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TEL IMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TEL IMMO

BE 1008.939.362
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€17,091
2024 · -€8,850-€8,241
Equity
-€20,941
2024 · -€3,850-€17,091
Cash
€12,593
2024 · €15,738-€3,145
Balance sheet total
€52,802
2024 · €65,975-€13,173

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€11,312

    down €11,312 (-22.5%), from €50,237 to €38,925

  • Cash -€3,145

    down €3,145 (-20.0%), from €15,738 to €12,593

    mainly Net result for the year (-€17,091) and Debts after one year (-€5,871)

  • Deferred charges and accrued income +€1,284

    new in 2025: €1,284

Equity and liabilities
  • Profit (loss) carried forward -€17,091

    down €17,091 (-193.1%), from -€8,850 to -€25,941

  • Other debts +€8,850

    up €8,850 (+21.0%), from €42,047 to €50,897

  • Debts after one year -€5,871

    down €5,871 (-27.2%), from €21,624 to €15,753

  • Trade debts +€708

    up €708 (+137.8%), from €514 to €1,223

Income statement
  • Depreciation +€4,990

    up €4,990 (+78.9%), from €6,322 to €11,312

  • Gross operating margin -€2,900

    down €2,900 (-156.8%), from -€1,850 to -€4,749

  • Financial charges +€352

    up €352 (+51.8%), from €678 to €1,030

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,850
Gross operating margin -€2,900
Depreciation -€4,990
Financial charges -€352
Result 2025 -€17,091

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€2,495
Investment €0
Financing -€5,640
Cash 2024 €15,738
Net result for the year -€17,091
Depreciation +€11,312
Deferred charges and accrued income -€1,284
Trade debts +€708
Other debts +€8,850
Debts after one year -€5,871
Current portion of long-term debt +€231
Cash 2025 €12,593
Every line side by side 27 lines
Line Code 2024 2025 Change %
Total assets 20/58 €65,975 €52,802 -€13,173 -20.0%
Fixed assets 21/28 €50,237 €38,925 -€11,312 -22.5%
Tangible fixed assets 22/27 €50,237 €38,925 -€11,312 -22.5%
Furniture and vehicles 24 €50,237 €38,925 -€11,312 -22.5%
Current assets 29/58 €15,738 €13,877 -€1,861 -11.8%
Cash at bank and in hand 54/58 €15,738 €12,593 -€3,145 -20.0%
Deferred charges and accrued income 490/1 - €1,284 +€1,284
Total equity and liabilities 10/49 €65,975 €52,802 -€13,173 -20.0%
Equity 10/15 -€3,850 -€20,941 -€17,091 -443.9%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 -€8,850 -€25,941 -€17,091 -193.1%
Amounts payable 17/49 €69,825 €73,744 +€3,919 +5.6%
Amounts payable after more than one year 17 €21,624 €15,753 -€5,871 -27.2%
Financial debts 170/4 €21,624 €15,753 -€5,871 -27.2%
Amounts payable within one year 42/48 €48,201 €57,991 +€9,790 +20.3%
Current portion of amounts payable after more than one year 42 €5,640 €5,871 +€231 +4.1%
Trade debts 44 €514 €1,223 +€708 +137.8%
Suppliers 440/4 €514 €1,223 +€708 +137.8%
Other amounts payable 47/48 €42,047 €50,897 +€8,850 +21.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €6,322 €11,312 +€4,990 +78.9%
Gross operating margin 9900 -€1,850 -€4,749 -€2,900 -156.8%
Operating profit (loss) 9901 -€8,172 -€16,061 -€7,889 -96.5%
Financial charges 65/66B €678 €1,030 +€352 +51.8%
Recurring financial charges 65 €678 €1,030 +€352 +51.8%
Profit (loss) for the period before taxes 9903 -€8,850 -€17,091 -€8,241 -93.1%
Profit (loss) for the period 9904 -€8,850 -€17,091 -€8,241 -93.1%
Profit (loss) for the period to be appropriated 9905 -€8,850 -€17,091 -€8,241 -93.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.