TendTudo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TendTudo
Largest movements
- Stocks and contracts +€66,237
up €66,237 (+92.9%), from €71,335 to €137,572
- Receivables within one year +€3,902
up €3,902 (+72.8%), from €5,364 to €9,266
- Tangible fixed assets -€1,768
down €1,768 (-26.5%), from €6,670 to €4,902
- Other debts +€80,760
up €80,760 (+1659.0%), from €4,868 to €85,628
- Tax, wage and social debts -€6,658
down €6,658 (-42.8%), from €15,550 to €8,892
of which Taxes: -€4,267
- Trade debts -€3,871
down €3,871 (-6.3%), from €61,886 to €58,015
- Staff costs +€28,491
up €28,491 (+4186.9%), from €680 to €29,171
- Financial charges -€15,083
down €15,083 (-67.7%), from €22,269 to €7,187
of which Non-recurring financial charges: -€17,425
- Gross operating margin +€6,803
up €6,803 (+21.6%), from €31,489 to €38,292
- Taxes -€1,519
down €1,519 (-68.3%), from €2,223 to €704
- Depreciation +€664
up €664 (+60.2%), from €1,104 to €1,768
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €103,540 | €172,547 | +€69,007 | +66.6% |
| Fixed assets | 21/28 | €12,850 | €11,082 | -€1,768 | -13.8% |
| Tangible fixed assets | 22/27 | €6,670 | €4,902 | -€1,768 | -26.5% |
| Furniture and vehicles | 24 | €6,670 | €4,902 | -€1,768 | -26.5% |
| Financial fixed assets | 28 | €6,180 | €6,180 | = | 0.0% |
| Current assets | 29/58 | €90,690 | €161,465 | +€70,775 | +78.0% |
| Stocks and contracts in progress | 3 | €71,335 | €137,572 | +€66,237 | +92.9% |
| Stocks | 30/36 | €71,335 | €137,572 | +€66,237 | +92.9% |
| Amounts receivable within one year | 40/41 | €5,364 | €9,266 | +€3,902 | +72.8% |
| Trade receivables | 40 | €5,364 | €9,266 | +€3,902 | +72.8% |
| Cash at bank and in hand | 54/58 | €11,847 | €13,458 | +€1,611 | +13.6% |
| Deferred charges and accrued income | 490/1 | €2,143 | €1,169 | -€975 | -45.5% |
| Total equity and liabilities | 10/49 | €103,540 | €172,547 | +€69,007 | +66.6% |
| Equity | 10/15 | €21,236 | €20,012 | -€1,224 | -5.8% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €18,236 | €17,012 | -€1,224 | -6.7% |
| Amounts payable | 17/49 | €82,305 | €152,535 | +€70,231 | +85.3% |
| Amounts payable within one year | 42/48 | €82,305 | €152,535 | +€70,231 | +85.3% |
| Trade debts | 44 | €61,886 | €58,015 | -€3,871 | -6.3% |
| Suppliers | 440/4 | €61,886 | €58,015 | -€3,871 | -6.3% |
| Taxes, remuneration and social security | 45 | €15,550 | €8,892 | -€6,658 | -42.8% |
| Taxes | 450/3 | €8,519 | €4,251 | -€4,267 | -50.1% |
| Remuneration and social security | 454/9 | €7,032 | €4,641 | -€2,391 | -34.0% |
| Other amounts payable | 47/48 | €4,868 | €85,628 | +€80,760 | +1659.0% |
| Remuneration, social security and pensions | 62 | €680 | €29,171 | +€28,491 | +4186.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,104 | €1,768 | +€664 | +60.2% |
| Other operating charges | 640/8 | €492 | €707 | +€214 | +43.5% |
| Gross operating margin | 9900 | €31,489 | €38,292 | +€6,803 | +21.6% |
| Operating profit (loss) | 9901 | €29,212 | €6,646 | -€22,566 | -77.2% |
| Financial income | 75/76B | €195 | €21 | -€174 | -89.5% |
| Recurring financial income | 75 | €195 | €21 | -€174 | -89.5% |
| Financial charges | 65/66B | €22,269 | €7,187 | -€15,083 | -67.7% |
| Recurring financial charges | 65 | €4,844 | €7,187 | +€2,342 | +48.3% |
| Non-recurring financial charges | 66B | €17,425 | - | -€17,425 | |
| Profit (loss) for the period before taxes | 9903 | €7,138 | -€520 | -€7,658 | |
| Income taxes | 67/77 | €2,223 | €704 | -€1,519 | -68.3% |
| Profit (loss) for the period | 9904 | €4,915 | -€1,224 | -€6,139 | |
| Profit (loss) for the period to be appropriated | 9905 | €4,915 | -€1,224 | -€6,139 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.