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TEXTILES ALBERT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TEXTILES ALBERT

BE 0443.866.852
NACE 47.512, Retail sale of household textiles and bedding
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€2,221
2023 · €2,470-€249
Equity
€59,174
2023 · €56,953+€2,221
Cash
€26,463
2023 · €31,481-€5,018
Balance sheet total
€151,007
2023 · €169,526-€18,519

Largest movements

2023 to 2024
Assets
  • Stocks and contracts -€25,792

    down €25,792 (-55.7%), from €46,326 to €20,534

  • Receivables within one year +€20,110

    up €20,110 (+24.0%), from €83,653 to €103,763

  • Tangible fixed assets -€7,887

    no longer reported in 2024 (was €7,887)

    of which Furniture and vehicles: -€7,232

  • Cash -€5,018

    down €5,018 (-15.9%), from €31,481 to €26,463

    mainly Tax, wage and social debts (-€27,078) and Receivables within one year (-€20,110)

Equity and liabilities
  • Tax, wage and social debts -€27,078

    down €27,078 (-51.8%), from €52,304 to €25,227

    of which Remuneration and social security: -€29,557

  • Trade debts +€6,338

    up €6,338 (+10.5%), from €60,268 to €66,607

  • Profit (loss) carried forward +€2,221

    up €2,221 (+29.6%), from -€7,509 to -€5,288

Income statement
  • Staff costs -€51,421

    down €51,421, from €39,581 to -€11,841

  • Gross operating margin -€42,563

    down €42,563 (-84.8%), from €50,181 to €7,617

  • Other operating charges +€5,687

    up €5,687 (+6185.9%), from €92 to €5,779

  • Depreciation +€3,552

    up €3,552 (+82.0%), from €4,335 to €7,887

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €2,470
Gross operating margin -€42,563
Staff costs +€51,421
Depreciation -€3,552
Other operating charges -€5,687
Financial charges +€90
Taxes +€42
Result 2024 €2,221

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€5,018
Investment €0
Financing €0
Cash 2023 €31,481
Net result for the year +€2,221
Depreciation +€7,887
Stocks and contracts +€25,792
Receivables within one year -€20,110
Deferred charges and accrued income -€68
Trade debts +€6,338
Tax, wage and social debts -€27,078
Cash 2024 €26,463
Every line side by side 37 lines
Line Code 2023 2024 Change %
Total assets 20/58 €169,526 €151,007 -€18,519 -10.9%
Fixed assets 21/28 €7,887 - -€7,887
Tangible fixed assets 22/27 €7,887 - -€7,887
Land and buildings 22 €655 - -€655
Furniture and vehicles 24 €7,232 - -€7,232
Current assets 29/58 €161,639 €151,007 -€10,632 -6.6%
Stocks and contracts in progress 3 €46,326 €20,534 -€25,792 -55.7%
Stocks 30/36 €46,326 €20,534 -€25,792 -55.7%
Amounts receivable within one year 40/41 €83,653 €103,763 +€20,110 +24.0%
Trade receivables 40 €83,653 €103,763 +€20,110 +24.0%
Cash at bank and in hand 54/58 €31,481 €26,463 -€5,018 -15.9%
Deferred charges and accrued income 490/1 €179 €247 +€68 +38.2%
Total equity and liabilities 10/49 €169,526 €151,007 -€18,519 -10.9%
Equity 10/15 €56,953 €59,174 +€2,221 +3.9%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €44,462 €44,462 = 0.0%
Tax-exempt reserves 132 €18,895 €18,895 = 0.0%
Distributable reserves 133 €25,567 €25,567 = 0.0%
Profit (loss) carried forward 14 -€7,509 -€5,288 +€2,221 +29.6%
Amounts payable 17/49 €112,573 €91,833 -€20,740 -18.4%
Amounts payable within one year 42/48 €112,573 €91,833 -€20,740 -18.4%
Trade debts 44 €60,268 €66,607 +€6,338 +10.5%
Suppliers 440/4 €60,268 €66,607 +€6,338 +10.5%
Taxes, remuneration and social security 45 €52,304 €25,227 -€27,078 -51.8%
Taxes 450/3 €21,203 €23,682 +€2,479 +11.7%
Remuneration and social security 454/9 €31,101 €1,544 -€29,557 -95.0%
Remuneration, social security and pensions 62 €39,581 -€11,841 -€51,421
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €4,335 €7,887 +€3,552 +82.0%
Other operating charges 640/8 €92 €5,779 +€5,687 +6185.9%
Gross operating margin 9900 €50,181 €7,617 -€42,563 -84.8%
Operating profit (loss) 9901 €6,174 €5,793 -€381 -6.2%
Financial charges 65/66B €665 €576 -€90 -13.5%
Recurring financial charges 65 €665 €576 -€90 -13.5%
Profit (loss) for the period before taxes 9903 €5,508 €5,217 -€291 -5.3%
Income taxes 67/77 €3,038 €2,996 -€42 -1.4%
Profit (loss) for the period 9904 €2,470 €2,221 -€249 -10.1%
Profit (loss) for the period to be appropriated 9905 €2,470 €2,221 -€249 -10.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.