Taptap Send Belgium: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Taptap Send Belgium
NACE 66.199, Other activities auxiliary to financial services, excluding insurance and pension funding
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€2.8m
2024 · €285,470+€2.5m
Equity
€13.1m
2024 · €10.4m+€2.8m
Cash
€3.6m
2024 · €165,289+€3.5m
Balance sheet total
€19.7m
2024 · €14.4m+€5.3m
Largest movements
Assets
- Cash +€3.5m
up €3.5m (+2,108%), from €165,289 to €3.6m
mainly Net result for the year (+€2.8m) and Other debts (+€2.3m)
- Receivables within one year +€1.9m
up €1.9m (+14.0%), from €13.8m to €15.8m
of which Other amounts receivable: +€1.2m
Equity and liabilities
- Profit (loss) carried forward +€2.6m
up €2.6m (+95.6%), from €2.7m to €5.3m
- Other debts +€2.3m
up €2.3m (+291%), from €800,463 to €3.1m
- Tax, wage and social debts +€853,247
up €853,247 (+907%), from €94,100 to €947,347
of which Taxes: +€943,384
- Trade debts -€629,143
down €629,143 (-20.1%), from €3.1m to €2.5m
Income statement
- Turnover +€31.3m
up €31.3m (+38.7%), from €81.0m to €112.3m
- Services and other goods +€30.7m
up €30.7m (+40.7%), from €75.5m to €106.2m
- Financial income +€3.8m
new in 2025: €3.8m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€285,470
Turnover
+€31.3m
Other operating income
+€32,291
Services and other goods
-€30.7m
Staff costs
-€1.1m
Depreciation
+€5,442
Other operating charges
-€289,835
Financial income
+€3.8m
Financial charges
+€221,039
Taxes
-€802,132
Result 2025
€2.8m
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€3.5m
Investment
+€16,706
Financing
€0
Cash 2024
€165,289
From operations (derived)
+€3.5m
Net result for the year
+€2.8m
Depreciation
+€30,403
Receivables within one year
-€1.9m
Deferred charges and accrued income
+€46,792
Trade debts
-€629,143
Tax, wage and social debts
+€853,247
Other debts
+€2.3m
Accrued charges and deferred income
+€23,993
Investment (derived)
+€16,706
Investment in fixed assets (net)
+€16,706
Cash 2025
€3.6m
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €14,408,064 | €19,732,171 | +€5.3m | +37.0% |
| Fixed assets | 21/28 | €208,227 | €161,118 | -€47,109 | -22.6% |
| Tangible fixed assets | 22/27 | €21,821 | €36,202 | +€14,381 | +65.9% |
| Furniture and vehicles | 24 | €21,821 | €36,202 | +€14,381 | +65.9% |
| Financial fixed assets | 28 | €186,407 | €124,916 | -€61,491 | -33.0% |
| Other financial fixed assets | 284/8 | €186,407 | €124,916 | -€61,491 | -33.0% |
| Amounts receivable and cash guarantees | 285/8 | €186,407 | €124,916 | -€61,491 | -33.0% |
| Current assets | 29/58 | €14,199,837 | €19,571,053 | +€5.4m | +37.8% |
| Amounts receivable within one year | 40/41 | €13,830,205 | €15,763,633 | +€1.9m | +14.0% |
| Trade receivables | 40 | €13,716,647 | €14,406,211 | +€689,563 | +5.0% |
| Other amounts receivable | 41 | €113,558 | €1,357,422 | +€1.2m | +1,095% |
| Cash at bank and in hand | 54/58 | €165,289 | €3,649,869 | +€3.5m | +2,108% |
| Deferred charges and accrued income | 490/1 | €204,343 | €157,551 | -€46,792 | -22.9% |
| Total equity and liabilities | 10/49 | €14,408,064 | €19,732,171 | +€5.3m | +37.0% |
| Equity | 10/15 | €10,388,959 | €13,139,283 | +€2.8m | +26.5% |
| Contributions | 10/11 | €7,511,500 | €7,511,500 | = | 0.0% |
| Capital | 10 | €7,511,500 | €7,511,500 | = | 0.0% |
| Issued capital | 100 | €7,511,500 | €7,511,500 | = | 0.0% |
| Reserves | 13 | €143,873 | €281,389 | +€137,516 | +95.6% |
| Non-distributable reserves | 130/1 | €143,873 | €281,389 | +€137,516 | +95.6% |
| Legal reserve | 130 | €143,873 | €281,389 | +€137,516 | +95.6% |
| Profit (loss) carried forward | 14 | €2,733,586 | €5,346,393 | +€2.6m | +95.6% |
| Amounts payable | 17/49 | €4,019,105 | €6,592,888 | +€2.6m | +64.0% |
| Amounts payable within one year | 42/48 | €4,019,105 | €6,568,895 | +€2.5m | +63.4% |
| Trade debts | 44 | €3,124,542 | €2,495,399 | -€629,143 | -20.1% |
| Suppliers | 440/4 | €3,124,542 | €2,495,399 | -€629,143 | -20.1% |
| Taxes, remuneration and social security | 45 | €94,100 | €947,347 | +€853,247 | +907% |
| Taxes | 450/3 | - | €943,384 | +€943,384 | |
| Remuneration and social security | 454/9 | €94,100 | €3,963 | -€90,137 | -95.8% |
| Other amounts payable | 47/48 | €800,463 | €3,126,149 | +€2.3m | +291% |
| Accrued charges and deferred income | 492/3 | - | €23,993 | +€23,993 | |
| Operating income | 70/76A | €81,008,437 | €112,362,676 | +€31.4m | +38.7% |
| Turnover | 70 | €81,008,437 | €112,330,385 | +€31.3m | +38.7% |
| Other operating income | 74 | - | €32,291 | +€32,291 | |
| Operating charges | 60/66A | €80,237,908 | €112,309,888 | +€32.1m | +40.0% |
| Services and other goods | 61 | €75,502,922 | €106,217,104 | +€30.7m | +40.7% |
| Remuneration, social security and pensions | 62 | €4,699,142 | €5,772,546 | +€1.1m | +22.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €35,845 | €30,403 | -€5,442 | -15.2% |
| Other operating charges | 640/8 | - | €289,835 | +€289,835 | |
| Operating profit (loss) | 9901 | €770,529 | €52,788 | -€717,741 | -93.1% |
| Financial income | 75/76B | - | €3,763,686 | +€3.8m | |
| Recurring financial income | 75 | - | €3,763,686 | +€3.8m | |
| Other financial income | 752/9 | - | €3,763,686 | +€3.8m | |
| Financial charges | 65/66B | €287,239 | €66,199 | -€221,039 | -77.0% |
| Recurring financial charges | 65 | €287,239 | €66,199 | -€221,039 | -77.0% |
| Debt charges | 650 | €161,867 | - | -€161,867 | |
| Other financial charges | 652/9 | €125,372 | €66,199 | -€59,173 | -47.2% |
| Profit (loss) for the period before taxes | 9903 | €483,290 | €3,750,275 | +€3.3m | +676% |
| Income taxes | 67/77 | €197,820 | €999,952 | +€802,132 | +405% |
| Taxes | 670/3 | €197,820 | €999,952 | +€802,132 | +405% |
| Profit (loss) for the period | 9904 | €285,470 | €2,750,323 | +€2.5m | +863% |
| Profit (loss) for the period to be appropriated | 9905 | €285,470 | €2,750,323 | +€2.5m | +863% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.