Tecta4U: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Tecta4U
Largest movements
- Tangible fixed assets -€84,814
down €84,814 (-8.6%), from €986,600 to €901,786
of which Land and buildings: -€80,325
- Receivables within one year -€24,774
down €24,774 (-82.4%), from €30,060 to €5,286
of which Other amounts receivable: -€26,118
- Trade debts -€67,785
down €67,785 (-91.0%), from €74,494 to €6,709
- Debts after one year -€47,456
down €47,456 (-5.6%), from €843,071 to €795,615
- Profit (loss) carried forward +€11,228
up €11,228, from -€11,228 to €0
- Gross operating margin +€39,553
up €39,553 (+107%), from €37,040 to €76,593
- Depreciation +€11,368
up €11,368 (+59.6%), from €19,064 to €30,432
- Financial charges +€2,582
up €2,582 (+10.4%), from €24,835 to €27,417
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,022,364 | €914,837 | -€107,527 | -10.5% |
| Formation expenses | 20 | €221 | €0 | -€221 | -100% |
| Fixed assets | 21/28 | €986,600 | €901,786 | -€84,814 | -8.6% |
| Tangible fixed assets | 22/27 | €986,600 | €901,786 | -€84,814 | -8.6% |
| Land and buildings | 22 | €950,681 | €870,356 | -€80,325 | -8.4% |
| Plant, machinery and equipment | 23 | €35,919 | €31,430 | -€4,490 | -12.5% |
| Current assets | 29/58 | €35,543 | €13,051 | -€22,492 | -63.3% |
| Amounts receivable within one year | 40/41 | €30,060 | €5,286 | -€24,774 | -82.4% |
| Trade receivables | 40 | €3,942 | €5,286 | +€1,344 | +34.1% |
| Other amounts receivable | 41 | €26,118 | €0 | -€26,118 | -100% |
| Cash at bank and in hand | 54/58 | €1,852 | €80 | -€1,772 | -95.7% |
| Deferred charges and accrued income | 490/1 | €3,631 | €7,684 | +€4,053 | +112% |
| Total equity and liabilities | 10/49 | €1,022,364 | €914,837 | -€107,527 | -10.5% |
| Equity | 10/15 | €21,848 | €34,934 | +€13,086 | +59.9% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €13,076 | €14,934 | +€1,858 | +14.2% |
| Distributable reserves | 133 | €13,076 | €14,934 | +€1,858 | +14.2% |
| Profit (loss) carried forward | 14 | -€11,228 | €0 | +€11,228 | |
| Amounts payable | 17/49 | €1,000,516 | €879,903 | -€120,613 | -12.1% |
| Amounts payable after more than one year | 17 | €843,071 | €795,615 | -€47,456 | -5.6% |
| Financial debts | 170/4 | €843,071 | €795,615 | -€47,456 | -5.6% |
| Amounts payable within one year | 42/48 | €143,897 | €75,084 | -€68,813 | -47.8% |
| Current portion of amounts payable after more than one year | 42 | €46,896 | €47,456 | +€560 | +1.2% |
| Trade debts | 44 | €74,494 | €6,709 | -€67,785 | -91.0% |
| Suppliers | 440/4 | €74,494 | €6,709 | -€67,785 | -91.0% |
| Taxes, remuneration and social security | 45 | €0 | €185 | +€185 | |
| Taxes | 450/3 | €0 | €185 | +€185 | |
| Other amounts payable | 47/48 | €22,507 | €20,734 | -€1,773 | -7.9% |
| Accrued charges and deferred income | 492/3 | €13,549 | €9,204 | -€4,345 | -32.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €19,064 | €30,432 | +€11,368 | +59.6% |
| Other operating charges | 640/8 | €4,869 | €5,472 | +€604 | +12.4% |
| Gross operating margin | 9900 | €37,040 | €76,593 | +€39,553 | +107% |
| Operating profit (loss) | 9901 | €13,107 | €40,689 | +€27,582 | +210% |
| Financial income | 75/76B | €500 | €0 | -€500 | -100% |
| Recurring financial income | 75 | €500 | €0 | -€500 | -100% |
| Financial charges | 65/66B | €24,835 | €27,417 | +€2,582 | +10.4% |
| Recurring financial charges | 65 | €24,835 | €27,417 | +€2,582 | +10.4% |
| Profit (loss) for the period before taxes | 9903 | -€11,228 | €13,271 | +€24,499 | |
| Income taxes | 67/77 | €0 | €185 | +€185 | |
| Profit (loss) for the period | 9904 | -€11,228 | €13,086 | +€24,314 | |
| Profit (loss) for the period to be appropriated | 9905 | -€11,228 | €13,086 | +€24,314 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.