Skip to content

TORQUE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TORQUE

BE 0898.547.523
NACE 95.311, General maintenance and repair of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€154,510
2024 · €67,225+€87,285
Equity
€581,042
2024 · €452,587+€128,455
Cash
€18,659
2024 · €10,501+€8,158
Balance sheet total
€1.7m
2024 · €1.6m+€107,250

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€151,696

    up €151,696 (+1094.5%), from €13,860 to €165,556

  • Tangible fixed assets -€52,604

    down €52,604 (-4.0%), from €1.3m to €1.3m

Equity and liabilities
  • Reserves +€128,455

    up €128,455 (+86.0%), from €149,317 to €277,772

  • Debts after one year -€80,194

    down €80,194 (-8.5%), from €946,788 to €866,594

  • Short-term financial debts +€34,312

    up €34,312 (+466.6%), from €7,354 to €41,667

  • Other debts +€26,055

    new in 2025: €26,055

Income statement
  • Gross operating margin +€145,958

    up €145,958 (+70.0%), from €208,595 to €354,553

  • Taxes +€44,875

    up €44,875 (+165.9%), from €27,056 to €71,930

  • Staff costs +€18,725

    up €18,725 (+48.3%), from €38,738 to €57,464

  • Financial charges -€4,559

    down €4,559 (-31.6%), from €14,444 to €9,885

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €67,225
Gross operating margin +€145,958
Staff costs -€18,725
Depreciation +€689
Other operating charges -€322
Financial charges +€4,559
Taxes -€44,875
Result 2025 €154,510

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€87,223
Investment €0
Financing -€79,066
Cash 2024 €10,501
Net result for the year +€154,510
Depreciation +€52,604
Receivables within one year -€151,696
Trade debts -€9,736
Tax, wage and social debts +€15,852
Other debts +€26,055
Accrued charges and deferred income -€366
Debts after one year -€80,194
Current portion of long-term debt -€7,129
Short-term financial debts +€34,312
Contributions, distributions and other -€26,055
Cash 2025 €18,659
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,555,609 €1,662,859 +€107,250 +6.9%
Fixed assets 21/28 €1,531,248 €1,478,644 -€52,604 -3.4%
Tangible fixed assets 22/27 €1,323,248 €1,270,644 -€52,604 -4.0%
Land and buildings 22 €1,323,248 €1,270,644 -€52,604 -4.0%
Financial fixed assets 28 €208,000 €208,000 = 0.0%
Current assets 29/58 €24,361 €184,215 +€159,854 +656.2%
Amounts receivable within one year 40/41 €13,860 €165,556 +€151,696 +1094.5%
Trade receivables 40 €13,860 €165,556 +€151,696 +1094.5%
Cash at bank and in hand 54/58 €10,501 €18,659 +€8,158 +77.7%
Total equity and liabilities 10/49 €1,555,609 €1,662,859 +€107,250 +6.9%
Equity 10/15 €452,587 €581,042 +€128,455 +28.4%
Contributions 10/11 €18,600 €18,600 = 0.0%
Outside capital 11 €18,600 €18,600 = 0.0%
Other 1109/19 €18,600 €18,600 = 0.0%
Reserves 13 €149,317 €277,772 +€128,455 +86.0%
Distributable reserves 133 €149,317 €277,772 +€128,455 +86.0%
Profit (loss) carried forward 14 €284,670 €284,670 = 0.0%
Provisions and deferred taxes 16 €19,500 €19,500 = 0.0%
Provisions for liabilities and charges 160/5 €19,500 €19,500 = 0.0%
Pensions and similar obligations 160 €19,500 €19,500 = 0.0%
Amounts payable 17/49 €1,083,522 €1,062,317 -€21,205 -2.0%
Amounts payable after more than one year 17 €946,788 €866,594 -€80,194 -8.5%
Financial debts 170/4 €946,788 €866,594 -€80,194 -8.5%
Amounts payable within one year 42/48 €136,368 €195,722 +€59,354 +43.5%
Current portion of amounts payable after more than one year 42 €87,323 €80,194 -€7,129 -8.2%
Financial debts 43 €7,354 €41,667 +€34,312 +466.6%
Credit institutions 430/8 €7,354 €41,667 +€34,312 +466.6%
Trade debts 44 €31,484 €21,748 -€9,736 -30.9%
Suppliers 440/4 €31,484 €21,748 -€9,736 -30.9%
Taxes, remuneration and social security 45 €10,206 €26,059 +€15,852 +155.3%
Taxes 450/3 €7,185 €19,688 +€12,503 +174.0%
Remuneration and social security 454/9 €3,021 €6,370 +€3,349 +110.8%
Other amounts payable 47/48 - €26,055 +€26,055
Accrued charges and deferred income 492/3 €366 - -€366
Remuneration, social security and pensions 62 €38,738 €57,464 +€18,725 +48.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €53,293 €52,604 -€689 -1.3%
Other operating charges 640/8 €7,840 €8,161 +€322 +4.1%
Gross operating margin 9900 €208,595 €354,553 +€145,958 +70.0%
Operating profit (loss) 9901 €108,724 €236,325 +€127,600 +117.4%
Financial charges 65/66B €14,444 €9,885 -€4,559 -31.6%
Recurring financial charges 65 €14,444 €9,885 -€4,559 -31.6%
Profit (loss) for the period before taxes 9903 €94,280 €226,440 +€132,160 +140.2%
Income taxes 67/77 €27,056 €71,930 +€44,875 +165.9%
Profit (loss) for the period 9904 €67,225 €154,510 +€87,285 +129.8%
Profit (loss) for the period to be appropriated 9905 €67,225 €154,510 +€87,285 +129.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.