Thuisverpleger Stef: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Thuisverpleger Stef
Largest movements
- Cash +€2,518
up €2,518 (+5.8%), from €43,175 to €45,693
mainly Net result for the year (+€8,486) and Depreciation (+€645)
- Reserves +€6,153
up €6,153 (+18.9%), from €32,484 to €38,637
- Tax, wage and social debts -€3,091
down €3,091 (-77.6%), from €3,981 to €890
- Gross operating margin -€8,461
down €8,461 (-36.0%), from €23,488 to €15,027
- Taxes -€2,201
down €2,201 (-36.6%), from €6,016 to €3,814
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €51,461 | €54,360 | +€2,899 | +5.6% |
| Fixed assets | 21/28 | €1,593 | €2,130 | +€537 | +33.7% |
| Tangible fixed assets | 22/27 | €1,593 | €2,130 | +€537 | +33.7% |
| Plant, machinery and equipment | 23 | €229 | €1,116 | +€887 | +388% |
| Furniture and vehicles | 24 | €1,364 | €1,014 | -€350 | -25.7% |
| Current assets | 29/58 | €49,868 | €52,230 | +€2,362 | +4.7% |
| Amounts receivable within one year | 40/41 | €733 | €263 | -€470 | -64.1% |
| Trade receivables | 40 | - | €263 | +€263 | |
| Other amounts receivable | 41 | €733 | - | -€733 | |
| Current investments | 50/53 | €5,050 | €5,050 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €43,175 | €45,693 | +€2,518 | +5.8% |
| Deferred charges and accrued income | 490/1 | €910 | €1,224 | +€314 | +34.5% |
| Total equity and liabilities | 10/49 | €51,461 | €54,360 | +€2,899 | +5.6% |
| Equity | 10/15 | €44,657 | €50,809 | +€6,153 | +13.8% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €32,484 | €38,637 | +€6,153 | +18.9% |
| Distributable reserves | 133 | €32,484 | €38,637 | +€6,153 | +18.9% |
| Profit (loss) carried forward | 14 | €5,972 | €5,972 | = | 0.0% |
| Amounts payable | 17/49 | €6,804 | €3,551 | -€3,254 | -47.8% |
| Amounts payable within one year | 42/48 | €6,804 | €3,551 | -€3,254 | -47.8% |
| Trade debts | 44 | €331 | €354 | +€23 | +6.8% |
| Suppliers | 440/4 | €331 | €354 | +€23 | +6.8% |
| Taxes, remuneration and social security | 45 | €3,981 | €890 | -€3,091 | -77.6% |
| Taxes | 450/3 | €3,981 | €890 | -€3,091 | -77.6% |
| Other amounts payable | 47/48 | €2,492 | €2,307 | -€186 | -7.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €622 | €645 | +€23 | +3.8% |
| Other operating charges | 640/8 | €840 | €864 | +€23 | +2.8% |
| Gross operating margin | 9900 | €23,488 | €15,027 | -€8,461 | -36.0% |
| Operating profit (loss) | 9901 | €22,026 | €13,518 | -€8,508 | -38.6% |
| Financial income | 75/76B | €199 | €140 | -€60 | -29.9% |
| Recurring financial income | 75 | €199 | €140 | -€60 | -29.9% |
| Financial charges | 65/66B | €1,521 | €1,358 | -€163 | -10.7% |
| Recurring financial charges | 65 | €1,521 | €1,358 | -€163 | -10.7% |
| Profit (loss) for the period before taxes | 9903 | €20,704 | €12,300 | -€8,405 | -40.6% |
| Income taxes | 67/77 | €6,016 | €3,814 | -€2,201 | -36.6% |
| Profit (loss) for the period | 9904 | €14,689 | €8,486 | -€6,203 | -42.2% |
| Profit (loss) for the period to be appropriated | 9905 | €14,689 | €8,486 | -€6,203 | -42.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.