The Library: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
The Library
Largest movements
- Cash -€27
down €27 (-9.6%), from €284 to €256
mainly Net result for the year (-€862) and Trade debts (-€762)
- Other debts +€1,597
up €1,597 (+10.9%), from €14,629 to €16,226
- Profit (loss) carried forward -€862
down €862 (-4.0%), from -€21,417 to -€22,279
- Trade debts -€762
down €762 (-87.5%), from €871 to €109
- Gross operating margin +€303
up €303 (+41.7%), from -€727 to -€424
- Financial charges -€13
down €13 (-25.6%), from €53 to €39
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €284 | €256 | -€27 | -9.6% |
| Current assets | 29/58 | €284 | €256 | -€27 | -9.6% |
| Cash at bank and in hand | 54/58 | €284 | €256 | -€27 | -9.6% |
| Total equity and liabilities | 10/49 | €284 | €256 | -€27 | -9.6% |
| Equity | 10/15 | -€15,217 | -€16,079 | -€862 | -5.7% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€21,417 | -€22,279 | -€862 | -4.0% |
| Amounts payable | 17/49 | €15,500 | €16,335 | +€835 | +5.4% |
| Amounts payable within one year | 42/48 | €15,500 | €16,335 | +€835 | +5.4% |
| Trade debts | 44 | €871 | €109 | -€762 | -87.5% |
| Suppliers | 440/4 | €871 | €109 | -€762 | -87.5% |
| Other amounts payable | 47/48 | €14,629 | €16,226 | +€1,597 | +10.9% |
| Other operating charges | 640/8 | €403 | €400 | -€3 | -0.7% |
| Gross operating margin | 9900 | -€727 | -€424 | +€303 | +41.7% |
| Operating profit (loss) | 9901 | -€1,130 | -€823 | +€306 | +27.1% |
| Financial charges | 65/66B | €53 | €39 | -€13 | -25.6% |
| Recurring financial charges | 65 | €53 | €39 | -€13 | -25.6% |
| Profit (loss) for the period before taxes | 9903 | -€1,182 | -€862 | +€320 | +27.0% |
| Profit (loss) for the period | 9904 | -€1,182 | -€862 | +€320 | +27.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,182 | -€862 | +€320 | +27.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.