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TSV: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TSV

BE 0474.507.766
NACE 43.320, Joinery installation
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€157,408
2023 · €171,161-€13,753
Equity
€1.1m
2023 · €958,875+€116,155
Cash
€512,253
2023 · €439,101+€73,152
Balance sheet total
€1.2m
2023 · €1.2m+€3,541

Largest movements

2023 to 2024
Assets
  • Stocks and contracts -€73,540

    down €73,540 (-28.1%), from €261,534 to €187,994

    of which Contracts in progress: -€42,340

  • Cash +€73,152

    up €73,152 (+16.7%), from €439,101 to €512,253

    mainly Net result for the year (+€157,408) and Stocks and contracts (+€73,540)

  • Receivables within one year +€17,772

    up €17,772 (+6.1%), from €289,023 to €306,795

    of which Trade receivables: +€24,071

  • Tangible fixed assets -€12,083

    down €12,083 (-7.0%), from €172,126 to €160,043

Equity and liabilities
  • Reserves +€116,155

    up €116,155 (+12.4%), from €940,275 to €1.1m

  • Trade debts -€85,115

    down €85,115 (-62.5%), from €136,238 to €51,123

  • Short-term financial debts -€11,915

    no longer reported in 2024 (was €11,915)

Income statement
  • Write-downs +€18,950

    new in 2024: €18,950

  • Staff costs -€12,784

    down €12,784 (-7.5%), from €171,328 to €158,544

  • Gross operating margin -€7,924

    down €7,924 (-1.7%), from €458,447 to €450,522

  • Depreciation +€7,389

    up €7,389 (+19.6%), from €37,713 to €45,102

  • Taxes -€5,858

    down €5,858 (-7.9%), from €73,748 to €67,890

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €171,161
Gross operating margin -€7,924
Staff costs +€12,784
Depreciation -€7,389
Write-downs -€18,950
Other operating charges +€811
Financial income +€470
Financial charges +€588
Taxes +€5,858
Result 2024 €157,408

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€174,713
Investment -€33,019
Financing -€68,541
Cash 2023 €439,101
Net result for the year +€157,408
Depreciation +€45,102
Stocks and contracts +€73,540
Receivables within one year -€17,772
Deferred charges and accrued income +€1,760
Trade debts -€85,115
Tax, wage and social debts -€433
Other debts +€223
Investment in fixed assets (net) -€33,019
Debts after one year -€10,110
Current portion of long-term debt -€5,262
Short-term financial debts -€11,915
Contributions, distributions and other -€41,254
Cash 2024 €512,253
Every line side by side 47 lines
Line Code 2023 2024 Change %
Total assets 20/58 €1,168,204 €1,171,745 +€3,541 +0.3%
Fixed assets 21/28 €172,126 €160,043 -€12,083 -7.0%
Tangible fixed assets 22/27 €172,126 €160,043 -€12,083 -7.0%
Land and buildings 22 €7,826 €5,217 -€2,609 -33.3%
Plant, machinery and equipment 23 €29,521 €23,482 -€6,039 -20.5%
Furniture and vehicles 24 €134,779 €131,343 -€3,436 -2.5%
Current assets 29/58 €996,078 €1,011,703 +€15,624 +1.6%
Stocks and contracts in progress 3 €261,534 €187,994 -€73,540 -28.1%
Stocks 30/36 €177,424 €146,224 -€31,200 -17.6%
Contracts in progress 37 €84,110 €41,770 -€42,340 -50.3%
Amounts receivable within one year 40/41 €289,023 €306,795 +€17,772 +6.1%
Trade receivables 40 €155,820 €179,891 +€24,071 +15.4%
Other amounts receivable 41 €133,203 €126,904 -€6,299 -4.7%
Cash at bank and in hand 54/58 €439,101 €512,253 +€73,152 +16.7%
Deferred charges and accrued income 490/1 €6,421 €4,660 -€1,760 -27.4%
Total equity and liabilities 10/49 €1,168,204 €1,171,745 +€3,541 +0.3%
Equity 10/15 €958,875 €1,075,030 +€116,155 +12.1%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €940,275 €1,056,430 +€116,155 +12.4%
Distributable reserves 133 €940,275 €1,056,430 +€116,155 +12.4%
Amounts payable 17/49 €209,329 €96,716 -€112,613 -53.8%
Amounts payable after more than one year 17 €23,463 €13,352 -€10,110 -43.1%
Financial debts 170/4 €23,463 €13,352 -€10,110 -43.1%
Amounts payable within one year 42/48 €185,866 €83,363 -€102,503 -55.1%
Current portion of amounts payable after more than one year 42 €15,373 €10,110 -€5,262 -34.2%
Financial debts 43 €11,915 - -€11,915
Credit institutions 430/8 €11,915 - -€11,915
Trade debts 44 €136,238 €51,123 -€85,115 -62.5%
Suppliers 440/4 €136,238 €51,123 -€85,115 -62.5%
Taxes, remuneration and social security 45 €20,562 €20,128 -€433 -2.1%
Taxes 450/3 €6,716 €7,309 +€594 +8.8%
Remuneration and social security 454/9 €13,846 €12,819 -€1,027 -7.4%
Other amounts payable 47/48 €1,779 €2,002 +€223 +12.5%
Remuneration, social security and pensions 62 €171,328 €158,544 -€12,784 -7.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €37,713 €45,102 +€7,389 +19.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €18,950 +€18,950
Other operating charges 640/8 €1,743 €932 -€811 -46.5%
Gross operating margin 9900 €458,447 €450,522 -€7,924 -1.7%
Operating profit (loss) 9901 €247,663 €226,994 -€20,669 -8.3%
Financial income 75/76B €836 €1,306 +€470 +56.3%
Recurring financial income 75 €836 €1,306 +€470 +56.3%
Financial charges 65/66B €3,589 €3,001 -€588 -16.4%
Recurring financial charges 65 €3,589 €3,001 -€588 -16.4%
Profit (loss) for the period before taxes 9903 €244,909 €225,298 -€19,610 -8.0%
Income taxes 67/77 €73,748 €67,890 -€5,858 -7.9%
Profit (loss) for the period 9904 €171,161 €157,408 -€13,753 -8.0%
Profit (loss) for the period to be appropriated 9905 €171,161 €157,408 -€13,753 -8.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.