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TEVAMA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TEVAMA

BE 0470.039.828
NACE 47.521, Retail sale of hardware, building materials, paint and glass (general range)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€3,839
2024 · -€3,881+€42
Equity
€173,497
2024 · €177,335-€3,839
Cash
€34,279
2024 · €34,113+€166
Balance sheet total
€185,222
2024 · €191,268-€6,046

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€6,914

    down €6,914 (-13.8%), from €49,991 to €43,077

  • Deferred charges and accrued income +€4,685

    up €4,685 (+195.7%), from €2,394 to €7,079

  • Tangible fixed assets -€3,173

    down €3,173 (-17.5%), from €18,087 to €14,915

    of which Other tangible fixed assets: -€1,638

Equity and liabilities
  • Reserves -€3,839

    down €3,839 (-6.5%), from €58,735 to €54,897

    of which Distributable reserves: -€3,839

  • Other debts -€3,601

    down €3,601 (-44.8%), from €8,038 to €4,436

Income statement
  • Financial income +€2,233

    up €2,233 (+97.0%), from €2,302 to €4,535

  • Gross operating margin -€1,453

    down €1,453 (-66.2%), from -€2,195 to -€3,648

  • Depreciation +€1,016

    up €1,016 (+47.1%), from €2,157 to €3,173

  • Financial charges -€308

    down €308 (-37.5%), from €821 to €513

  • Staff costs -€187

    no longer reported in 2025 (was €187)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3,881
Gross operating margin -€1,453
Staff costs +€187
Depreciation -€1,016
Other operating charges -€145
Financial income +€2,233
Financial charges +€308
Taxes -€71
Result 2025 -€3,839

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€166
Investment €0
Financing €0
Cash 2024 €34,113
Net result for the year -€3,839
Depreciation +€3,173
Stocks and contracts +€6,914
Receivables within one year +€810
Deferred charges and accrued income -€4,685
Trade debts -€140
Tax, wage and social debts +€1,495
Other debts -€3,601
Accrued charges and deferred income +€39
Cash 2025 €34,279
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €191,268 €185,222 -€6,046 -3.2%
Fixed assets 21/28 €18,087 €14,915 -€3,173 -17.5%
Tangible fixed assets 22/27 €18,087 €14,915 -€3,173 -17.5%
Plant, machinery and equipment 23 €1,206 €366 -€840 -69.7%
Furniture and vehicles 24 €2,844 €2,149 -€694 -24.4%
Other tangible fixed assets 26 €14,038 €12,400 -€1,638 -11.7%
Current assets 29/58 €173,180 €170,307 -€2,874 -1.7%
Amounts receivable after more than one year 29 €75,000 €75,000 = 0.0%
Other amounts receivable 291 €75,000 €75,000 = 0.0%
Stocks and contracts in progress 3 €49,991 €43,077 -€6,914 -13.8%
Stocks 30/36 €49,991 €43,077 -€6,914 -13.8%
Amounts receivable within one year 40/41 €11,682 €10,872 -€810 -6.9%
Trade receivables 40 €11,039 €10,872 -€167 -1.5%
Other amounts receivable 41 €643 - -€643
Cash at bank and in hand 54/58 €34,113 €34,279 +€166 +0.5%
Deferred charges and accrued income 490/1 €2,394 €7,079 +€4,685 +195.7%
Total equity and liabilities 10/49 €191,268 €185,222 -€6,046 -3.2%
Equity 10/15 €177,335 €173,497 -€3,839 -2.2%
Contributions 10/11 €118,600 €118,600 = 0.0%
Reserves 13 €58,735 €54,897 -€3,839 -6.5%
Tax-exempt reserves 132 €4,000 €4,000 = 0.0%
Distributable reserves 133 €54,735 €50,897 -€3,839 -7.0%
Amounts payable 17/49 €13,932 €11,725 -€2,207 -15.8%
Amounts payable within one year 42/48 €11,446 €9,199 -€2,247 -19.6%
Trade debts 44 €3,408 €3,268 -€140 -4.1%
Suppliers 440/4 €3,408 €3,268 -€140 -4.1%
Taxes, remuneration and social security 45 - €1,495 +€1,495
Taxes 450/3 - €1,495 +€1,495
Other amounts payable 47/48 €8,038 €4,436 -€3,601 -44.8%
Accrued charges and deferred income 492/3 €2,487 €2,526 +€39 +1.6%
Remuneration, social security and pensions 62 €187 - -€187
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,157 €3,173 +€1,016 +47.1%
Other operating charges 640/8 €895 €1,041 +€145 +16.2%
Gross operating margin 9900 -€2,195 -€3,648 -€1,453 -66.2%
Operating profit (loss) 9901 -€5,434 -€7,861 -€2,427 -44.7%
Financial income 75/76B €2,302 €4,535 +€2,233 +97.0%
Recurring financial income 75 €2,302 €4,535 +€2,233 +97.0%
Financial charges 65/66B €821 €513 -€308 -37.5%
Recurring financial charges 65 €821 €513 -€308 -37.5%
Profit (loss) for the period before taxes 9903 -€3,953 -€3,839 +€114 +2.9%
Income taxes 67/77 -€71 - +€71
Profit (loss) for the period 9904 -€3,881 -€3,839 +€42 +1.1%
Profit (loss) for the period to be appropriated 9905 -€3,881 -€3,839 +€42 +1.1%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.