THUNIS ASSURFINANCE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
THUNIS ASSURFINANCE
Largest movements
- Cash -€3,292
down €3,292 (-1.2%), from €267,742 to €264,450
mainly Debts after one year (-€4,802) and Tax, wage and social debts (-€2,841)
- Debts after one year -€4,802
down €4,802 (-9.9%), from €48,357 to €43,555
- Reserves +€4,662
up €4,662 (+7.7%), from €60,332 to €64,993
of which Distributable reserves: +€4,662
- Tax, wage and social debts -€2,841
down €2,841 (-52.3%), from €5,436 to €2,595
- Financial income +€3,000
new in 2025: €3,000
of which Financial income: +€3,000
- Gross operating margin -€2,850
down €2,850 (-37.1%), from €7,684 to €4,834
- Other operating charges -€499
down €499 (-50.2%), from €995 to €496
- Taxes -€244
down €244 (-8.6%), from €2,839 to €2,595
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €268,285 | €264,987 | -€3,298 | -1.2% |
| Current assets | 29/58 | €268,285 | €264,987 | -€3,298 | -1.2% |
| Cash at bank and in hand | 54/58 | €267,742 | €264,450 | -€3,292 | -1.2% |
| Deferred charges and accrued income | 490/1 | €543 | €538 | -€5 | -1.0% |
| Total equity and liabilities | 10/49 | €268,285 | €264,987 | -€3,298 | -1.2% |
| Equity | 10/15 | €214,082 | €218,743 | +€4,662 | +2.2% |
| Contributions | 10/11 | €108,600 | €108,600 | = | 0.0% |
| Reserves | 13 | €60,332 | €64,993 | +€4,662 | +7.7% |
| Non-distributable reserves | 130/1 | €10,860 | €10,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €10,860 | €10,860 | = | 0.0% |
| Distributable reserves | 133 | €49,472 | €54,133 | +€4,662 | +9.4% |
| Profit (loss) carried forward | 14 | €45,150 | €45,150 | = | 0.0% |
| Amounts payable | 17/49 | €54,203 | €46,244 | -€7,959 | -14.7% |
| Amounts payable after more than one year | 17 | €48,357 | €43,555 | -€4,802 | -9.9% |
| Other amounts payable | 178/9 | €48,357 | €43,555 | -€4,802 | -9.9% |
| Amounts payable within one year | 42/48 | €5,847 | €2,682 | -€3,165 | -54.1% |
| Trade debts | 44 | €411 | €87 | -€323 | -78.7% |
| Suppliers | 440/4 | €411 | €87 | -€323 | -78.7% |
| Taxes, remuneration and social security | 45 | €5,436 | €2,595 | -€2,841 | -52.3% |
| Taxes | 450/3 | €5,436 | €2,595 | -€2,841 | -52.3% |
| Accrued charges and deferred income | 492/3 | - | €7 | +€7 | |
| Other operating charges | 640/8 | €995 | €496 | -€499 | -50.2% |
| Gross operating margin | 9900 | €7,684 | €4,834 | -€2,850 | -37.1% |
| Operating profit (loss) | 9901 | €6,689 | €4,338 | -€2,351 | -35.1% |
| Financial income | 75/76B | - | €3,000 | +€3,000 | |
| Recurring financial income | 75 | - | €3,000 | +€3,000 | |
| Non-recurring financial income | 76B | - | €3,000 | +€3,000 | |
| Financial charges | 65/66B | €74 | €82 | +€8 | +11.1% |
| Recurring financial charges | 65 | €74 | €82 | +€8 | +11.1% |
| Profit (loss) for the period before taxes | 9903 | €6,615 | €7,256 | +€641 | +9.7% |
| Income taxes | 67/77 | €2,839 | €2,595 | -€244 | -8.6% |
| Profit (loss) for the period | 9904 | €3,777 | €4,662 | +€885 | +23.4% |
| Profit (loss) for the period to be appropriated | 9905 | €3,777 | €4,662 | +€885 | +23.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.