Terloma: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Terloma
Largest movements
- Tangible fixed assets -€11,567
down €11,567 (-6.9%), from €166,497 to €154,931
- Reserves -€6,033
down €6,033 (-50.0%), from €12,067 to €6,033
- Profit (loss) carried forward -€4,659
down €4,659 (-3.5%), from -€134,050 to -€138,709
- Provisions -€3,107
down €3,107 (-50.0%), from €6,213 to €3,106
- Other debts +€2,517
up €2,517 (+1.1%), from €219,444 to €221,961
- Depreciation -€177
down €177 (-1.5%), from €11,743 to €11,567
- Gross operating margin +€12
up €12 (+2.6%), from -€447 to -€435
- Other operating charges -€11
down €11 (-0.6%), from €1,764 to €1,754
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €167,039 | €155,430 | -€11,609 | -6.9% |
| Fixed assets | 21/28 | €166,497 | €154,931 | -€11,567 | -6.9% |
| Tangible fixed assets | 22/27 | €166,497 | €154,931 | -€11,567 | -6.9% |
| Land and buildings | 22 | €166,497 | €154,931 | -€11,567 | -6.9% |
| Current assets | 29/58 | €542 | €500 | -€42 | -7.8% |
| Cash at bank and in hand | 54/58 | €1 | €1 | +€1 | +141% |
| Deferred charges and accrued income | 490/1 | €541 | €498 | -€43 | -8.0% |
| Total equity and liabilities | 10/49 | €167,039 | €155,430 | -€11,609 | -6.9% |
| Equity | 10/15 | -€59,983 | -€70,676 | -€10,692 | -17.8% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €12,067 | €6,033 | -€6,033 | -50.0% |
| Tax-exempt reserves | 132 | €12,067 | €6,033 | -€6,033 | -50.0% |
| Profit (loss) carried forward | 14 | -€134,050 | -€138,709 | -€4,659 | -3.5% |
| Provisions and deferred taxes | 16 | €6,213 | €3,106 | -€3,107 | -50.0% |
| Deferred taxes | 168 | €6,213 | €3,106 | -€3,107 | -50.0% |
| Amounts payable | 17/49 | €220,810 | €223,000 | +€2,190 | +1.0% |
| Amounts payable within one year | 42/48 | €220,810 | €223,000 | +€2,190 | +1.0% |
| Trade debts | 44 | €1,366 | €1,039 | -€327 | -23.9% |
| Suppliers | 440/4 | €1,366 | €1,039 | -€327 | -23.9% |
| Other amounts payable | 47/48 | €219,444 | €221,961 | +€2,517 | +1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,743 | €11,567 | -€177 | -1.5% |
| Other operating charges | 640/8 | €1,764 | €1,754 | -€11 | -0.6% |
| Gross operating margin | 9900 | -€447 | -€435 | +€12 | +2.6% |
| Operating profit (loss) | 9901 | -€13,954 | -€13,755 | +€199 | +1.4% |
| Financial charges | 65/66B | €39 | €44 | +€4 | +10.3% |
| Recurring financial charges | 65 | €39 | €44 | +€4 | +10.3% |
| Profit (loss) for the period before taxes | 9903 | -€13,994 | -€13,799 | +€195 | +1.4% |
| Transfer from deferred taxes | 780 | €3,107 | €3,107 | = | 0.0% |
| Profit (loss) for the period | 9904 | -€10,887 | -€10,692 | +€195 | +1.8% |
| Transfer from tax-exempt reserves | 789 | €6,033 | €6,033 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€4,854 | -€4,659 | +€195 | +4.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.