Thuisverpleging Insaf: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Thuisverpleging Insaf
Largest movements
- Cash +€8,107
up €8,107 (+252.7%), from €3,209 to €11,316
mainly Depreciation (+€7,936) and Net result for the year (+€4,986)
- Tangible fixed assets -€7,936
down €7,936 (-27.4%), from €28,911 to €20,975
- Deferred charges and accrued income -€1,360
down €1,360 (-100.0%), from €1,360 to €0
- Other debts -€10,000
down €10,000 (-74.1%), from €13,493 to €3,493
- Profit (loss) carried forward +€4,986
up €4,986 (+54.2%), from -€9,200 to -€4,213
- Tax, wage and social debts +€3,555
up €3,555 (+563.1%), from €631 to €4,186
- Gross operating margin +€16,007
up €16,007 (+1050.8%), from €1,523 to €17,530
- Taxes +€2,923
up €2,923 (+463.1%), from €631 to €3,555
- Other operating charges -€1,128
down €1,128 (-53.4%), from €2,112 to €984
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €33,480 | €32,291 | -€1,189 | -3.6% |
| Fixed assets | 21/28 | €28,911 | €20,975 | -€7,936 | -27.4% |
| Tangible fixed assets | 22/27 | €28,911 | €20,975 | -€7,936 | -27.4% |
| Furniture and vehicles | 24 | €28,911 | €20,975 | -€7,936 | -27.4% |
| Current assets | 29/58 | €4,569 | €11,316 | +€6,747 | +147.7% |
| Amounts receivable within one year | 40/41 | €0 | - | = | |
| Trade receivables | 40 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €3,209 | €11,316 | +€8,107 | +252.7% |
| Deferred charges and accrued income | 490/1 | €1,360 | €0 | -€1,360 | -100.0% |
| Total equity and liabilities | 10/49 | €33,480 | €32,291 | -€1,189 | -3.6% |
| Equity | 10/15 | €19,172 | €24,158 | +€4,986 | +26.0% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Reserves | 13 | €25,872 | €25,872 | = | 0.0% |
| Distributable reserves | 133 | €25,872 | €25,872 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€9,200 | -€4,213 | +€4,986 | +54.2% |
| Amounts payable | 17/49 | €14,308 | €8,132 | -€6,175 | -43.2% |
| Amounts payable within one year | 42/48 | €14,308 | €8,132 | -€6,175 | -43.2% |
| Trade debts | 44 | €184 | €454 | +€270 | +147.0% |
| Suppliers | 440/4 | €184 | €454 | +€270 | +147.0% |
| Taxes, remuneration and social security | 45 | €631 | €4,186 | +€3,555 | +563.1% |
| Taxes | 450/3 | €631 | €4,186 | +€3,555 | +563.1% |
| Other amounts payable | 47/48 | €13,493 | €3,493 | -€10,000 | -74.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,936 | €7,936 | = | 0.0% |
| Other operating charges | 640/8 | €2,112 | €984 | -€1,128 | -53.4% |
| Gross operating margin | 9900 | €1,523 | €17,530 | +€16,007 | +1050.8% |
| Operating profit (loss) | 9901 | -€8,525 | €8,610 | +€17,135 | |
| Financial charges | 65/66B | €44 | €69 | +€26 | +59.1% |
| Recurring financial charges | 65 | €44 | €69 | +€26 | +59.1% |
| Profit (loss) for the period before taxes | 9903 | -€8,568 | €8,541 | +€17,109 | |
| Income taxes | 67/77 | €631 | €3,555 | +€2,923 | +463.1% |
| Profit (loss) for the period | 9904 | -€9,200 | €4,986 | +€14,186 | |
| Profit (loss) for the period to be appropriated | 9905 | -€9,200 | €4,986 | +€14,186 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.