Tip Top Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Tip Top Immo
Largest movements
- Receivables within one year -€23,027
down €23,027 (-77.7%), from €29,628 to €6,601
of which Trade receivables: -€28,650
- Intangible fixed assets +€6,585
new in 2025: €6,585
- Cash +€3,840
up €3,840 (+170%), from €2,262 to €6,101
mainly Other debts (+€178,922) and Trade debts (+€73,605)
- Tangible fixed assets -€1,425
down €1,425 (-19.2%), from €7,408 to €5,982
- Profit (loss) carried forward -€261,486
down €261,486 (-128%), from -€204,037 to -€465,523
- Other debts +€178,922
up €178,922 (+86.7%), from €206,289 to €385,210
- Trade debts +€73,605
up €73,605 (+335%), from €21,977 to €95,582
- Accrued charges and deferred income -€5,068
down €5,068 (-100%), from €5,068 to €0
- Gross operating margin -€212,163
down €212,163 (-620%), from -€34,206 to -€246,368
- Financial charges -€2,681
down €2,681 (-21.3%), from €12,566 to €9,885
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €39,297 | €25,269 | -€14,028 | -35.7% |
| Fixed assets | 21/28 | €7,408 | €12,567 | +€5,159 | +69.6% |
| Intangible fixed assets | 21 | - | €6,585 | +€6,585 | |
| Tangible fixed assets | 22/27 | €7,408 | €5,982 | -€1,425 | -19.2% |
| Furniture and vehicles | 24 | €7,408 | €5,982 | -€1,425 | -19.2% |
| Current assets | 29/58 | €31,889 | €12,702 | -€19,187 | -60.2% |
| Amounts receivable within one year | 40/41 | €29,628 | €6,601 | -€23,027 | -77.7% |
| Trade receivables | 40 | €28,650 | €0 | -€28,650 | -100% |
| Other amounts receivable | 41 | €978 | €6,601 | +€5,623 | +575% |
| Cash at bank and in hand | 54/58 | €2,262 | €6,101 | +€3,840 | +170% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €39,297 | €25,269 | -€14,028 | -35.7% |
| Equity | 10/15 | -€194,037 | -€455,523 | -€261,486 | -135% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€204,037 | -€465,523 | -€261,486 | -128% |
| Amounts payable | 17/49 | €233,334 | €480,793 | +€247,458 | +106% |
| Amounts payable within one year | 42/48 | €228,266 | €480,793 | +€252,527 | +111% |
| Trade debts | 44 | €21,977 | €95,582 | +€73,605 | +335% |
| Suppliers | 440/4 | €21,977 | €95,582 | +€73,605 | +335% |
| Other amounts payable | 47/48 | €206,289 | €385,210 | +€178,922 | +86.7% |
| Accrued charges and deferred income | 492/3 | €5,068 | €0 | -€5,068 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,190 | €4,873 | -€1,317 | -21.3% |
| Other operating charges | 640/8 | €387 | €0 | -€387 | -100% |
| Non-recurring operating charges | 66A | - | €360 | +€360 | |
| Gross operating margin | 9900 | -€34,206 | -€246,368 | -€212,163 | -620% |
| Operating profit (loss) | 9901 | -€40,783 | -€251,601 | -€210,818 | -517% |
| Financial income | 75/76B | €42 | €0 | -€42 | -100% |
| Recurring financial income | 75 | €42 | €0 | -€42 | -100% |
| Financial charges | 65/66B | €12,566 | €9,885 | -€2,681 | -21.3% |
| Recurring financial charges | 65 | €12,566 | €9,885 | -€2,681 | -21.3% |
| Profit (loss) for the period before taxes | 9903 | -€53,307 | -€261,486 | -€208,179 | -391% |
| Profit (loss) for the period | 9904 | -€53,307 | -€261,486 | -€208,179 | -391% |
| Profit (loss) for the period to be appropriated | 9905 | -€53,307 | -€261,486 | -€208,179 | -391% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.