Skip to content

TOTAL CONCEPT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TOTAL CONCEPT

BE 0474.834.202
NACE 43.310, Plastering work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€15,039
2024 · -€39,923+€24,884
Equity
€201,991
2024 · €217,029-€15,039
Cash
€54,985
2024 · €77,038-€22,053
Balance sheet total
€497,335
2024 · €663,981-€166,646

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€119,407

    down €119,407 (-83.4%), from €143,150 to €23,743

    of which Other amounts receivable: -€70,982

  • Tangible fixed assets -€23,518

    down €23,518 (-5.3%), from €442,125 to €418,607

  • Cash -€22,053

    down €22,053 (-28.6%), from €77,038 to €54,985

    mainly Debts after one year (-€290,000) and Trade debts (-€63,709)

Equity and liabilities
  • Debts after one year -€290,000

    no longer reported in 2025 (was €290,000)

  • Other debts +€228,672

    up €228,672 (+489.9%), from €46,677 to €275,349

  • Trade debts -€63,709

    down €63,709 (-81.6%), from €78,036 to €14,327

  • Revaluation surpluses -€24,000

    down €24,000 (-9.0%), from €268,000 to €244,000

  • Reserves +€24,000

    up €24,000 (+17.9%), from €133,860 to €157,860

    of which Distributable reserves: +€24,000

Income statement
  • Gross operating margin +€16,481

    up €16,481 (+1057.8%), from €1,558 to €18,039

  • Financial charges -€4,562

    down €4,562 (-54.2%), from €8,418 to €3,856

  • Depreciation -€3,981

    down €3,981 (-14.5%), from €27,500 to €23,518

  • Other operating charges +€472

    up €472 (+8.5%), from €5,563 to €6,035

  • Financial income +€331

    new in 2025: €331

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€39,923
Gross operating margin +€16,481
Depreciation +€3,981
Other operating charges -€472
Financial income +€331
Financial charges +€4,562
Result 2025 -€15,039

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€270,100
Investment €0
Financing -€292,153
Cash 2024 €77,038
Net result for the year -€15,039
Depreciation +€23,518
Receivables within one year +€119,407
Deferred charges and accrued income +€1,668
Trade debts -€63,709
Tax, wage and social debts -€17,748
Other debts +€228,672
Accrued charges and deferred income -€6,671
Debts after one year -€290,000
Current portion of long-term debt -€2,153
Cash 2025 €54,985
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €663,981 €497,335 -€166,646 -25.1%
Fixed assets 21/28 €442,125 €418,607 -€23,518 -5.3%
Tangible fixed assets 22/27 €442,125 €418,607 -€23,518 -5.3%
Land and buildings 22 €442,125 €418,607 -€23,518 -5.3%
Current assets 29/58 €221,856 €78,728 -€143,128 -64.5%
Amounts receivable within one year 40/41 €143,150 €23,743 -€119,407 -83.4%
Trade receivables 40 €64,207 €15,782 -€48,425 -75.4%
Other amounts receivable 41 €78,943 €7,961 -€70,982 -89.9%
Cash at bank and in hand 54/58 €77,038 €54,985 -€22,053 -28.6%
Deferred charges and accrued income 490/1 €1,668 - -€1,668
Total equity and liabilities 10/49 €663,981 €497,335 -€166,646 -25.1%
Equity 10/15 €217,029 €201,991 -€15,039 -6.9%
Contributions 10/11 €6,200 €6,200 = 0.0%
Capital 10 €6,200 - -€6,200
Issued capital 100 €18,600 - -€18,600
Uncalled capital 101 €12,400 - -€12,400
Outside capital 11 - €6,200 +€6,200
Other 1109/19 - €6,200 +€6,200
Revaluation surpluses 12 €268,000 €244,000 -€24,000 -9.0%
Reserves 13 €133,860 €157,860 +€24,000 +17.9%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Legal reserve 130 €1,860 - -€1,860
Reserves not available under the articles 1311 - €1,860 +€1,860
Distributable reserves 133 €132,000 €156,000 +€24,000 +18.2%
Profit (loss) carried forward 14 -€191,031 -€206,069 -€15,039 -7.9%
Amounts payable 17/49 €446,952 €295,345 -€151,607 -33.9%
Amounts payable after more than one year 17 €290,000 - -€290,000
Financial debts 170/4 €290,000 - -€290,000
Amounts payable within one year 42/48 €150,281 €295,345 +€145,063 +96.5%
Current portion of amounts payable after more than one year 42 €2,153 - -€2,153
Trade debts 44 €78,036 €14,327 -€63,709 -81.6%
Suppliers 440/4 €78,036 €14,327 -€63,709 -81.6%
Taxes, remuneration and social security 45 €23,416 €5,668 -€17,748 -75.8%
Taxes 450/3 €23,416 €5,668 -€17,748 -75.8%
Other amounts payable 47/48 €46,677 €275,349 +€228,672 +489.9%
Accrued charges and deferred income 492/3 €6,671 - -€6,671
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €27,500 €23,518 -€3,981 -14.5%
Other operating charges 640/8 €5,563 €6,035 +€472 +8.5%
Gross operating margin 9900 €1,558 €18,039 +€16,481 +1057.8%
Operating profit (loss) 9901 -€31,504 -€11,514 +€19,991 +63.5%
Financial income 75/76B - €331 +€331
Recurring financial income 75 - €331 +€331
Financial charges 65/66B €8,418 €3,856 -€4,562 -54.2%
Recurring financial charges 65 €8,418 €3,856 -€4,562 -54.2%
Profit (loss) for the period before taxes 9903 -€39,923 -€15,039 +€24,884 +62.3%
Profit (loss) for the period 9904 -€39,923 -€15,039 +€24,884 +62.3%
Profit (loss) for the period to be appropriated 9905 -€39,923 -€15,039 +€24,884 +62.3%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.