The Lofts: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
The Lofts
Largest movements
- Cash -€1,499
down €1,499 (-9.9%), from €15,118 to €13,619
mainly Contributions, distributions and other (-€31,500) and Net result for the year (-€1,592)
- Reserves -€33,092
down €33,092 (-86.0%), from €38,486 to €5,394
- Other debts +€31,500
new in 2025: €31,500
- Other operating charges +€102
up €102 (+17.1%), from €595 to €697
- Gross operating margin -€92
down €92 (-7.0%), from -€1,323 to -€1,415
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €43,486 | €42,294 | -€1,192 | -2.7% |
| Current assets | 29/58 | €43,486 | €42,294 | -€1,192 | -2.7% |
| Amounts receivable within one year | 40/41 | €27,818 | €28,114 | +€296 | +1.1% |
| Other amounts receivable | 41 | €27,818 | €28,114 | +€296 | +1.1% |
| Cash at bank and in hand | 54/58 | €15,118 | €13,619 | -€1,499 | -9.9% |
| Deferred charges and accrued income | 490/1 | €550 | €561 | +€11 | +2.1% |
| Total equity and liabilities | 10/49 | €43,486 | €42,294 | -€1,192 | -2.7% |
| Equity | 10/15 | €43,486 | €10,394 | -€33,092 | -76.1% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €38,486 | €5,394 | -€33,092 | -86.0% |
| Distributable reserves | 133 | €38,486 | €5,394 | -€33,092 | -86.0% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | - | €31,900 | +€31,900 | |
| Amounts payable within one year | 42/48 | - | €31,500 | +€31,500 | |
| Other amounts payable | 47/48 | - | €31,500 | +€31,500 | |
| Accrued charges and deferred income | 492/3 | - | €400 | +€400 | |
| Other operating charges | 640/8 | €595 | €697 | +€102 | +17.1% |
| Gross operating margin | 9900 | -€1,323 | -€1,415 | -€92 | -7.0% |
| Operating profit (loss) | 9901 | -€1,918 | -€2,112 | -€194 | -10.1% |
| Financial income | 75/76B | €550 | €561 | +€11 | +2.1% |
| Recurring financial income | 75 | €550 | €561 | +€11 | +2.1% |
| Financial charges | 65/66B | €44 | €40 | -€3 | -6.9% |
| Recurring financial charges | 65 | €44 | €40 | -€3 | -6.9% |
| Profit (loss) for the period before taxes | 9903 | -€1,412 | -€1,592 | -€180 | -12.7% |
| Profit (loss) for the period | 9904 | -€1,412 | -€1,592 | -€180 | -12.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,412 | -€1,592 | -€180 | -12.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.