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TRADI - CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TRADI - CONSTRUCT

BE 0443.470.934
NACE 41.001, General construction of residential buildings
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€260,154
2023 · -€174,619-€85,536
Equity
€735,759
2023 · €995,913-€260,154
Cash
€304,959
2023 · €84,570+€220,389
Balance sheet total
€14.5m
2023 · €10.1m+€4.4m

Largest movements

2023 to 2024
Assets
  • Tangible fixed assets +€2.2m

    up €2.2m (+64.9%), from €3.3m to €5.5m

  • Stocks and contracts +€2.0m

    up €2.0m (+30.8%), from €6.5m to €8.6m

  • Cash +€220,389

    up €220,389 (+260.6%), from €84,570 to €304,959

    mainly Short-term financial debts (+€3.7m) and Other debts (+€900,000)

Equity and liabilities
  • Short-term financial debts +€3.7m

    up €3.7m (+63.2%), from €5.8m to €9.5m

  • Other debts +€900,000

    up €900,000 (+191.5%), from €470,000 to €1.4m

  • Profit (loss) carried forward -€260,154

    down €260,154, from €201,463 to -€58,691

  • Trade debts +€178,250

    up €178,250 (+91.2%), from €195,366 to €373,616

Income statement
  • Gross operating margin -€81,724

    down €81,724 (-33.2%), from €245,967 to €164,243

  • Staff costs +€4,248

    up €4,248 (+4.7%), from €90,314 to €94,562

  • Financial charges -€3,734

    down €3,734 (-1.1%), from €328,271 to €324,537

    of which Financial charges: -€3,734

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€174,619
Gross operating margin -€81,724
Staff costs -€4,248
Other operating charges -€1,087
Other operating items -€2,047
Financial income +€0
Financial charges +€3,734
Taxes -€164
Result 2024 -€260,154

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1.3m
Investment -€2.2m
Financing +€3.7m
Cash 2023 €84,570
Net result for the year -€260,154
Stocks and contracts -€2.0m
Receivables within one year -€31,111
Smaller working-capital items -€169
Trade debts +€178,250
Tax, wage and social debts -€80,466
Other debts +€900,000
Investment in fixed assets (net) -€2.2m
Short-term financial debts +€3.7m
Cash 2024 €304,959
Every line side by side 52 lines
Line Code 2023 2024 Change %
Total assets 20/58 €10,080,291 €14,496,754 +€4.4m +43.8%
Fixed assets 21/28 €3,398,436 €5,551,925 +€2.2m +63.4%
Tangible fixed assets 22/27 €3,316,933 €5,470,422 +€2.2m +64.9%
Other tangible fixed assets 26 €3,316,933 €5,470,422 +€2.2m +64.9%
Financial fixed assets 28 €81,503 €81,503 = 0.0%
Current assets 29/58 €6,681,854 €8,944,829 +€2.3m +33.9%
Stocks and contracts in progress 3 €6,544,300 €8,557,100 +€2.0m +30.8%
Stocks 30/36 €6,544,300 €8,557,100 +€2.0m +30.8%
Amounts receivable within one year 40/41 €47,870 €78,981 +€31,111 +65.0%
Trade receivables 40 €17,870 €15,597 -€2,273 -12.7%
Other amounts receivable 41 €30,000 €63,384 +€33,384 +111.3%
Current investments 50/53 €274 €274 = 0.0%
Cash at bank and in hand 54/58 €84,570 €304,959 +€220,389 +260.6%
Deferred charges and accrued income 490/1 €4,841 €3,515 -€1,326 -27.4%
Total equity and liabilities 10/49 €10,080,291 €14,496,754 +€4.4m +43.8%
Equity 10/15 €995,913 €735,759 -€260,154 -26.1%
Contributions 10/11 €732,000 €732,000 = 0.0%
Capital 10 €732,000 €732,000 = 0.0%
Issued capital 100 €732,000 €732,000 = 0.0%
Reserves 13 €62,450 €62,450 = 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Tax-exempt reserves 132 €56,250 €56,250 = 0.0%
Profit (loss) carried forward 14 €201,463 -€58,691 -€260,154
Amounts payable 17/49 €9,084,377 €13,760,995 +€4.7m +51.5%
Amounts payable after more than one year 17 €2,500,000 €2,500,000 = 0.0%
Financial debts 170/4 €2,500,000 €2,500,000 = 0.0%
Amounts payable within one year 42/48 €6,582,882 €11,260,995 +€4.7m +71.1%
Financial debts 43 €5,821,900 €9,502,229 +€3.7m +63.2%
Credit institutions 430/8 €5,821,900 €9,502,229 +€3.7m +63.2%
Trade debts 44 €195,366 €373,616 +€178,250 +91.2%
Suppliers 440/4 €195,366 €373,616 +€178,250 +91.2%
Taxes, remuneration and social security 45 €95,616 €15,150 -€80,466 -84.2%
Taxes 450/3 €85,480 €3,366 -€82,114 -96.1%
Remuneration and social security 454/9 €10,136 €11,784 +€1,648 +16.3%
Other amounts payable 47/48 €470,000 €1,370,000 +€900,000 +191.5%
Accrued charges and deferred income 492/3 €1,495 €0 -€1,495 -100.0%
Non-recurring operating income 76A €0 €33,336 +€33,336
Remuneration, social security and pensions 62 €90,314 €94,562 +€4,248 +4.7%
Other operating charges 640/8 €2,000 €3,087 +€1,087 +54.3%
Non-recurring operating charges 66A - €2,047 +€2,047
Gross operating margin 9900 €245,967 €164,243 -€81,724 -33.2%
Operating profit (loss) 9901 €153,653 €64,547 -€89,106 -58.0%
Financial income 75/76B €0 €0 +€0 +275.0%
Recurring financial income 75 €0 €0 +€0 +275.0%
Financial charges 65/66B €328,271 €324,537 -€3,734 -1.1%
Recurring financial charges 65 €328,271 €324,537 -€3,734 -1.1%
Non-recurring financial charges 66B €0 - =
Profit (loss) for the period before taxes 9903 -€174,619 -€259,990 -€85,371 -48.9%
Income taxes 67/77 €0 €164 +€164
Profit (loss) for the period 9904 -€174,619 -€260,154 -€85,536 -49.0%
Profit (loss) for the period to be appropriated 9905 -€174,619 -€260,154 -€85,536 -49.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.