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TEZEL CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TEZEL CONSTRUCT

BE 0884.281.989
NACE 43.990, Other specialised construction activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€65
2024 · €11,755-€11,820
Equity
€73,085
2024 · €73,150-€65
Cash
€0
2024 · €12-€12
Balance sheet total
€85,911
2024 · €81,866+€4,045

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€2,557

    up €2,557 (+16.7%), from €15,354 to €17,911

    of which Trade receivables: +€3,051

  • Deferred charges and accrued income +€1,500

    up €1,500 (+23.1%), from €6,500 to €8,000

Equity and liabilities
  • Trade debts +€5,514

    up €5,514 (+604.9%), from €912 to €6,425

  • Tax, wage and social debts -€1,413

    down €1,413 (-19.1%), from €7,412 to €5,999

Income statement
  • Gross operating margin -€20,054

    down €20,054, from €18,411 to -€1,643

  • Taxes -€6,958

    down €6,958 (-100.0%), from €6,958 to €0

  • Other operating charges -€1,002

    down €1,002 (-71.5%), from €1,402 to €400

  • Financial income +€255

    up €255 (+13.9%), from €1,843 to €2,098

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €11,755
Gross operating margin -€20,054
Other operating charges +€1,002
Financial income +€255
Financial charges +€19
Taxes +€6,958
Result 2025 -€65

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€21
Investment €0
Financing +€9
Cash 2024 €12
Net result for the year -€65
Receivables within one year -€2,557
Deferred charges and accrued income -€1,500
Trade debts +€5,514
Tax, wage and social debts -€1,413
Short-term financial debts +€9
Cash 2025 €0
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €81,866 €85,911 +€4,045 +4.9%
Current assets 29/58 €81,866 €85,911 +€4,045 +4.9%
Amounts receivable after more than one year 29 €60,000 €60,000 = 0.0%
Other amounts receivable 291 €60,000 €60,000 = 0.0%
Amounts receivable within one year 40/41 €15,354 €17,911 +€2,557 +16.7%
Trade receivables 40 - €3,051 +€3,051
Other amounts receivable 41 €15,354 €14,860 -€494 -3.2%
Cash at bank and in hand 54/58 €12 €0 -€12 -100.0%
Deferred charges and accrued income 490/1 €6,500 €8,000 +€1,500 +23.1%
Total equity and liabilities 10/49 €81,866 €85,911 +€4,045 +4.9%
Equity 10/15 €73,150 €73,085 -€65 -0.1%
Contributions 10/11 €19,000 €19,000 = 0.0%
Reserves 13 €29,690 €29,690 = 0.0%
Non-distributable reserves 130/1 €1,949 €1,949 = 0.0%
Reserves not available under the articles 1311 €1,949 €1,949 = 0.0%
Distributable reserves 133 €27,741 €27,741 = 0.0%
Profit (loss) carried forward 14 €24,460 €24,395 -€65 -0.3%
Amounts payable 17/49 €8,716 €12,826 +€4,110 +47.1%
Amounts payable within one year 42/48 €8,323 €12,433 +€4,110 +49.4%
Financial debts 43 - €9 +€9
Credit institutions 430/8 - €9 +€9
Trade debts 44 €912 €6,425 +€5,514 +604.9%
Suppliers 440/4 €912 €6,425 +€5,514 +604.9%
Taxes, remuneration and social security 45 €7,412 €5,999 -€1,413 -19.1%
Taxes 450/3 €7,412 €5,999 -€1,413 -19.1%
Other amounts payable 47/48 €0 - =
Accrued charges and deferred income 492/3 €393 €393 = 0.0%
Non-recurring operating income 76A €474 €0 -€474 -100.0%
Other operating charges 640/8 €1,402 €400 -€1,002 -71.5%
Gross operating margin 9900 €18,411 -€1,643 -€20,054
Operating profit (loss) 9901 €17,009 -€2,043 -€19,052
Financial income 75/76B €1,843 €2,098 +€255 +13.9%
Recurring financial income 75 €1,843 €2,098 +€255 +13.9%
Financial charges 65/66B €139 €120 -€19 -13.4%
Recurring financial charges 65 €139 €120 -€19 -13.4%
Profit (loss) for the period before taxes 9903 €18,713 -€65 -€18,778
Income taxes 67/77 €6,958 €0 -€6,958 -100.0%
Profit (loss) for the period 9904 €11,755 -€65 -€11,820
Profit (loss) for the period to be appropriated 9905 €11,755 -€65 -€11,820

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.