Transinsur: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Transinsur
Largest movements
- Tangible fixed assets -€5,940
down €5,940 (-3.8%), from €154,455 to €148,514
- Reserves -€7,867
down €7,867 (-20.2%), from €39,034 to €31,166
of which Distributable reserves: -€7,867
- Other debts +€1,925
up €1,925 (+3.5%), from €54,505 to €56,430
- Other operating charges +€1,887
up €1,887 (+111.6%), from €1,690 to €3,577
- Gross operating margin -€1,310
down €1,310 (-27.5%), from €4,759 to €3,449
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €155,909 | €150,689 | -€5,220 | -3.3% |
| Fixed assets | 21/28 | €154,655 | €148,714 | -€5,940 | -3.8% |
| Tangible fixed assets | 22/27 | €154,455 | €148,514 | -€5,940 | -3.8% |
| Land and buildings | 22 | €154,455 | €148,514 | -€5,940 | -3.8% |
| Financial fixed assets | 28 | €200 | €200 | = | 0.0% |
| Current assets | 29/58 | €1,255 | €1,975 | +€720 | +57.4% |
| Amounts receivable within one year | 40/41 | €306 | €0 | -€306 | -100.0% |
| Trade receivables | 40 | €306 | €0 | -€306 | -100.0% |
| Cash at bank and in hand | 54/58 | €319 | €1,332 | +€1,012 | +316.9% |
| Deferred charges and accrued income | 490/1 | €629 | €643 | +€14 | +2.2% |
| Total equity and liabilities | 10/49 | €155,909 | €150,689 | -€5,220 | -3.3% |
| Equity | 10/15 | €101,034 | €93,166 | -€7,867 | -7.8% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €39,034 | €31,166 | -€7,867 | -20.2% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Distributable reserves | 133 | €32,834 | €24,966 | -€7,867 | -24.0% |
| Amounts payable | 17/49 | €54,876 | €57,523 | +€2,647 | +4.8% |
| Amounts payable within one year | 42/48 | €54,586 | €57,523 | +€2,937 | +5.4% |
| Trade debts | 44 | €81 | €1,093 | +€1,012 | +1256.4% |
| Suppliers | 440/4 | €81 | €1,093 | +€1,012 | +1256.4% |
| Other amounts payable | 47/48 | €54,505 | €56,430 | +€1,925 | +3.5% |
| Accrued charges and deferred income | 492/3 | €290 | €0 | -€290 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,549 | €7,589 | +€40 | +0.5% |
| Other operating charges | 640/8 | €1,690 | €3,577 | +€1,887 | +111.6% |
| Gross operating margin | 9900 | €4,759 | €3,449 | -€1,310 | -27.5% |
| Operating profit (loss) | 9901 | -€4,480 | -€7,717 | -€3,237 | -72.3% |
| Financial charges | 65/66B | €128 | €150 | +€23 | +17.6% |
| Recurring financial charges | 65 | €128 | €150 | +€23 | +17.6% |
| Profit (loss) for the period before taxes | 9903 | -€4,608 | -€7,867 | -€3,260 | -70.7% |
| Profit (loss) for the period | 9904 | -€4,608 | -€7,867 | -€3,260 | -70.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€4,608 | -€7,867 | -€3,260 | -70.7% |
Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.