Teddy & Claire: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Teddy & Claire
Largest movements
- Cash -€6,811
down €6,811 (-62.8%), from €10,841 to €4,030
mainly Receivables within one year (-€5,863) and Debts after one year (-€4,395)
- Receivables within one year +€5,863
up €5,863 (+9.0%), from €65,000 to €70,863
of which Other amounts receivable: +€3,563
- Tangible fixed assets -€1,090
down €1,090 (-46.5%), from €2,344 to €1,254
- Debts after one year -€4,395
down €4,395 (-6.2%), from €71,197 to €66,801
- Profit (loss) carried forward +€1,891
up €1,891 (+1.3%), from -€143,704 to -€141,812
- Gross operating margin +€486
up €486 (+38.2%), from €1,273 to €1,759
- Other operating charges -€243
down €243 (-62.8%), from €387 to €144
- Depreciation -€98
down €98 (-8.3%), from €1,189 to €1,090
- Financial income +€62
up €62 (+4.1%), from €1,500 to €1,563
- Financial charges +€42
up €42 (+27.4%), from €153 to €195
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €78,185 | €76,146 | -€2,039 | -2.6% |
| Fixed assets | 21/28 | €2,344 | €1,254 | -€1,090 | -46.5% |
| Tangible fixed assets | 22/27 | €2,344 | €1,254 | -€1,090 | -46.5% |
| Furniture and vehicles | 24 | €2,344 | €1,254 | -€1,090 | -46.5% |
| Current assets | 29/58 | €75,841 | €74,892 | -€949 | -1.3% |
| Amounts receivable within one year | 40/41 | €65,000 | €70,863 | +€5,863 | +9.0% |
| Trade receivables | 40 | €3,500 | €5,800 | +€2,300 | +65.7% |
| Other amounts receivable | 41 | €61,500 | €65,063 | +€3,563 | +5.8% |
| Cash at bank and in hand | 54/58 | €10,841 | €4,030 | -€6,811 | -62.8% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €78,185 | €76,146 | -€2,039 | -2.6% |
| Equity | 10/15 | €6,296 | €8,188 | +€1,891 | +30.0% |
| Contributions | 10/11 | €150,000 | €150,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€143,704 | -€141,812 | +€1,891 | +1.3% |
| Amounts payable | 17/49 | €71,889 | €67,958 | -€3,930 | -5.5% |
| Amounts payable after more than one year | 17 | €71,197 | €66,801 | -€4,395 | -6.2% |
| Other amounts payable | 178/9 | €71,197 | €66,801 | -€4,395 | -6.2% |
| Amounts payable within one year | 42/48 | €692 | €1,157 | +€465 | +67.1% |
| Trade debts | 44 | €677 | €1,157 | +€480 | +70.8% |
| Suppliers | 440/4 | €677 | €1,157 | +€480 | +70.8% |
| Taxes, remuneration and social security | 45 | €15 | €0 | -€15 | -100% |
| Taxes | 450/3 | €15 | €0 | -€15 | -100% |
| Non-recurring operating income | 76A | €500 | €0 | -€500 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,189 | €1,090 | -€98 | -8.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €0 | - | = | |
| Other operating charges | 640/8 | €387 | €144 | -€243 | -62.8% |
| Gross operating margin | 9900 | €1,273 | €1,759 | +€486 | +38.2% |
| Operating profit (loss) | 9901 | -€303 | €524 | +€827 | |
| Financial income | 75/76B | €1,500 | €1,563 | +€62 | +4.1% |
| Recurring financial income | 75 | €1,500 | €1,563 | +€62 | +4.1% |
| Financial charges | 65/66B | €153 | €195 | +€42 | +27.4% |
| Recurring financial charges | 65 | €153 | €195 | +€42 | +27.4% |
| Profit (loss) for the period before taxes | 9903 | €1,044 | €1,891 | +€848 | +81.2% |
| Income taxes | 67/77 | €15 | €0 | -€15 | -100% |
| Profit (loss) for the period | 9904 | €1,029 | €1,891 | +€863 | +83.8% |
| Profit (loss) for the period to be appropriated | 9905 | €1,029 | €1,891 | +€863 | +83.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.