TIVILO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TIVILO
Largest movements
- Cash -€2,682
down €2,682 (-47.5%), from €5,652 to €2,970
mainly Net result for the year (-€3,221) and Other debts (-€1,500)
- Receivables within one year -€1,500
down €1,500 (-29.2%), from €5,145 to €3,645
- Profit (loss) carried forward -€3,221
down €3,221 (-61.3%), from €5,256 to €2,035
- Other debts -€1,500
no longer reported in 2025 (was €1,500)
- Trade debts +€539
up €539 (+102%), from €526 to €1,065
- Gross operating margin -€6,273
down €6,273, from €3,168 to -€3,104
- Taxes -€91
no longer reported in 2025 (was €91)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €18,297 | €14,115 | -€4,182 | -22.9% |
| Fixed assets | 21/28 | €7,500 | €7,500 | = | 0.0% |
| Financial fixed assets | 28 | €7,500 | €7,500 | = | 0.0% |
| Current assets | 29/58 | €10,797 | €6,615 | -€4,182 | -38.7% |
| Amounts receivable within one year | 40/41 | €5,145 | €3,645 | -€1,500 | -29.2% |
| Other amounts receivable | 41 | €5,145 | €3,645 | -€1,500 | -29.2% |
| Cash at bank and in hand | 54/58 | €5,652 | €2,970 | -€2,682 | -47.5% |
| Total equity and liabilities | 10/49 | €18,297 | €14,115 | -€4,182 | -22.9% |
| Equity | 10/15 | €15,256 | €12,035 | -€3,221 | -21.1% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €5,256 | €2,035 | -€3,221 | -61.3% |
| Amounts payable | 17/49 | €3,041 | €2,080 | -€961 | -31.6% |
| Amounts payable within one year | 42/48 | €3,041 | €2,080 | -€961 | -31.6% |
| Trade debts | 44 | €526 | €1,065 | +€539 | +102% |
| Suppliers | 440/4 | €526 | €1,065 | +€539 | +102% |
| Taxes, remuneration and social security | 45 | €1,015 | €1,015 | = | 0.0% |
| Taxes | 450/3 | €1,015 | €1,015 | = | 0.0% |
| Other amounts payable | 47/48 | €1,500 | - | -€1,500 | |
| Other operating charges | 640/8 | €62 | €62 | = | 0.0% |
| Gross operating margin | 9900 | €3,168 | -€3,104 | -€6,273 | |
| Operating profit (loss) | 9901 | €3,106 | -€3,166 | -€6,273 | |
| Financial charges | 65/66B | €56 | €55 | -€1 | -1.8% |
| Recurring financial charges | 65 | €56 | €55 | -€1 | -1.8% |
| Profit (loss) for the period before taxes | 9903 | €3,050 | -€3,221 | -€6,272 | |
| Income taxes | 67/77 | €91 | - | -€91 | |
| Profit (loss) for the period | 9904 | €2,960 | -€3,221 | -€6,181 | |
| Profit (loss) for the period to be appropriated | 9905 | €2,960 | -€3,221 | -€6,181 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.