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THITEM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

THITEM

BE 0744.375.822
NACE 43.230, Insulation installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€666,874
2024 · €754,711-€87,837
Equity
€627,508
2024 · €460,634+€166,874
Cash
€339,306
2024 · €447,135-€107,829
Balance sheet total
€3.1m
2024 · €2.2m+€898,695

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€834,837

    up €834,837 (+59.8%), from €1.4m to €2.2m

    of which Other amounts receivable: +€440,567

  • Tangible fixed assets +€120,005

    up €120,005 (+44.8%), from €268,105 to €388,110

    of which Furniture and vehicles: +€168,367

  • Cash -€107,829

    down €107,829 (-24.1%), from €447,135 to €339,306

    mainly Receivables within one year (-€834,837) and Contributions, distributions and other (-€500,000)

  • Deferred charges and accrued income +€48,485

    up €48,485 (+2058.0%), from €2,356 to €50,841

Equity and liabilities
  • Other debts +€354,218

    up €354,218 (+35.4%), from €1.0m to €1.4m

  • Profit (loss) carried forward +€166,874

    up €166,874 (+3542.1%), from €4,711 to €171,585

  • Advances received +€149,122

    up €149,122 (+138.0%), from €108,058 to €257,181

  • Debts after one year +€124,669

    up €124,669 (+101.2%), from €123,200 to €247,869

  • Trade debts -€89,057

    down €89,057 (-24.5%), from €363,188 to €274,131

Income statement
  • Gross operating margin +€191,178

    up €191,178 (+14.0%), from €1.4m to €1.6m

  • Financial charges +€128,340

    up €128,340 (+107.2%), from €119,668 to €248,008

  • Staff costs +€121,214

    up €121,214 (+65.9%), from €183,847 to €305,061

  • Depreciation +€47,717

    up €47,717 (+101.9%), from €46,840 to €94,558

  • Financial income +€32,399

    up €32,399 (+690.1%), from €4,695 to €37,093

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €754,711
Gross operating margin +€191,178
Staff costs -€121,214
Depreciation -€47,717
Write-downs -€26,153
Other operating charges -€8,152
Financial income +€32,399
Financial charges -€128,340
Taxes +€20,162
Result 2025 €666,874

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€412,446
Investment -€214,562
Financing -€305,713
Cash 2024 €447,135
Net result for the year +€666,874
Depreciation +€94,558
Stocks and contracts -€3,197
Receivables within one year -€834,837
Deferred charges and accrued income -€48,485
Trade debts -€89,057
Tax, wage and social debts +€86,350
Advances received +€149,122
Other debts +€354,218
Accrued charges and deferred income +€36,900
Investment in fixed assets (net) -€214,562
Debts after one year +€124,669
Current portion of long-term debt +€69,618
Contributions, distributions and other -€500,000
Cash 2025 €339,306
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,219,599 €3,118,293 +€898,695 +40.5%
Fixed assets 21/28 €268,534 €388,539 +€120,005 +44.7%
Tangible fixed assets 22/27 €268,105 €388,110 +€120,005 +44.8%
Plant, machinery and equipment 23 €18,547 €10,338 -€8,209 -44.3%
Furniture and vehicles 24 €205,470 €373,836 +€168,367 +81.9%
Other tangible fixed assets 26 €44,089 €3,936 -€40,153 -91.1%
Financial fixed assets 28 €429 €429 = 0.0%
Current assets 29/58 €1,951,064 €2,729,755 +€778,690 +39.9%
Stocks and contracts in progress 3 €106,579 €109,776 +€3,197 +3.0%
Stocks 30/36 €106,579 €109,776 +€3,197 +3.0%
Amounts receivable within one year 40/41 €1,394,995 €2,229,832 +€834,837 +59.8%
Trade receivables 40 €1,234,354 €1,628,624 +€394,270 +31.9%
Other amounts receivable 41 €160,641 €601,208 +€440,567 +274.3%
Cash at bank and in hand 54/58 €447,135 €339,306 -€107,829 -24.1%
Deferred charges and accrued income 490/1 €2,356 €50,841 +€48,485 +2058.0%
Total equity and liabilities 10/49 €2,219,599 €3,118,293 +€898,695 +40.5%
Equity 10/15 €460,634 €627,508 +€166,874 +36.2%
Contributions 10/11 €10,000 €10,000 = 0.0%
Reserves 13 €445,922 €445,922 = 0.0%
Distributable reserves 133 €445,922 €445,922 = 0.0%
Profit (loss) carried forward 14 €4,711 €171,585 +€166,874 +3542.1%
Amounts payable 17/49 €1,758,965 €2,490,786 +€731,821 +41.6%
Amounts payable after more than one year 17 €123,200 €247,869 +€124,669 +101.2%
Financial debts 170/4 €123,200 €247,869 +€124,669 +101.2%
Amounts payable within one year 42/48 €1,619,769 €2,190,021 +€570,252 +35.2%
Current portion of amounts payable after more than one year 42 €48,298 €117,916 +€69,618 +144.1%
Trade debts 44 €363,188 €274,131 -€89,057 -24.5%
Suppliers 440/4 €363,188 €274,131 -€89,057 -24.5%
Advances received on contracts in progress 46 €108,058 €257,181 +€149,122 +138.0%
Taxes, remuneration and social security 45 €99,782 €186,132 +€86,350 +86.5%
Taxes 450/3 €80,211 €159,224 +€79,013 +98.5%
Remuneration and social security 454/9 €19,571 €26,908 +€7,337 +37.5%
Other amounts payable 47/48 €1,000,443 €1,354,661 +€354,218 +35.4%
Accrued charges and deferred income 492/3 €15,996 €52,896 +€36,900 +230.7%
Remuneration, social security and pensions 62 €183,847 €305,061 +€121,214 +65.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €46,840 €94,558 +€47,717 +101.9%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 -€3,722 €22,431 +€26,153
Other operating charges 640/8 €13,795 €21,947 +€8,152 +59.1%
Gross operating margin 9900 €1,360,978 €1,552,156 +€191,178 +14.0%
Operating profit (loss) 9901 €1,120,218 €1,108,159 -€12,058 -1.1%
Financial income 75/76B €4,695 €37,093 +€32,399 +690.1%
Recurring financial income 75 €4,695 €37,093 +€32,399 +690.1%
Financial charges 65/66B €119,668 €248,008 +€128,340 +107.2%
Recurring financial charges 65 €119,668 €248,008 +€128,340 +107.2%
Profit (loss) for the period before taxes 9903 €1,005,244 €897,245 -€107,999 -10.7%
Income taxes 67/77 €250,533 €230,371 -€20,162 -8.0%
Profit (loss) for the period 9904 €754,711 €666,874 -€87,837 -11.6%
Profit (loss) for the period to be appropriated 9905 €754,711 €666,874 -€87,837 -11.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.