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TERMAAS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TERMAAS

BE 0440.031.986
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€9,354
2024 · -€8,405-€948
Equity
€84,205
2024 · €93,558-€9,354
Cash
€2,058
2024 · €2,283-€225
Balance sheet total
€301,130
2024 · €308,868-€7,738

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€7,513

    down €7,513 (-5.8%), from €130,217 to €122,705

Equity and liabilities
  • Profit (loss) carried forward -€9,354

    down €9,354 (-11.1%), from -€84,152 to -€93,506

Income statement
  • Gross operating margin -€914

    down €914 (-130.1%), from -€702 to -€1,616

  • Financial charges +€35

    up €35 (+18.2%), from €190 to €225

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,405
Gross operating margin -€914
Financial charges -€35
Result 2025 -€9,354

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€225
Investment €0
Financing €0
Cash 2024 €2,283
Net result for the year -€9,354
Depreciation +€7,513
Trade debts +€1,616
Cash 2025 €2,058
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €308,868 €301,130 -€7,738 -2.5%
Fixed assets 21/28 €130,217 €122,705 -€7,513 -5.8%
Tangible fixed assets 22/27 €130,217 €122,705 -€7,513 -5.8%
Land and buildings 22 €130,217 €122,705 -€7,513 -5.8%
Current assets 29/58 €178,651 €178,425 -€225 -0.1%
Stocks and contracts in progress 3 €163,067 €163,067 = 0.0%
Stocks 30/36 €163,067 €163,067 = 0.0%
Amounts receivable within one year 40/41 €11,365 €11,365 = 0.0%
Other amounts receivable 41 €11,365 €11,365 = 0.0%
Cash at bank and in hand 54/58 €2,283 €2,058 -€225 -9.9%
Deferred charges and accrued income 490/1 €1,936 €1,936 = 0.0%
Total equity and liabilities 10/49 €308,868 €301,130 -€7,738 -2.5%
Equity 10/15 €93,558 €84,205 -€9,354 -10.0%
Contributions 10/11 €74,368 €74,368 = 0.0%
Capital 10 €74,368 €74,368 = 0.0%
Issued capital 100 €74,368 €74,368 = 0.0%
Reserves 13 €103,342 €103,342 = 0.0%
Non-distributable reserves 130/1 €7,500 €7,500 = 0.0%
Legal reserve 130 €7,500 €7,500 = 0.0%
Distributable reserves 133 €95,842 €95,842 = 0.0%
Profit (loss) carried forward 14 -€84,152 -€93,506 -€9,354 -11.1%
Amounts payable 17/49 €215,310 €216,926 +€1,616 +0.8%
Amounts payable within one year 42/48 €215,310 €216,926 +€1,616 +0.8%
Trade debts 44 €23,181 €24,797 +€1,616 +7.0%
Suppliers 440/4 €23,181 €24,797 +€1,616 +7.0%
Other amounts payable 47/48 €192,128 €192,128 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €7,513 €7,513 = 0.0%
Gross operating margin 9900 -€702 -€1,616 -€914 -130.1%
Operating profit (loss) 9901 -€8,215 -€9,129 -€914 -11.1%
Financial charges 65/66B €190 €225 +€35 +18.2%
Recurring financial charges 65 €190 €225 +€35 +18.2%
Profit (loss) for the period before taxes 9903 -€8,405 -€9,354 -€948 -11.3%
Profit (loss) for the period 9904 -€8,405 -€9,354 -€948 -11.3%
Profit (loss) for the period to be appropriated 9905 -€8,405 -€9,354 -€948 -11.3%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.