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TEAM IMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TEAM IMMO

BE 0457.047.172
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€49,685
2024 · -€55,910+€6,225
Equity
€605,685
2024 · €655,370-€49,685
Cash
€52,990
2024 · €61,993-€9,004
Balance sheet total
€837,709
2024 · €884,706-€46,998

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€37,875

    down €37,875 (-4.6%), from €817,803 to €779,928

    of which Land and buildings: -€34,996

  • Cash -€9,004

    down €9,004 (-14.5%), from €61,993 to €52,990

    mainly Net result for the year (-€49,685) and Provisions (-€1,766)

Equity and liabilities
  • Reserves -€31,591

    down €31,591 (-5.3%), from €594,203 to €562,612

    of which Tax-exempt reserves: -€31,591

  • Profit (loss) carried forward -€18,095

    down €18,095 (-15.2%), from -€118,833 to -€136,927

Income statement
  • Gross operating margin +€5,337

    up €5,337 (+66.1%), from -€8,078 to -€2,741

  • Other operating charges -€728

    down €728 (-21.7%), from €3,359 to €2,631

  • Financial charges +€514

    up €514 (+6.4%), from €8,056 to €8,569

  • Depreciation -€272

    down €272 (-0.7%), from €38,147 to €37,875

  • Financial income +€252

    up €252 (+224.6%), from €112 to €364

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€55,910
Gross operating margin +€5,337
Depreciation +€272
Other operating charges +€728
Financial income +€252
Financial charges -€514
Taxes +€149
Result 2025 -€49,685

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€9,004
Investment €0
Financing €0
Cash 2024 €61,993
Net result for the year -€49,685
Depreciation +€37,875
Smaller working-capital items -€149
Deferred charges and accrued income +€228
Provisions -€1,766
Trade debts -€732
Other debts +€5,227
Cash 2025 €52,990
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €884,706 €837,709 -€46,998 -5.3%
Fixed assets 21/28 €817,913 €780,038 -€37,875 -4.6%
Tangible fixed assets 22/27 €817,803 €779,928 -€37,875 -4.6%
Land and buildings 22 €812,073 €777,077 -€34,996 -4.3%
Plant, machinery and equipment 23 €527 €311 -€216 -41.0%
Furniture and vehicles 24 €5,203 €2,540 -€2,663 -51.2%
Financial fixed assets 28 €110 €110 = 0.0%
Current assets 29/58 €66,794 €57,671 -€9,123 -13.7%
Amounts receivable within one year 40/41 €4,380 €4,489 +€109 +2.5%
Trade receivables 40 €4,380 €4,380 = 0.0%
Other amounts receivable 41 - €109 +€109
Cash at bank and in hand 54/58 €61,993 €52,990 -€9,004 -14.5%
Deferred charges and accrued income 490/1 €420 €192 -€228 -54.3%
Total equity and liabilities 10/49 €884,706 €837,709 -€46,998 -5.3%
Equity 10/15 €655,370 €605,685 -€49,685 -7.6%
Contributions 10/11 €180,000 €180,000 = 0.0%
Capital 10 €180,000 €180,000 = 0.0%
Issued capital 100 €180,000 €180,000 = 0.0%
Reserves 13 €594,203 €562,612 -€31,591 -5.3%
Non-distributable reserves 130/1 €1,859 €1,859 = 0.0%
Legal reserve 130 €1,859 €1,859 = 0.0%
Tax-exempt reserves 132 €592,344 €560,753 -€31,591 -5.3%
Profit (loss) carried forward 14 -€118,833 -€136,927 -€18,095 -15.2%
Provisions and deferred taxes 16 €13,641 €11,875 -€1,766 -12.9%
Deferred taxes 168 €13,641 €11,875 -€1,766 -12.9%
Amounts payable 17/49 €215,695 €220,149 +€4,454 +2.1%
Amounts payable after more than one year 17 €1,300 €1,300 = 0.0%
Other amounts payable 178/9 €1,300 €1,300 = 0.0%
Amounts payable within one year 42/48 €214,395 €218,849 +€4,454 +2.1%
Trade debts 44 €901 €168 -€732 -81.3%
Suppliers 440/4 €901 €168 -€732 -81.3%
Taxes, remuneration and social security 45 €3,312 €3,272 -€40 -1.2%
Taxes 450/3 €3,312 €3,272 -€40 -1.2%
Other amounts payable 47/48 €210,182 €215,409 +€5,227 +2.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €38,147 €37,875 -€272 -0.7%
Other operating charges 640/8 €3,359 €2,631 -€728 -21.7%
Gross operating margin 9900 -€8,078 -€2,741 +€5,337 +66.1%
Operating profit (loss) 9901 -€49,584 -€43,246 +€6,337 +12.8%
Financial income 75/76B €112 €364 +€252 +224.6%
Recurring financial income 75 €112 €364 +€252 +224.6%
Financial charges 65/66B €8,056 €8,569 +€514 +6.4%
Recurring financial charges 65 €8,056 €8,569 +€514 +6.4%
Profit (loss) for the period before taxes 9903 -€57,527 -€51,452 +€6,075 +10.6%
Transfer from deferred taxes 780 €1,766 €1,766 = 0.0%
Income taxes 67/77 €149 - -€149
Profit (loss) for the period 9904 -€55,910 -€49,685 +€6,225 +11.1%
Transfer from tax-exempt reserves 789 €3,431 €31,591 +€28,160 +820.9%
Profit (loss) for the period to be appropriated 9905 -€52,479 -€18,095 +€34,385 +65.5%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.