TCHUMBA TCHUMBA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TCHUMBA TCHUMBA
Largest movements
- Cash -€7,195
down €7,195 (-61.6%), from €11,681 to €4,486
mainly Deferred charges and accrued income (-€6,020) and Other debts (-€5,542)
- Deferred charges and accrued income +€6,020
up €6,020 (+111%), from €5,411 to €11,431
- Stocks and contracts -€1,239
down €1,239 (-36.9%), from €3,353 to €2,115
- Receivables within one year +€718
up €718 (+24.4%), from €2,947 to €3,665
of which Other amounts receivable: +€1,120
- Tangible fixed assets -€653
down €653 (-71.6%), from €913 to €259
- Other debts -€5,542
down €5,542 (-20.9%), from €26,542 to €21,000
- Profit (loss) carried forward +€2,047
up €2,047 (+3.9%), from -€51,870 to -€49,823
- Trade debts +€1,368
up €1,368 (+21.4%), from €6,401 to €7,769
- Staff costs +€18,603
up €18,603 (+12.6%), from €147,689 to €166,292
- Gross operating margin +€15,533
up €15,533 (+9.8%), from €158,247 to €173,781
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €24,304 | €21,955 | -€2,349 | -9.7% |
| Fixed assets | 21/28 | €913 | €259 | -€653 | -71.6% |
| Tangible fixed assets | 22/27 | €913 | €259 | -€653 | -71.6% |
| Plant, machinery and equipment | 23 | €913 | €259 | -€653 | -71.6% |
| Current assets | 29/58 | €23,391 | €21,696 | -€1,696 | -7.2% |
| Stocks and contracts in progress | 3 | €3,353 | €2,115 | -€1,239 | -36.9% |
| Stocks | 30/36 | €3,353 | €2,115 | -€1,239 | -36.9% |
| Amounts receivable within one year | 40/41 | €2,947 | €3,665 | +€718 | +24.4% |
| Trade receivables | 40 | €2,928 | €2,526 | -€402 | -13.7% |
| Other amounts receivable | 41 | €18 | €1,139 | +€1,120 | +6,089% |
| Cash at bank and in hand | 54/58 | €11,681 | €4,486 | -€7,195 | -61.6% |
| Deferred charges and accrued income | 490/1 | €5,411 | €11,431 | +€6,020 | +111% |
| Total equity and liabilities | 10/49 | €24,304 | €21,955 | -€2,349 | -9.7% |
| Equity | 10/15 | -€45,670 | -€43,623 | +€2,047 | +4.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€51,870 | -€49,823 | +€2,047 | +3.9% |
| Amounts payable | 17/49 | €69,974 | €65,578 | -€4,396 | -6.3% |
| Amounts payable within one year | 42/48 | €69,974 | €65,578 | -€4,396 | -6.3% |
| Trade debts | 44 | €6,401 | €7,769 | +€1,368 | +21.4% |
| Suppliers | 440/4 | €6,401 | €7,769 | +€1,368 | +21.4% |
| Taxes, remuneration and social security | 45 | €37,031 | €36,809 | -€222 | -0.6% |
| Taxes | 450/3 | €14,466 | €13,783 | -€683 | -4.7% |
| Remuneration and social security | 454/9 | €22,565 | €23,026 | +€461 | +2.0% |
| Other amounts payable | 47/48 | €26,542 | €21,000 | -€5,542 | -20.9% |
| Remuneration, social security and pensions | 62 | €147,689 | €166,292 | +€18,603 | +12.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €654 | €653 | -€0 | 0.0% |
| Other operating charges | 640/8 | €3,566 | €3,894 | +€328 | +9.2% |
| Gross operating margin | 9900 | €158,247 | €173,781 | +€15,533 | +9.8% |
| Operating profit (loss) | 9901 | €6,338 | €2,941 | -€3,397 | -53.6% |
| Financial income | 75/76B | - | €2 | +€2 | |
| Recurring financial income | 75 | - | €2 | +€2 | |
| Financial charges | 65/66B | €800 | €897 | +€97 | +12.1% |
| Recurring financial charges | 65 | €800 | €897 | +€97 | +12.1% |
| Profit (loss) for the period before taxes | 9903 | €5,538 | €2,047 | -€3,492 | -63.0% |
| Profit (loss) for the period | 9904 | €5,538 | €2,047 | -€3,492 | -63.0% |
| Profit (loss) for the period to be appropriated | 9905 | €5,538 | €2,047 | -€3,492 | -63.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.