TOTAL LIVING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TOTAL LIVING
Largest movements
- Cash -€28,787
down €28,787 (-55.6%), from €51,769 to €22,982
mainly Contributions, distributions and other (-€26,913) and Tax, wage and social debts (-€17,831)
- Receivables within one year -€3,945
down €3,945 (-5.9%), from €66,336 to €62,390
of which Other amounts receivable: -€6,177
- Tangible fixed assets -€2,106
down €2,106 (-45.8%), from €4,602 to €2,496
of which Furniture and vehicles: -€1,561
- Tax, wage and social debts -€17,831
down €17,831 (-42.4%), from €42,078 to €24,247
- Trade debts -€14,110
down €14,110 (-35.1%), from €40,179 to €26,069
- Reserves -€3,319
down €3,319 (-12.3%), from €26,913 to €23,594
- Financial income -€2,728
down €2,728 (-45.4%), from €6,010 to €3,282
- Taxes +€955
up €955 (+6.8%), from €13,958 to €14,912
- Gross operating margin +€615
up €615 (+1.5%), from €40,088 to €40,703
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €129,171 | €93,910 | -€35,260 | -27.3% |
| Fixed assets | 21/28 | €6,852 | €4,746 | -€2,106 | -30.7% |
| Tangible fixed assets | 22/27 | €4,602 | €2,496 | -€2,106 | -45.8% |
| Plant, machinery and equipment | 23 | €1,089 | €544 | -€545 | -50.1% |
| Furniture and vehicles | 24 | €3,514 | €1,952 | -€1,561 | -44.4% |
| Financial fixed assets | 28 | €2,250 | €2,250 | = | 0.0% |
| Current assets | 29/58 | €122,318 | €89,164 | -€33,154 | -27.1% |
| Amounts receivable within one year | 40/41 | €66,336 | €62,390 | -€3,945 | -5.9% |
| Trade receivables | 40 | €11,890 | €14,122 | +€2,232 | +18.8% |
| Other amounts receivable | 41 | €54,446 | €48,269 | -€6,177 | -11.3% |
| Cash at bank and in hand | 54/58 | €51,769 | €22,982 | -€28,787 | -55.6% |
| Deferred charges and accrued income | 490/1 | €4,213 | €3,792 | -€422 | -10.0% |
| Total equity and liabilities | 10/49 | €129,171 | €93,910 | -€35,260 | -27.3% |
| Equity | 10/15 | €46,913 | €43,594 | -€3,319 | -7.1% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €26,913 | €23,594 | -€3,319 | -12.3% |
| Distributable reserves | 133 | €26,913 | €23,594 | -€3,319 | -12.3% |
| Amounts payable | 17/49 | €82,258 | €50,316 | -€31,941 | -38.8% |
| Amounts payable within one year | 42/48 | €82,258 | €50,316 | -€31,941 | -38.8% |
| Trade debts | 44 | €40,179 | €26,069 | -€14,110 | -35.1% |
| Suppliers | 440/4 | €40,179 | €26,069 | -€14,110 | -35.1% |
| Taxes, remuneration and social security | 45 | €42,078 | €24,247 | -€17,831 | -42.4% |
| Taxes | 450/3 | €42,078 | €24,247 | -€17,831 | -42.4% |
| Non-recurring operating income | 76A | €1,531 | - | -€1,531 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,114 | €2,106 | -€7 | -0.3% |
| Other operating charges | 640/8 | €1,303 | €1,397 | +€94 | +7.2% |
| Gross operating margin | 9900 | €40,088 | €40,703 | +€615 | +1.5% |
| Operating profit (loss) | 9901 | €36,671 | €37,199 | +€528 | +1.4% |
| Financial income | 75/76B | €6,010 | €3,282 | -€2,728 | -45.4% |
| Recurring financial income | 75 | €6,010 | €3,282 | -€2,728 | -45.4% |
| Financial charges | 65/66B | €1,810 | €1,975 | +€164 | +9.1% |
| Recurring financial charges | 65 | €1,810 | €1,975 | +€164 | +9.1% |
| Profit (loss) for the period before taxes | 9903 | €40,871 | €38,506 | -€2,364 | -5.8% |
| Income taxes | 67/77 | €13,958 | €14,912 | +€955 | +6.8% |
| Profit (loss) for the period | 9904 | €26,913 | €23,594 | -€3,319 | -12.3% |
| Profit (loss) for the period to be appropriated | 9905 | €26,913 | €23,594 | -€3,319 | -12.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.