Tech-Home: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Tech-Home
Largest movements
- Receivables within one year +€10,000
new in 2025: €10,000
- Reserves +€40,000
up €40,000 (+80.0%), from €50,000 to €90,000
- Debts after one year -€35,602
down €35,602 (-23.5%), from €151,286 to €115,684
- Other debts -€6,000
no longer reported in 2025 (was €6,000)
- Profit (loss) carried forward +€4,313
up €4,313 (+47.3%), from €9,113 to €13,426
- Financial income -€30,000
down €30,000 (-33.3%), from €90,000 to €60,000
- Financial charges -€1,192
down €1,192 (-12.9%), from €9,204 to €8,013
- Taxes -€1,000
down €1,000 (-20.0%), from €5,000 to €4,000
- Depreciation -€241
down €241 (-15.7%), from €1,537 to €1,296
- Gross operating margin -€190
down €190 (-10.6%), from -€1,789 to -€1,979
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €407,501 | €415,212 | +€7,711 | +1.9% |
| Formation expenses | 20 | €1,544 | €248 | -€1,296 | -83.9% |
| Fixed assets | 21/28 | €402,571 | €402,571 | = | 0.0% |
| Financial fixed assets | 28 | €402,571 | €402,571 | = | 0.0% |
| Current assets | 29/58 | €3,386 | €12,393 | +€9,007 | +266.0% |
| Amounts receivable within one year | 40/41 | - | €10,000 | +€10,000 | |
| Other amounts receivable | 41 | - | €10,000 | +€10,000 | |
| Cash at bank and in hand | 54/58 | €3,096 | €2,102 | -€994 | -32.1% |
| Deferred charges and accrued income | 490/1 | €290 | €291 | +€0 | +0.1% |
| Total equity and liabilities | 10/49 | €407,501 | €415,212 | +€7,711 | +1.9% |
| Equity | 10/15 | €210,613 | €254,926 | +€44,313 | +21.0% |
| Contributions | 10/11 | €151,500 | €151,500 | = | 0.0% |
| Reserves | 13 | €50,000 | €90,000 | +€40,000 | +80.0% |
| Distributable reserves | 133 | €50,000 | €90,000 | +€40,000 | +80.0% |
| Profit (loss) carried forward | 14 | €9,113 | €13,426 | +€4,313 | +47.3% |
| Amounts payable | 17/49 | €196,888 | €160,286 | -€36,602 | -18.6% |
| Amounts payable after more than one year | 17 | €151,286 | €115,684 | -€35,602 | -23.5% |
| Financial debts | 170/4 | €151,286 | €115,684 | -€35,602 | -23.5% |
| Amounts payable within one year | 42/48 | €45,602 | €44,602 | -€1,000 | -2.2% |
| Current portion of amounts payable after more than one year | 42 | €34,218 | €35,602 | +€1,384 | +4.0% |
| Trade debts | 44 | €384 | - | -€384 | |
| Suppliers | 440/4 | €384 | - | -€384 | |
| Taxes, remuneration and social security | 45 | €5,000 | €9,000 | +€4,000 | +80.0% |
| Taxes | 450/3 | €5,000 | €9,000 | +€4,000 | +80.0% |
| Other amounts payable | 47/48 | €6,000 | - | -€6,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,537 | €1,296 | -€241 | -15.7% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | -€1,789 | -€1,979 | -€190 | -10.6% |
| Operating profit (loss) | 9901 | -€3,713 | -€3,674 | +€39 | +1.1% |
| Financial income | 75/76B | €90,000 | €60,000 | -€30,000 | -33.3% |
| Recurring financial income | 75 | €90,000 | €60,000 | -€30,000 | -33.3% |
| Financial charges | 65/66B | €9,204 | €8,013 | -€1,192 | -12.9% |
| Recurring financial charges | 65 | €9,204 | €8,013 | -€1,192 | -12.9% |
| Profit (loss) for the period before taxes | 9903 | €77,082 | €48,313 | -€28,769 | -37.3% |
| Income taxes | 67/77 | €5,000 | €4,000 | -€1,000 | -20.0% |
| Profit (loss) for the period | 9904 | €72,082 | €44,313 | -€27,769 | -38.5% |
| Profit (loss) for the period to be appropriated | 9905 | €72,082 | €44,313 | -€27,769 | -38.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.