Terram: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Terram
Largest movements
- Receivables within one year +€2,150
up €2,150 (+2.9%), from €73,882 to €76,032
- Profit (loss) carried forward +€1,027
up €1,027 (+1.4%), from €71,084 to €72,110
- Financial income +€2,215
new in 2025: €2,215
- Gross operating margin -€235
down €235 (-48.9%), from -€480 to -€715
- Other operating charges +€12
up €12 (+3.2%), from €387 to €400
- Financial charges -€9
down €9 (-10.3%), from €83 to €74
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €76,084 | €77,760 | +€1,676 | +2.2% |
| Current assets | 29/58 | €76,084 | €77,760 | +€1,676 | +2.2% |
| Amounts receivable within one year | 40/41 | €73,882 | €76,032 | +€2,150 | +2.9% |
| Other amounts receivable | 41 | €73,882 | €76,032 | +€2,150 | +2.9% |
| Cash at bank and in hand | 54/58 | €2,202 | €1,728 | -€474 | -21.5% |
| Total equity and liabilities | 10/49 | €76,084 | €77,760 | +€1,676 | +2.2% |
| Equity | 10/15 | €76,084 | €77,110 | +€1,027 | +1.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €71,084 | €72,110 | +€1,027 | +1.4% |
| Amounts payable | 17/49 | - | €649 | +€649 | |
| Amounts payable within one year | 42/48 | - | €649 | +€649 | |
| Trade debts | 44 | - | €649 | +€649 | |
| Suppliers | 440/4 | - | €649 | +€649 | |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | -€480 | -€715 | -€235 | -48.9% |
| Operating profit (loss) | 9901 | -€868 | -€1,115 | -€247 | -28.5% |
| Financial income | 75/76B | - | €2,215 | +€2,215 | |
| Recurring financial income | 75 | - | €2,215 | +€2,215 | |
| Financial charges | 65/66B | €83 | €74 | -€9 | -10.3% |
| Recurring financial charges | 65 | €83 | €74 | -€9 | -10.3% |
| Profit (loss) for the period before taxes | 9903 | -€950 | €1,027 | +€1,977 | |
| Profit (loss) for the period | 9904 | -€950 | €1,027 | +€1,977 | |
| Profit (loss) for the period to be appropriated | 9905 | -€950 | €1,027 | +€1,977 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.