Thuisverpleging Ruben: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Thuisverpleging Ruben
Largest movements
- Receivables within one year -€13,855
down €13,855 (-20.9%), from €66,424 to €52,569
of which Other amounts receivable: -€13,340
- Cash +€11,616
up €11,616 (+850%), from €1,367 to €12,982
mainly Receivables within one year (+€13,855) and Net result for the year (+€6,598)
- Deferred charges and accrued income -€1,634
down €1,634 (-32.8%), from €4,988 to €3,354
- Tangible fixed assets +€1,601
up €1,601 (+484%), from €331 to €1,932
- Tax, wage and social debts -€6,214
down €6,214 (-43.0%), from €14,466 to €8,252
of which Remuneration and social security: -€7,100
- Reserves +€5,700
up €5,700 (+12.5%), from €45,590 to €51,290
- Trade debts -€2,655
down €2,655 (-26.5%), from €10,039 to €7,383
- Other debts +€859
new in 2024: €859
- Other operating charges -€21,589
down €21,589 (-97.1%), from €22,232 to €643
- Gross operating margin -€17,390
down €17,390 (-67.0%), from €25,973 to €8,583
- Financial income +€1,338
up €1,338 (+105%), from €1,278 to €2,617
- Taxes +€1,007
up €1,007 (+60.5%), from €1,666 to €2,673
- Financial charges +€396
up €396 (+389%), from €102 to €498
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €73,110 | €70,838 | -€2,271 | -3.1% |
| Fixed assets | 21/28 | €331 | €1,932 | +€1,601 | +484% |
| Tangible fixed assets | 22/27 | €331 | €1,932 | +€1,601 | +484% |
| Furniture and vehicles | 24 | €331 | €1,932 | +€1,601 | +484% |
| Current assets | 29/58 | €72,779 | €68,906 | -€3,873 | -5.3% |
| Amounts receivable within one year | 40/41 | €66,424 | €52,569 | -€13,855 | -20.9% |
| Trade receivables | 40 | €19,928 | €19,413 | -€515 | -2.6% |
| Other amounts receivable | 41 | €46,496 | €33,156 | -€13,340 | -28.7% |
| Cash at bank and in hand | 54/58 | €1,367 | €12,982 | +€11,616 | +850% |
| Deferred charges and accrued income | 490/1 | €4,988 | €3,354 | -€1,634 | -32.8% |
| Total equity and liabilities | 10/49 | €73,110 | €70,838 | -€2,271 | -3.1% |
| Equity | 10/15 | €48,605 | €54,344 | +€5,739 | +11.8% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €45,590 | €51,290 | +€5,700 | +12.5% |
| Distributable reserves | 133 | €45,590 | €51,290 | +€5,700 | +12.5% |
| Profit (loss) carried forward | 14 | €15 | €54 | +€39 | +258% |
| Amounts payable | 17/49 | €24,504 | €16,494 | -€8,010 | -32.7% |
| Amounts payable within one year | 42/48 | €24,504 | €16,494 | -€8,010 | -32.7% |
| Trade debts | 44 | €10,039 | €7,383 | -€2,655 | -26.5% |
| Suppliers | 440/4 | €10,039 | €7,383 | -€2,655 | -26.5% |
| Taxes, remuneration and social security | 45 | €14,466 | €8,252 | -€6,214 | -43.0% |
| Taxes | 450/3 | €7,366 | €8,252 | +€886 | +12.0% |
| Remuneration and social security | 454/9 | €7,100 | - | -€7,100 | |
| Other amounts payable | 47/48 | - | €859 | +€859 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €498 | €788 | +€290 | +58.3% |
| Other operating charges | 640/8 | €22,232 | €643 | -€21,589 | -97.1% |
| Gross operating margin | 9900 | €25,973 | €8,583 | -€17,390 | -67.0% |
| Operating profit (loss) | 9901 | €3,244 | €7,152 | +€3,909 | +120% |
| Financial income | 75/76B | €1,278 | €2,617 | +€1,338 | +105% |
| Recurring financial income | 75 | €1,278 | €2,617 | +€1,338 | +105% |
| Financial charges | 65/66B | €102 | €498 | +€396 | +389% |
| Recurring financial charges | 65 | €102 | €498 | +€396 | +389% |
| Profit (loss) for the period before taxes | 9903 | €4,420 | €9,271 | +€4,851 | +110% |
| Income taxes | 67/77 | €1,666 | €2,673 | +€1,007 | +60.5% |
| Profit (loss) for the period | 9904 | €2,755 | €6,598 | +€3,844 | +140% |
| Profit (loss) for the period to be appropriated | 9905 | €2,755 | €6,598 | +€3,844 | +140% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.