TTc4You: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TTc4You
Largest movements
- Cash -€10,673
down €10,673 (-72.0%), from €14,820 to €4,147
mainly Tax, wage and social debts (-€7,389) and Trade debts (-€3,559)
- Tangible fixed assets -€3,006
down €3,006 (-53.3%), from €5,642 to €2,636
- Receivables within one year +€1,608
up €1,608 (+11.0%), from €14,615 to €16,223
of which Trade receivables: +€1,412
- Deferred charges and accrued income -€1,144
down €1,144 (-91.9%), from €1,245 to €101
- Tax, wage and social debts -€7,389
down €7,389 (-75.7%), from €9,760 to €2,371
- Trade debts -€3,559
down €3,559 (-95.2%), from €3,739 to €181
- Reserves +€3,000
new in 2025: €3,000
- Profit (loss) carried forward -€2,831
down €2,831 (-29.7%), from €9,544 to €6,713
- Other debts -€2,446
down €2,446 (-29.9%), from €8,183 to €5,737
- Gross operating margin -€10,846
down €10,846 (-55.0%), from €19,738 to €8,892
- Taxes -€3,721
down €3,721 (-65.0%), from €5,724 to €2,003
- Financial charges +€211
up €211 (+472.4%), from €45 to €256
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €36,322 | €23,107 | -€13,214 | -36.4% |
| Fixed assets | 21/28 | €5,642 | €2,636 | -€3,006 | -53.3% |
| Tangible fixed assets | 22/27 | €5,642 | €2,636 | -€3,006 | -53.3% |
| Furniture and vehicles | 24 | €5,642 | €2,636 | -€3,006 | -53.3% |
| Current assets | 29/58 | €30,680 | €20,471 | -€10,208 | -33.3% |
| Amounts receivable within one year | 40/41 | €14,615 | €16,223 | +€1,608 | +11.0% |
| Trade receivables | 40 | €11,810 | €13,222 | +€1,412 | +12.0% |
| Other amounts receivable | 41 | €2,806 | €3,001 | +€196 | +7.0% |
| Cash at bank and in hand | 54/58 | €14,820 | €4,147 | -€10,673 | -72.0% |
| Deferred charges and accrued income | 490/1 | €1,245 | €101 | -€1,144 | -91.9% |
| Total equity and liabilities | 10/49 | €36,322 | €23,107 | -€13,214 | -36.4% |
| Equity | 10/15 | €14,544 | €14,713 | +€169 | +1.2% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | - | €3,000 | +€3,000 | |
| Distributable reserves | 133 | - | €3,000 | +€3,000 | |
| Profit (loss) carried forward | 14 | €9,544 | €6,713 | -€2,831 | -29.7% |
| Amounts payable | 17/49 | €21,778 | €8,395 | -€13,384 | -61.5% |
| Amounts payable within one year | 42/48 | €21,682 | €8,289 | -€13,394 | -61.8% |
| Trade debts | 44 | €3,739 | €181 | -€3,559 | -95.2% |
| Suppliers | 440/4 | €3,739 | €181 | -€3,559 | -95.2% |
| Taxes, remuneration and social security | 45 | €9,760 | €2,371 | -€7,389 | -75.7% |
| Taxes | 450/3 | €9,760 | €2,371 | -€7,389 | -75.7% |
| Other amounts payable | 47/48 | €8,183 | €5,737 | -€2,446 | -29.9% |
| Accrued charges and deferred income | 492/3 | €96 | €106 | +€10 | +10.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,006 | €3,006 | = | 0.0% |
| Other operating charges | 640/8 | €315 | €489 | +€175 | +55.5% |
| Gross operating margin | 9900 | €19,738 | €8,892 | -€10,846 | -55.0% |
| Operating profit (loss) | 9901 | €16,417 | €5,397 | -€11,021 | -67.1% |
| Financial income | 75/76B | €0 | €32 | +€31 | +314900.0% |
| Recurring financial income | 75 | €0 | €32 | +€31 | +314900.0% |
| Financial charges | 65/66B | €45 | €256 | +€211 | +472.4% |
| Recurring financial charges | 65 | €45 | €256 | +€211 | +472.4% |
| Profit (loss) for the period before taxes | 9903 | €16,373 | €5,173 | -€11,200 | -68.4% |
| Income taxes | 67/77 | €5,724 | €2,003 | -€3,721 | -65.0% |
| Profit (loss) for the period | 9904 | €10,649 | €3,169 | -€7,479 | -70.2% |
| Profit (loss) for the period to be appropriated | 9905 | €10,649 | €3,169 | -€7,479 | -70.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.