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TCONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

TCONSTRUCT

BE 0832.100.246
NACE 43.230, Insulation installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€17,401
2024 · €14,498+€2,903
Equity
€41,750
2024 · €24,349+€17,401
Cash
€83,180
2024 · €46,609+€36,572
Balance sheet total
€136,026
2024 · €103,347+€32,678

Largest movements

2024 to 2025
Assets
  • Cash +€36,572

    up €36,572 (+78.5%), from €46,609 to €83,180

    mainly Net result for the year (+€17,401) and Trade debts (+€15,688)

  • Receivables within one year -€9,551

    down €9,551 (-21.8%), from €43,764 to €34,214

    of which Trade receivables: -€13,250

  • Tangible fixed assets +€7,247

    up €7,247 (+63.7%), from €11,385 to €18,631

    of which Furniture and vehicles: +€4,275

  • Deferred charges and accrued income -€1,590

    no longer reported in 2025 (was €1,590)

Equity and liabilities
  • Reserves +€17,401

    up €17,401 (+60.3%), from €28,843 to €46,244

    of which Distributable reserves: +€17,401

  • Trade debts +€15,688

    up €15,688 (+265.3%), from €5,914 to €21,601

  • Debts after one year -€9,239

    down €9,239 (-15.1%), from €61,175 to €51,936

  • Tax, wage and social debts +€8,319

    up €8,319 (+435.3%), from €1,911 to €10,230

    of which Taxes: +€6,319

Income statement
  • Depreciation -€6,959

    down €6,959 (-38.1%), from €18,275 to €11,316

  • Taxes +€5,075

    up €5,075 (+299.0%), from €1,697 to €6,773

  • Financial charges -€1,229

    down €1,229 (-43.0%), from €2,858 to €1,629

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €14,498
Gross operating margin -€239
Depreciation +€6,959
Other operating charges +€50
Financial income -€21
Financial charges +€1,229
Taxes -€5,075
Result 2025 €17,401

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€64,088
Investment -€18,562
Financing -€8,954
Cash 2024 €46,609
Net result for the year +€17,401
Depreciation +€11,316
Receivables within one year +€9,551
Deferred charges and accrued income +€1,590
Trade debts +€15,688
Tax, wage and social debts +€8,319
Accrued charges and deferred income +€225
Investment in fixed assets (net) -€18,562
Debts after one year -€9,239
Current portion of long-term debt +€286
Cash 2025 €83,180
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €103,347 €136,026 +€32,678 +31.6%
Fixed assets 21/28 €11,385 €18,631 +€7,247 +63.7%
Tangible fixed assets 22/27 €11,385 €18,631 +€7,247 +63.7%
Plant, machinery and equipment 23 €5,301 €8,273 +€2,972 +56.1%
Furniture and vehicles 24 €6,084 €10,358 +€4,275 +70.3%
Current assets 29/58 €91,963 €117,394 +€25,431 +27.7%
Amounts receivable within one year 40/41 €43,764 €34,214 -€9,551 -21.8%
Trade receivables 40 €13,250 - -€13,250
Other amounts receivable 41 €30,514 €34,214 +€3,699 +12.1%
Cash at bank and in hand 54/58 €46,609 €83,180 +€36,572 +78.5%
Deferred charges and accrued income 490/1 €1,590 - -€1,590
Total equity and liabilities 10/49 €103,347 €136,026 +€32,678 +31.6%
Equity 10/15 €24,349 €41,750 +€17,401 +71.5%
Contributions 10/11 €12,400 €12,400 = 0.0%
Reserves 13 €28,843 €46,244 +€17,401 +60.3%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €26,983 €44,384 +€17,401 +64.5%
Profit (loss) carried forward 14 -€16,894 -€16,894 = 0.0%
Amounts payable 17/49 €78,998 €94,276 +€15,278 +19.3%
Amounts payable after more than one year 17 €61,175 €51,936 -€9,239 -15.1%
Financial debts 170/4 €61,175 €51,936 -€9,239 -15.1%
Amounts payable within one year 42/48 €17,823 €42,114 +€24,292 +136.3%
Current portion of amounts payable after more than one year 42 €8,954 €9,239 +€286 +3.2%
Trade debts 44 €5,914 €21,601 +€15,688 +265.3%
Suppliers 440/4 €5,914 €21,601 +€15,688 +265.3%
Taxes, remuneration and social security 45 €1,911 €10,230 +€8,319 +435.3%
Taxes 450/3 €1,911 €8,230 +€6,319 +330.7%
Remuneration and social security 454/9 - €2,000 +€2,000
Other amounts payable 47/48 €1,044 €1,044 = 0.0%
Accrued charges and deferred income 492/3 - €225 +€225
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €18,275 €11,316 -€6,959 -38.1%
Other operating charges 640/8 €516 €465 -€50 -9.8%
Gross operating margin 9900 €37,814 €37,574 -€239 -0.6%
Operating profit (loss) 9901 €19,023 €25,793 +€6,770 +35.6%
Financial income 75/76B €31 €9 -€21 -69.9%
Recurring financial income 75 €31 €9 -€21 -69.9%
Financial charges 65/66B €2,858 €1,629 -€1,229 -43.0%
Recurring financial charges 65 €2,858 €1,629 -€1,229 -43.0%
Profit (loss) for the period before taxes 9903 €16,195 €24,173 +€7,978 +49.3%
Income taxes 67/77 €1,697 €6,773 +€5,075 +299.0%
Profit (loss) for the period 9904 €14,498 €17,401 +€2,903 +20.0%
Profit (loss) for the period to be appropriated 9905 €14,498 €17,401 +€2,903 +20.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.