Temit: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Temit
Largest movements
- Cash +€8,162
up €8,162 (+37.8%), from €21,599 to €29,762
mainly Other debts (+€34,167) and Net result for the year (+€32,540)
- Receivables within one year +€3,638
up €3,638 (+8.9%), from €40,834 to €44,472
of which Other amounts receivable: +€6,349
- Other debts +€34,167
up €34,167 (+4101.7%), from €833 to €35,000
- Reserves -€17,118
down €17,118 (-19.6%), from €87,500 to €70,382
- Tax, wage and social debts -€5,415
down €5,415 (-22.1%), from €24,507 to €19,091
of which Taxes: -€5,548
- Gross operating margin -€3,648
down €3,648 (-5.1%), from €70,930 to €67,281
- Staff costs +€1,101
up €1,101 (+4.6%), from €24,164 to €25,265
- Taxes -€929
down €929 (-8.4%), from €11,027 to €10,098
- Financial income +€805
up €805 (+38.5%), from €2,089 to €2,894
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €119,732 | €132,611 | +€12,879 | +10.8% |
| Fixed assets | 21/28 | €2,268 | €3,166 | +€898 | +39.6% |
| Tangible fixed assets | 22/27 | €2,268 | €3,166 | +€898 | +39.6% |
| Furniture and vehicles | 24 | €2,268 | €3,166 | +€898 | +39.6% |
| Current assets | 29/58 | €117,464 | €129,444 | +€11,981 | +10.2% |
| Amounts receivable after more than one year | 29 | €55,000 | €55,000 | = | 0.0% |
| Trade receivables | 290 | €0 | - | = | |
| Other amounts receivable | 291 | €55,000 | €55,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €40,834 | €44,472 | +€3,638 | +8.9% |
| Trade receivables | 40 | €13,921 | €11,210 | -€2,711 | -19.5% |
| Other amounts receivable | 41 | €26,913 | €33,262 | +€6,349 | +23.6% |
| Cash at bank and in hand | 54/58 | €21,599 | €29,762 | +€8,162 | +37.8% |
| Deferred charges and accrued income | 490/1 | €31 | €211 | +€180 | +584.9% |
| Total equity and liabilities | 10/49 | €119,732 | €132,611 | +€12,879 | +10.8% |
| Equity | 10/15 | €93,115 | €75,537 | -€17,578 | -18.9% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €87,500 | €70,382 | -€17,118 | -19.6% |
| Distributable reserves | 133 | €87,500 | €70,382 | -€17,118 | -19.6% |
| Profit (loss) carried forward | 14 | €615 | €155 | -€460 | -74.9% |
| Amounts payable | 17/49 | €26,617 | €57,074 | +€30,457 | +114.4% |
| Amounts payable within one year | 42/48 | €26,617 | €57,074 | +€30,457 | +114.4% |
| Financial debts | 43 | €0 | €402 | +€402 | |
| Credit institutions | 430/8 | €0 | €402 | +€402 | |
| Trade debts | 44 | €1,277 | €2,580 | +€1,303 | +102.0% |
| Suppliers | 440/4 | €1,277 | €2,580 | +€1,303 | +102.0% |
| Taxes, remuneration and social security | 45 | €24,507 | €19,091 | -€5,415 | -22.1% |
| Taxes | 450/3 | €21,312 | €15,763 | -€5,548 | -26.0% |
| Remuneration and social security | 454/9 | €3,195 | €3,328 | +€133 | +4.2% |
| Other amounts payable | 47/48 | €833 | €35,000 | +€34,167 | +4101.7% |
| Remuneration, social security and pensions | 62 | €24,164 | €25,265 | +€1,101 | +4.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,238 | €1,109 | -€129 | -10.4% |
| Other operating charges | 640/8 | €721 | €695 | -€25 | -3.5% |
| Gross operating margin | 9900 | €70,930 | €67,281 | -€3,648 | -5.1% |
| Operating profit (loss) | 9901 | €44,807 | €40,212 | -€4,596 | -10.3% |
| Financial income | 75/76B | €2,089 | €2,894 | +€805 | +38.5% |
| Recurring financial income | 75 | €2,089 | €2,894 | +€805 | +38.5% |
| Financial charges | 65/66B | €1,117 | €469 | -€648 | -58.0% |
| Recurring financial charges | 65 | €1,117 | €469 | -€648 | -58.0% |
| Profit (loss) for the period before taxes | 9903 | €45,780 | €42,637 | -€3,143 | -6.9% |
| Income taxes | 67/77 | €11,027 | €10,098 | -€929 | -8.4% |
| Profit (loss) for the period | 9904 | €34,753 | €32,540 | -€2,214 | -6.4% |
| Profit (loss) for the period to be appropriated | 9905 | €34,753 | €32,540 | -€2,214 | -6.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.