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TRADE4YOU: what changed

Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TRADE4YOU

BE 0891.389.121
NACE 46.190, Agents in non-specialised wholesale trade
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€891
2024 · -€348-€542
Equity
€6,857
2024 · €7,747-€891
Cash
€4,751
2024 · €1,106+€3,646
Balance sheet total
€6,986
2024 · €7,845-€859

Largest movements

2024 to 2025
Assets
  • Current investments -€5,000

    no longer reported in 2025 (was €5,000)

  • Cash +€3,646

    up €3,646 (+330%), from €1,106 to €4,751

    mainly Current investments (+€5,000) and Depreciation (+€298)

  • Receivables within one year +€937

    up €937 (+76.6%), from €1,223 to €2,160

    of which Trade receivables: +€994

  • Tangible fixed assets -€298

    down €298 (-80.0%), from €373 to €75

  • Deferred charges and accrued income -€143

    no longer reported in 2025 (was €143)

Equity and liabilities
  • Profit (loss) carried forward -€891

    down €891 (-15.2%), from €5,872 to €4,982

Income statement
  • Gross operating margin -€905

    down €905 (-689%), from -€131 to -€1,037

  • Depreciation -€500

    down €500 (-62.6%), from €798 to €298

  • Financial income -€213

    down €213 (-27.6%), from €773 to €560

  • Financial charges -€81

    down €81 (-42.2%), from €192 to €111

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€348
Gross operating margin -€905
Depreciation +€500
Other operating charges -€5
Financial income -€213
Financial charges +€81
Result 2025 -€891
raises the resultlowers the result

Derived cash bridge

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€1,354
Investment +€5,000
Financing €0
Cash 2024 €1,106
Net result for the year -€891
Depreciation +€298
Receivables within one year -€937
Deferred charges and accrued income +€143
Trade debts -€40
Tax, wage and social debts +€72
Current investments +€5,000
Cash 2025 €4,751
brings cash intakes cash out
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €7,845 €6,986 -€859 -10.9%
Fixed assets 21/28 €373 €75 -€298 -80.0%
Tangible fixed assets 22/27 €373 €75 -€298 -80.0%
Furniture and vehicles 24 €373 €75 -€298 -80.0%
Current assets 29/58 €7,472 €6,912 -€561 -7.5%
Amounts receivable within one year 40/41 €1,223 €2,160 +€937 +76.6%
Trade receivables 40 - €994 +€994
Other amounts receivable 41 €1,223 €1,166 -€57 -4.6%
Current investments 50/53 €5,000 - -€5,000
Cash at bank and in hand 54/58 €1,106 €4,751 +€3,646 +330%
Deferred charges and accrued income 490/1 €143 - -€143
Total equity and liabilities 10/49 €7,845 €6,986 -€859 -10.9%
Equity 10/15 €7,747 €6,857 -€891 -11.5%
Reserves 13 €1,875 €1,875 = 0.0%
Non-distributable reserves 130/1 €1,875 €1,875 = 0.0%
Reserves not available under the articles 1311 €1,875 €1,875 = 0.0%
Profit (loss) carried forward 14 €5,872 €4,982 -€891 -15.2%
Amounts payable 17/49 €98 €130 +€32 +32.6%
Amounts payable within one year 42/48 €98 €130 +€32 +32.6%
Trade debts 44 €98 €58 -€40 -40.7%
Suppliers 440/4 €98 €58 -€40 -40.7%
Taxes, remuneration and social security 45 - €72 +€72
Taxes 450/3 - €72 +€72
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €798 €298 -€500 -62.6%
Other operating charges 640/8 €0 €5 +€5 +8,083%
Gross operating margin 9900 -€131 -€1,037 -€905 -689%
Operating profit (loss) 9901 -€930 -€1,340 -€410 -44.1%
Financial income 75/76B €773 €560 -€213 -27.6%
Recurring financial income 75 €773 €560 -€213 -27.6%
Financial charges 65/66B €192 €111 -€81 -42.2%
Recurring financial charges 65 €192 €111 -€81 -42.2%
Profit (loss) for the period before taxes 9903 -€348 -€891 -€542 -156%
Profit (loss) for the period 9904 -€348 -€891 -€542 -156%
Profit (loss) for the period to be appropriated 9905 -€348 -€891 -€542 -156%

Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.