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TREFFER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TREFFER

BE 0428.209.963
NACE 47.716, Retail sale of clothing and accessories for women, men, children and babies (general range)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€9,487
2024 · -€12,934+€3,447
Equity
€101,175
2024 · €110,662-€9,487
Cash
€142,359
2024 · €152,757-€10,397
Balance sheet total
€257,217
2024 · €259,704-€2,486

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€19,108

    up €19,108 (+32.8%), from €58,230 to €77,338

  • Cash -€10,397

    down €10,397 (-6.8%), from €152,757 to €142,359

    mainly Stocks and contracts (-€19,108) and Net result for the year (-€9,487)

  • Tangible fixed assets -€9,359

    down €9,359 (-23.0%), from €40,655 to €31,296

    of which Furniture and vehicles: -€7,905

Equity and liabilities
  • Profit (loss) carried forward -€9,487

    down €9,487 (-18.9%), from €50,120 to €40,633

  • Tax, wage and social debts +€6,340

    up €6,340 (+116.6%), from €5,436 to €11,776

    of which Taxes: +€4,696

  • Trade debts +€4,583

    up €4,583 (+125.4%), from €3,654 to €8,237

  • Other debts -€3,923

    down €3,923 (-3.4%), from €116,255 to €112,332

Income statement
  • Gross operating margin +€11,919

    up €11,919, from -€2,193 to €9,726

  • Write-downs +€5,635

    up €5,635 (+125.2%), from €4,501 to €10,136

  • Depreciation +€3,388

    up €3,388 (+56.7%), from €5,971 to €9,359

  • Financial charges -€1,026

    down €1,026 (-58.4%), from €1,757 to €731

  • Taxes +€1,006

    up €1,006 (+103.3%), from €974 to €1,980

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€12,934
Gross operating margin +€11,919
Depreciation -€3,388
Write-downs -€5,635
Other operating charges +€58
Financial income +€473
Financial charges +€1,026
Taxes -€1,006
Result 2025 -€9,487

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€10,397
Investment €0
Financing €0
Cash 2024 €152,757
Net result for the year -€9,487
Depreciation +€9,359
Stocks and contracts -€19,108
Receivables within one year -€346
Deferred charges and accrued income +€2,185
Trade debts +€4,583
Tax, wage and social debts +€6,340
Other debts -€3,923
Cash 2025 €142,359
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €259,704 €257,217 -€2,486 -1.0%
Fixed assets 21/28 €43,947 €34,588 -€9,359 -21.3%
Tangible fixed assets 22/27 €40,655 €31,296 -€9,359 -23.0%
Plant, machinery and equipment 23 €996 €750 -€246 -24.7%
Furniture and vehicles 24 €34,756 €26,851 -€7,905 -22.7%
Other tangible fixed assets 26 €4,903 €3,695 -€1,208 -24.6%
Financial fixed assets 28 €3,292 €3,292 = 0.0%
Current assets 29/58 €215,757 €222,629 +€6,872 +3.2%
Stocks and contracts in progress 3 €58,230 €77,338 +€19,108 +32.8%
Stocks 30/36 €58,230 €77,338 +€19,108 +32.8%
Amounts receivable within one year 40/41 €2,443 €2,789 +€346 +14.2%
Trade receivables 40 €2,443 €2,789 +€346 +14.2%
Cash at bank and in hand 54/58 €152,757 €142,359 -€10,397 -6.8%
Deferred charges and accrued income 490/1 €2,327 €143 -€2,185 -93.9%
Total equity and liabilities 10/49 €259,704 €257,217 -€2,486 -1.0%
Equity 10/15 €110,662 €101,175 -€9,487 -8.6%
Contributions 10/11 €18,592 €18,592 = 0.0%
Reserves 13 €41,950 €41,950 = 0.0%
Distributable reserves 133 €41,950 €41,950 = 0.0%
Profit (loss) carried forward 14 €50,120 €40,633 -€9,487 -18.9%
Provisions and deferred taxes 16 €21,577 €21,577 = 0.0%
Provisions for liabilities and charges 160/5 €21,577 €21,577 = 0.0%
Pensions and similar obligations 160 €21,577 €21,577 = 0.0%
Amounts payable 17/49 €127,465 €134,465 +€7,000 +5.5%
Amounts payable within one year 42/48 €127,465 €134,465 +€7,000 +5.5%
Trade debts 44 €3,654 €8,237 +€4,583 +125.4%
Suppliers 440/4 €3,654 €8,237 +€4,583 +125.4%
Advances received on contracts in progress 46 €2,120 €2,120 = 0.0%
Taxes, remuneration and social security 45 €5,436 €11,776 +€6,340 +116.6%
Taxes 450/3 €5,436 €10,132 +€4,696 +86.4%
Remuneration and social security 454/9 €0 €1,644 +€1,644
Other amounts payable 47/48 €116,255 €112,332 -€3,923 -3.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €5,971 €9,359 +€3,388 +56.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €4,501 €10,136 +€5,635 +125.2%
Other operating charges 640/8 €1,481 €1,423 -€58 -3.9%
Gross operating margin 9900 -€2,193 €9,726 +€11,919
Operating profit (loss) 9901 -€14,146 -€11,192 +€2,954 +20.9%
Financial income 75/76B €3,943 €4,416 +€473 +12.0%
Recurring financial income 75 €3,943 €4,416 +€473 +12.0%
Financial charges 65/66B €1,757 €731 -€1,026 -58.4%
Recurring financial charges 65 €1,757 €731 -€1,026 -58.4%
Profit (loss) for the period before taxes 9903 -€11,960 -€7,507 +€4,453 +37.2%
Income taxes 67/77 €974 €1,980 +€1,006 +103.3%
Profit (loss) for the period 9904 -€12,934 -€9,487 +€3,447 +26.7%
Profit (loss) for the period to be appropriated 9905 -€12,934 -€9,487 +€3,447 +26.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.