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Tembo: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Tembo

BE 0403.656.689
NACE 96.210, Hairdressing and barber services
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€19,748
2023 · -€25,738+€5,990
Equity
-€109,692
2023 · -€89,944-€19,748
Cash
€4,976
2023 · €4,073+€904
Balance sheet total
€14,150
2023 · €14,043+€108

Largest movements

2023 to 2024
Assets
  • Cash +€904

    up €904 (+22.2%), from €4,073 to €4,976

    mainly Other debts (+€23,905) and Trade debts (+€1,620)

  • Tangible fixed assets -€497

    down €497 (-49.4%), from €1,006 to €509

  • Receivables within one year -€299

    no longer reported in 2024 (was €299)

Equity and liabilities
  • Other debts +€23,905

    up €23,905 (+26.3%), from €90,774 to €114,679

  • Profit (loss) carried forward -€19,748

    down €19,748 (-15.9%), from -€124,371 to -€144,119

  • Tax, wage and social debts -€5,669

    down €5,669 (-45.7%), from €12,407 to €6,737

    of which Remuneration and social security: -€4,284

  • Trade debts +€1,620

    up €1,620 (+201.0%), from €806 to €2,426

Income statement
  • Gross operating margin +€8,481

    up €8,481 (+35.7%), from -€23,735 to -€15,254

  • Staff costs +€1,309

    up €1,309 (+243.7%), from €537 to €1,846

  • Other operating charges +€1,051

    up €1,051 (+134.2%), from €783 to €1,834

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€25,738
Gross operating margin +€8,481
Staff costs -€1,309
Depreciation -€12
Other operating charges -€1,051
Financial income +€3
Financial charges -€122
Result 2024 -€19,748

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€904
Investment €0
Financing €0
Cash 2023 €4,073
Net result for the year -€19,748
Depreciation +€497
Receivables within one year +€299
Trade debts +€1,620
Tax, wage and social debts -€5,669
Other debts +€23,905
Cash 2024 €4,976
Every line side by side 37 lines
Line Code 2023 2024 Change %
Total assets 20/58 €14,043 €14,150 +€108 +0.8%
Fixed assets 21/28 €9,671 €9,174 -€497 -5.1%
Tangible fixed assets 22/27 €1,006 €509 -€497 -49.4%
Furniture and vehicles 24 €1,006 €509 -€497 -49.4%
Financial fixed assets 28 €8,665 €8,665 = 0.0%
Current assets 29/58 €4,372 €4,976 +€605 +13.8%
Amounts receivable within one year 40/41 €299 - -€299
Trade receivables 40 €299 - -€299
Cash at bank and in hand 54/58 €4,073 €4,976 +€904 +22.2%
Total equity and liabilities 10/49 €14,043 €14,150 +€108 +0.8%
Equity 10/15 -€89,944 -€109,692 -€19,748 -22.0%
Contributions 10/11 €25,392 €25,392 = 0.0%
Reserves 13 €9,035 €9,035 = 0.0%
Non-distributable reserves 130/1 €1,859 €1,859 = 0.0%
Reserves not available under the articles 1311 €1,859 €1,859 = 0.0%
Distributable reserves 133 €7,176 €7,176 = 0.0%
Profit (loss) carried forward 14 -€124,371 -€144,119 -€19,748 -15.9%
Amounts payable 17/49 €103,987 €123,842 +€19,856 +19.1%
Amounts payable within one year 42/48 €103,987 €123,842 +€19,856 +19.1%
Trade debts 44 €806 €2,426 +€1,620 +201.0%
Suppliers 440/4 €806 €2,426 +€1,620 +201.0%
Taxes, remuneration and social security 45 €12,407 €6,737 -€5,669 -45.7%
Taxes 450/3 €4,163 €2,777 -€1,386 -33.3%
Remuneration and social security 454/9 €8,244 €3,960 -€4,284 -52.0%
Other amounts payable 47/48 €90,774 €114,679 +€23,905 +26.3%
Remuneration, social security and pensions 62 €537 €1,846 +€1,309 +243.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €485 €497 +€12 +2.5%
Other operating charges 640/8 €783 €1,834 +€1,051 +134.2%
Gross operating margin 9900 -€23,735 -€15,254 +€8,481 +35.7%
Operating profit (loss) 9901 -€25,540 -€19,430 +€6,109 +23.9%
Financial income 75/76B - €3 +€3
Recurring financial income 75 - €3 +€3
Financial charges 65/66B €198 €321 +€122 +61.7%
Recurring financial charges 65 €198 €321 +€122 +61.7%
Profit (loss) for the period before taxes 9903 -€25,738 -€19,748 +€5,990 +23.3%
Profit (loss) for the period 9904 -€25,738 -€19,748 +€5,990 +23.3%
Profit (loss) for the period to be appropriated 9905 -€25,738 -€19,748 +€5,990 +23.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.