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TIP - TOP: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TIP - TOP

BE 0458.359.147
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,896
2024 · €1,057-€3,952
Equity
€15,033
2024 · €17,929-€2,896
Cash
€3,178
2024 · €3,749-€571
Balance sheet total
€25,456
2024 · €26,404-€948

Largest movements

2024 to 2025
Assets
  • Cash -€571

    down €571 (-15.2%), from €3,749 to €3,178

    mainly Net result for the year (-€2,896)

Equity and liabilities
  • Reserves -€2,237

    no longer reported in 2025 (was €2,237)

  • Debts after one year +€1,508

    up €1,508 (+24.0%), from €6,284 to €7,792

  • Profit (loss) carried forward -€658

    down €658 (-7.4%), from -€8,901 to -€9,559

  • Accrued charges and deferred income +€400

    up €400 (+50.0%), from €800 to €1,200

Income statement
  • Gross operating margin -€4,603

    down €4,603, from €2,522 to -€2,082

  • Taxes -€560

    down €560 (-99.9%), from €560 to €1

  • Other operating charges -€136

    down €136 (-20.7%), from €656 to €520

  • Depreciation -€50

    down €50 (-25.4%), from €199 to €149

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,057
Gross operating margin -€4,603
Depreciation +€50
Other operating charges +€136
Other operating items -€76
Financial income -€11
Financial charges -€8
Taxes +€560
Result 2025 -€2,896

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€2,079
Investment €0
Financing +€1,508
Cash 2024 €3,749
Net result for the year -€2,896
Depreciation +€149
Receivables within one year +€147
Deferred charges and accrued income +€81
Trade debts +€40
Accrued charges and deferred income +€400
Debts after one year +€1,508
Cash 2025 €3,178
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €26,404 €25,456 -€948 -3.6%
Fixed assets 21/28 €2,468 €2,319 -€149 -6.0%
Tangible fixed assets 22/27 €168 €19 -€149 -88.5%
Plant, machinery and equipment 23 €85 - -€85
Other tangible fixed assets 26 €83 €19 -€63 -76.5%
Financial fixed assets 28 €2,300 €2,300 = 0.0%
Current assets 29/58 €23,936 €23,136 -€800 -3.3%
Amounts receivable within one year 40/41 €19,340 €19,193 -€147 -0.8%
Trade receivables 40 €1,504 €524 -€979 -65.1%
Other amounts receivable 41 €17,837 €18,669 +€832 +4.7%
Cash at bank and in hand 54/58 €3,749 €3,178 -€571 -15.2%
Deferred charges and accrued income 490/1 €846 €765 -€81 -9.6%
Total equity and liabilities 10/49 €26,404 €25,456 -€948 -3.6%
Equity 10/15 €17,929 €15,033 -€2,896 -16.2%
Contributions 10/11 €24,592 €24,592 = 0.0%
Reserves 13 €2,237 - -€2,237
Distributable reserves 133 €2,237 - -€2,237
Profit (loss) carried forward 14 -€8,901 -€9,559 -€658 -7.4%
Amounts payable 17/49 €8,475 €10,422 +€1,947 +23.0%
Amounts payable after more than one year 17 €6,284 €7,792 +€1,508 +24.0%
Other amounts payable 178/9 €6,284 €7,792 +€1,508 +24.0%
Amounts payable within one year 42/48 €1,391 €1,431 +€40 +2.9%
Trade debts 44 €835 €875 +€40 +4.8%
Suppliers 440/4 €835 €875 +€40 +4.8%
Taxes, remuneration and social security 45 €556 €556 = 0.0%
Taxes 450/3 €556 €556 = 0.0%
Accrued charges and deferred income 492/3 €800 €1,200 +€400 +50.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €199 €149 -€50 -25.4%
Other operating charges 640/8 €656 €520 -€136 -20.7%
Non-recurring operating charges 66A - €76 +€76
Gross operating margin 9900 €2,522 -€2,082 -€4,603
Operating profit (loss) 9901 €1,667 -€2,826 -€4,493
Financial income 75/76B €13 €2 -€11 -85.8%
Recurring financial income 75 €13 €2 -€11 -85.8%
Financial charges 65/66B €63 €71 +€8 +12.9%
Recurring financial charges 65 €63 €71 +€8 +12.9%
Profit (loss) for the period before taxes 9903 €1,617 -€2,895 -€4,512
Income taxes 67/77 €560 €1 -€560 -99.9%
Profit (loss) for the period 9904 €1,057 -€2,896 -€3,952
Profit (loss) for the period to be appropriated 9905 €1,057 -€2,896 -€3,952

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.