TOTAL STONE CONCEPTS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TOTAL STONE CONCEPTS
Largest movements
- Receivables within one year +€139,945
up €139,945 (+55.4%), from €252,823 to €392,769
of which Trade receivables: +€127,136
- Tangible fixed assets -€35,888
down €35,888 (-8.3%), from €433,251 to €397,363
of which Furniture and vehicles: -€19,175
- Deferred charges and accrued income -€21,318
down €21,318 (-97.4%), from €21,883 to €566
- Cash +€14,632
up €14,632 (+18.9%), from €77,372 to €92,004
mainly Trade debts (+€65,563) and Short-term financial debts (+€50,000)
- Trade debts +€65,563
up €65,563 (+27.3%), from €239,934 to €305,497
- Debts after one year -€50,701
down €50,701 (-14.0%), from €362,899 to €312,198
- Short-term financial debts +€50,000
new in 2025: €50,000
- Other debts +€30,182
up €30,182 (+6,361%), from €474 to €30,657
- Reserves +€15,533
up €15,533 (+14.6%), from €106,340 to €121,873
- Depreciation -€54,395
down €54,395 (-52.3%), from €104,077 to €49,682
- Gross operating margin -€17,769
down €17,769 (-7.0%), from €253,437 to €235,667
- Staff costs +€9,345
up €9,345 (+10.5%), from €89,006 to €98,351
- Financial charges -€7,381
down €7,381 (-23.4%), from €31,509 to €24,128
of which Financial charges: -€9,603
- Taxes +€5,454
up €5,454 (+71.4%), from €7,639 to €13,092
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €799,745 | €900,310 | +€100,565 | +12.6% |
| Fixed assets | 21/28 | €437,051 | €404,450 | -€32,600 | -7.5% |
| Intangible fixed assets | 21 | - | €3,288 | +€3,288 | |
| Tangible fixed assets | 22/27 | €433,251 | €397,363 | -€35,888 | -8.3% |
| Land and buildings | 22 | €367,359 | €357,305 | -€10,055 | -2.7% |
| Plant, machinery and equipment | 23 | €17,166 | €14,738 | -€2,428 | -14.1% |
| Furniture and vehicles | 24 | €44,495 | €25,320 | -€19,175 | -43.1% |
| Leasing and similar rights | 25 | €4,231 | €0 | -€4,231 | -100% |
| Financial fixed assets | 28 | €3,800 | €3,800 | = | 0.0% |
| Current assets | 29/58 | €362,695 | €495,860 | +€133,165 | +36.7% |
| Stocks and contracts in progress | 3 | €10,616 | €10,522 | -€95 | -0.9% |
| Stocks | 30/36 | €10,616 | €10,522 | -€95 | -0.9% |
| Amounts receivable within one year | 40/41 | €252,823 | €392,769 | +€139,945 | +55.4% |
| Trade receivables | 40 | €156,094 | €283,230 | +€127,136 | +81.4% |
| Other amounts receivable | 41 | €96,730 | €109,539 | +€12,809 | +13.2% |
| Cash at bank and in hand | 54/58 | €77,372 | €92,004 | +€14,632 | +18.9% |
| Deferred charges and accrued income | 490/1 | €21,883 | €566 | -€21,318 | -97.4% |
| Total equity and liabilities | 10/49 | €799,745 | €900,310 | +€100,565 | +12.6% |
| Equity | 10/15 | €111,340 | €126,873 | +€15,533 | +14.0% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €106,340 | €121,873 | +€15,533 | +14.6% |
| Distributable reserves | 133 | €106,340 | €121,873 | +€15,533 | +14.6% |
| Amounts payable | 17/49 | €688,406 | €773,438 | +€85,032 | +12.4% |
| Amounts payable after more than one year | 17 | €362,899 | €312,198 | -€50,701 | -14.0% |
| Financial debts | 170/4 | €362,899 | €312,198 | -€50,701 | -14.0% |
| Amounts payable within one year | 42/48 | €325,506 | €458,465 | +€132,958 | +40.8% |
| Current portion of amounts payable after more than one year | 42 | €79,718 | €68,080 | -€11,639 | -14.6% |
| Financial debts | 43 | - | €50,000 | +€50,000 | |
| Credit institutions | 430/8 | - | €50,000 | +€50,000 | |
| Trade debts | 44 | €239,934 | €305,497 | +€65,563 | +27.3% |
| Suppliers | 440/4 | €239,934 | €305,497 | +€65,563 | +27.3% |
| Taxes, remuneration and social security | 45 | €5,380 | €4,231 | -€1,149 | -21.4% |
| Taxes | 450/3 | €2,639 | €4,231 | +€1,592 | +60.3% |
| Remuneration and social security | 454/9 | €2,741 | - | -€2,741 | |
| Other amounts payable | 47/48 | €474 | €30,657 | +€30,182 | +6,361% |
| Accrued charges and deferred income | 492/3 | - | €2,775 | +€2,775 | |
| Remuneration, social security and pensions | 62 | €89,006 | €98,351 | +€9,345 | +10.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €104,077 | €49,682 | -€54,395 | -52.3% |
| Other operating charges | 640/8 | €5,951 | €6,093 | +€142 | +2.4% |
| Gross operating margin | 9900 | €253,437 | €235,667 | -€17,769 | -7.0% |
| Operating profit (loss) | 9901 | €54,403 | €81,541 | +€27,138 | +49.9% |
| Financial income | 75/76B | €653 | €1,212 | +€559 | +85.6% |
| Recurring financial income | 75 | €653 | €1,212 | +€559 | +85.6% |
| Financial charges | 65/66B | €31,509 | €24,128 | -€7,381 | -23.4% |
| Recurring financial charges | 65 | €31,509 | €21,906 | -€9,603 | -30.5% |
| Non-recurring financial charges | 66B | - | €2,223 | +€2,223 | |
| Profit (loss) for the period before taxes | 9903 | €23,547 | €58,625 | +€35,078 | +149% |
| Income taxes | 67/77 | €7,639 | €13,092 | +€5,454 | +71.4% |
| Profit (loss) for the period | 9904 | €15,909 | €45,533 | +€29,624 | +186% |
| Profit (loss) for the period to be appropriated | 9905 | €15,909 | €45,533 | +€29,624 | +186% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.