TL ASSURANCES & CONSULTING: what changed
TL ASSURANCES & CONSULTING
Largest movements
- Receivables within one year +€12,060
up €12,060 (+16.4%), from €73,535 to €85,595
of which Trade receivables: +€6,624
- Intangible fixed assets -€4,998
down €4,998 (-26.0%), from €19,188 to €14,190
- Cash +€3,368
up €3,368 (+267%), from €1,261 to €4,629
mainly Net result for the year (+€56,758) and Other debts (+€22,737)
- Deferred charges and accrued income +€1,732
up €1,732 (+12.7%), from €13,614 to €15,346
- Other debts +€22,737
up €22,737 (+87.6%), from €25,968 to €48,705
- Debts after one year -€9,809
down €9,809 (-23.7%), from €41,308 to €31,499
- Tax, wage and social debts -€4,537
down €4,537 (-32.4%), from €13,992 to €9,455
- Trade debts +€2,625
up €2,625 (+29.4%), from €8,917 to €11,543
- Gross operating margin +€30,885
up €30,885 (+57.5%), from €53,689 to €84,575
- Taxes +€5,530
up €5,530 (+44.3%), from €12,482 to €18,012
- Other operating charges +€1,890
up €1,890 (+202%), from €934 to €2,824
- Financial income +€920
up €920 (+28.5%), from €3,228 to €4,149
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €111,804 | €122,902 | +€11,099 | +9.9% |
| Formation expenses | 20 | €996 | €422 | -€573 | -57.6% |
| Fixed assets | 21/28 | €22,398 | €16,910 | -€5,488 | -24.5% |
| Intangible fixed assets | 21 | €19,188 | €14,190 | -€4,998 | -26.0% |
| Tangible fixed assets | 22/27 | €3,209 | €2,719 | -€490 | -15.3% |
| Plant, machinery and equipment | 23 | €1,398 | €1,229 | -€169 | -12.1% |
| Furniture and vehicles | 24 | €1,811 | €1,490 | -€321 | -17.7% |
| Current assets | 29/58 | €88,410 | €105,570 | +€17,160 | +19.4% |
| Amounts receivable within one year | 40/41 | €73,535 | €85,595 | +€12,060 | +16.4% |
| Trade receivables | 40 | - | €6,624 | +€6,624 | |
| Other amounts receivable | 41 | €73,535 | €78,971 | +€5,436 | +7.4% |
| Cash at bank and in hand | 54/58 | €1,261 | €4,629 | +€3,368 | +267% |
| Deferred charges and accrued income | 490/1 | €13,614 | €15,346 | +€1,732 | +12.7% |
| Total equity and liabilities | 10/49 | €111,804 | €122,902 | +€11,099 | +9.9% |
| Equity | 10/15 | €997 | €455 | -€542 | -54.4% |
| Contributions | 10/11 | €1 | €1 | = | 0.0% |
| Profit (loss) carried forward | 14 | €996 | €454 | -€542 | -54.4% |
| Amounts payable | 17/49 | €110,807 | €122,447 | +€11,640 | +10.5% |
| Amounts payable after more than one year | 17 | €41,308 | €31,499 | -€9,809 | -23.7% |
| Financial debts | 170/4 | €41,308 | €31,499 | -€9,809 | -23.7% |
| Amounts payable within one year | 42/48 | €69,499 | €90,949 | +€21,449 | +30.9% |
| Current portion of amounts payable after more than one year | 42 | €20,622 | €21,246 | +€624 | +3.0% |
| Financial debts | 43 | €0 | - | = | |
| Credit institutions | 430/8 | €0 | - | = | |
| Trade debts | 44 | €8,917 | €11,543 | +€2,625 | +29.4% |
| Suppliers | 440/4 | €8,917 | €11,543 | +€2,625 | +29.4% |
| Taxes, remuneration and social security | 45 | €13,992 | €9,455 | -€4,537 | -32.4% |
| Taxes | 450/3 | €13,992 | €9,455 | -€4,537 | -32.4% |
| Other amounts payable | 47/48 | €25,968 | €48,705 | +€22,737 | +87.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,072 | €6,061 | -€10 | -0.2% |
| Other operating charges | 640/8 | €934 | €2,824 | +€1,890 | +202% |
| Gross operating margin | 9900 | €53,689 | €84,575 | +€30,885 | +57.5% |
| Operating profit (loss) | 9901 | €46,684 | €75,690 | +€29,006 | +62.1% |
| Financial income | 75/76B | €3,228 | €4,149 | +€920 | +28.5% |
| Recurring financial income | 75 | €3,228 | €4,149 | +€920 | +28.5% |
| Financial charges | 65/66B | €5,590 | €5,068 | -€521 | -9.3% |
| Recurring financial charges | 65 | €5,590 | €5,068 | -€521 | -9.3% |
| Profit (loss) for the period before taxes | 9903 | €44,323 | €74,770 | +€30,447 | +68.7% |
| Income taxes | 67/77 | €12,482 | €18,012 | +€5,530 | +44.3% |
| Profit (loss) for the period | 9904 | €31,841 | €56,758 | +€24,917 | +78.3% |
| Profit (loss) for the period to be appropriated | 9905 | €31,841 | €56,758 | +€24,917 | +78.3% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.