| Accrued charges and deferred income | 492/3 | €186,554 | €186,637 | +€83 | 0.0% |
| Non-recurring operating income | 76A | €6,929 | - | -€6,929 | |
| Remuneration, social security and pensions | 62 | €606,661 | €346,529 | -€260,132 | -42.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €655,812 | €579,443 | -€76,369 | -11.6% |
| Other operating charges | 640/8 | €2,890 | €4,179 | +€1,289 | +44.6% |
| Gross operating margin | 9900 | €785,654 | €745,141 | -€40,513 | -5.2% |
| Operating profit (loss) | 9901 | -€479,709 | -€185,011 | +€294,698 | +61.4% |
| Financial income | 75/76B | €56,878 | €35,433 | -€21,446 | -37.7% |
| Recurring financial income | 75 | €56,878 | €35,433 | -€21,446 | -37.7% |
| Financial charges | 65/66B | €39,513 | €28,718 | -€10,795 | -27.3% |
| Recurring financial charges | 65 | €39,248 | €28,718 | -€10,530 | -26.8% |
| Non-recurring financial charges | 66B | €265 | - | -€265 | |
| Profit (loss) for the period before taxes | 9903 | -€462,344 | -€178,296 | +€284,048 | +61.4% |
| Income taxes | 67/77 | €1,592 | €772 | -€820 | -51.5% |
| Profit (loss) for the period | 9904 | -€463,935 | -€179,068 | +€284,868 | +61.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€463,935 | -€179,068 | +€284,868 | +61.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.