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TREE 32: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TREE 32

BE 0779.626.810
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€19,697
2024 · €21,818-€2,122
Equity
€39,795
2024 · €20,098+€19,697
Cash
€1,095
2024 · €959+€136
Balance sheet total
€435,747
2024 · €431,355+€4,391

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€20,584

    up €20,584 (+5.2%), from €396,068 to €416,652

  • Receivables within one year -€16,328

    no longer reported in 2025 (was €16,328)

Equity and liabilities
  • Debts after one year -€21,566

    down €21,566 (-8.2%), from €261,890 to €240,323

  • Trade debts +€20,444

    up €20,444 (+387.3%), from €5,278 to €25,722

  • Reserves +€19,697

    up €19,697 (+130.5%), from €15,098 to €34,795

  • Other debts -€17,477

    down €17,477 (-15.4%), from €113,534 to €96,057

Income statement
  • Gross operating margin -€3,154

    down €3,154 (-6.6%), from €47,717 to €44,563

  • Financial charges -€1,996

    down €1,996 (-29.5%), from €6,762 to €4,766

  • Other operating charges -€1,487

    down €1,487 (-65.9%), from €2,257 to €770

  • Taxes +€1,321

    up €1,321 (+16.9%), from €7,824 to €9,146

  • Financial income -€946

    no longer reported in 2025 (was €946)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €21,818
Gross operating margin -€3,154
Depreciation -€184
Other operating charges +€1,487
Financial income -€946
Financial charges +€1,996
Taxes -€1,321
Result 2025 €19,697

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€52,155
Investment -€30,768
Financing -€21,252
Cash 2024 €959
Net result for the year +€19,697
Depreciation +€10,184
Receivables within one year +€16,328
Trade debts +€20,444
Tax, wage and social debts +€2,980
Other debts -€17,477
Investment in fixed assets (net) -€30,768
Debts after one year -€21,566
Current portion of long-term debt +€315
Cash 2025 €1,095
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €431,355 €435,747 +€4,391 +1.0%
Fixed assets 21/28 €396,068 €416,652 +€20,584 +5.2%
Tangible fixed assets 22/27 €396,068 €416,652 +€20,584 +5.2%
Land and buildings 22 €396,068 €416,652 +€20,584 +5.2%
Current assets 29/58 €35,287 €19,095 -€16,192 -45.9%
Amounts receivable within one year 40/41 €16,328 - -€16,328
Trade receivables 40 €16,328 - -€16,328
Cash at bank and in hand 54/58 €959 €1,095 +€136 +14.1%
Deferred charges and accrued income 490/1 €18,000 €18,000 = 0.0%
Total equity and liabilities 10/49 €431,355 €435,747 +€4,391 +1.0%
Equity 10/15 €20,098 €39,795 +€19,697 +98.0%
Contributions 10/11 €5,000 €5,000 = 0.0%
Reserves 13 €15,098 €34,795 +€19,697 +130.5%
Distributable reserves 133 €15,098 €34,795 +€19,697 +130.5%
Amounts payable 17/49 €411,257 €395,952 -€15,305 -3.7%
Amounts payable after more than one year 17 €261,890 €240,323 -€21,566 -8.2%
Financial debts 170/4 €261,890 €240,323 -€21,566 -8.2%
Amounts payable within one year 42/48 €149,367 €155,628 +€6,261 +4.2%
Current portion of amounts payable after more than one year 42 €21,252 €21,566 +€315 +1.5%
Trade debts 44 €5,278 €25,722 +€20,444 +387.3%
Suppliers 440/4 €5,278 €25,722 +€20,444 +387.3%
Taxes, remuneration and social security 45 €9,303 €12,283 +€2,980 +32.0%
Taxes 450/3 €9,303 €12,283 +€2,980 +32.0%
Other amounts payable 47/48 €113,534 €96,057 -€17,477 -15.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €10,000 €10,184 +€184 +1.8%
Other operating charges 640/8 €2,257 €770 -€1,487 -65.9%
Gross operating margin 9900 €47,717 €44,563 -€3,154 -6.6%
Operating profit (loss) 9901 €35,459 €33,609 -€1,851 -5.2%
Financial income 75/76B €946 - -€946
Recurring financial income 75 €946 - -€946
Financial charges 65/66B €6,762 €4,766 -€1,996 -29.5%
Recurring financial charges 65 €6,762 €4,766 -€1,996 -29.5%
Profit (loss) for the period before taxes 9903 €29,643 €28,842 -€800 -2.7%
Income taxes 67/77 €7,824 €9,146 +€1,321 +16.9%
Profit (loss) for the period 9904 €21,818 €19,697 -€2,122 -9.7%
Profit (loss) for the period to be appropriated 9905 €21,818 €19,697 -€2,122 -9.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.