TALK TOO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TALK TOO
Largest movements
- Cash -€5,195
down €5,195 (-7.1%), from €72,924 to €67,729
mainly Contributions, distributions and other (-€7,400) and Tax, wage and social debts (-€3,780)
- Tangible fixed assets -€1,476
down €1,476 (-21.4%), from €6,885 to €5,409
of which Furniture and vehicles: -€1,406
- Tax, wage and social debts -€3,780
down €3,780 (-74.5%), from €5,074 to €1,294
- Reserves -€2,026
down €2,026 (-2.3%), from €89,898 to €87,872
- Gross operating margin -€4,021
down €4,021 (-23.3%), from €17,257 to €13,235
- Taxes -€1,170
down €1,170 (-18.5%), from €6,333 to €5,163
- Depreciation -€339
down €339 (-18.7%), from €1,815 to €1,476
- Financial charges -€254
down €254 (-36.0%), from €705 to €451
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €96,379 | €90,483 | -€5,897 | -6.1% |
| Fixed assets | 21/28 | €6,885 | €5,409 | -€1,476 | -21.4% |
| Tangible fixed assets | 22/27 | €6,885 | €5,409 | -€1,476 | -21.4% |
| Furniture and vehicles | 24 | €6,288 | €4,882 | -€1,406 | -22.4% |
| Other tangible fixed assets | 26 | €597 | €528 | -€69 | -11.6% |
| Current assets | 29/58 | €89,494 | €85,073 | -€4,421 | -4.9% |
| Amounts receivable within one year | 40/41 | €16,108 | €16,950 | +€842 | +5.2% |
| Trade receivables | 40 | €12,141 | €11,975 | -€166 | -1.4% |
| Other amounts receivable | 41 | €3,967 | €4,975 | +€1,008 | +25.4% |
| Cash at bank and in hand | 54/58 | €72,924 | €67,729 | -€5,195 | -7.1% |
| Deferred charges and accrued income | 490/1 | €462 | €394 | -€68 | -14.8% |
| Total equity and liabilities | 10/49 | €96,379 | €90,483 | -€5,897 | -6.1% |
| Equity | 10/15 | €89,998 | €87,972 | -€2,026 | -2.3% |
| Contributions | 10/11 | €100 | €100 | = | 0.0% |
| Reserves | 13 | €89,898 | €87,872 | -€2,026 | -2.3% |
| Distributable reserves | 133 | €89,898 | €87,872 | -€2,026 | -2.3% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €6,381 | €2,510 | -€3,871 | -60.7% |
| Amounts payable within one year | 42/48 | €6,381 | €2,510 | -€3,871 | -60.7% |
| Trade debts | 44 | €1,307 | €1,136 | -€171 | -13.1% |
| Suppliers | 440/4 | €1,307 | €1,136 | -€171 | -13.1% |
| Taxes, remuneration and social security | 45 | €5,074 | €1,294 | -€3,780 | -74.5% |
| Taxes | 450/3 | €5,074 | €1,294 | -€3,780 | -74.5% |
| Other amounts payable | 47/48 | - | €80 | +€80 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,815 | €1,476 | -€339 | -18.7% |
| Other operating charges | 640/8 | €900 | €772 | -€128 | -14.3% |
| Gross operating margin | 9900 | €17,257 | €13,235 | -€4,021 | -23.3% |
| Operating profit (loss) | 9901 | €14,542 | €10,988 | -€3,554 | -24.4% |
| Financial income | 75/76B | €95 | €0 | -€94 | -99.8% |
| Recurring financial income | 75 | €95 | €0 | -€94 | -99.8% |
| Financial charges | 65/66B | €705 | €451 | -€254 | -36.0% |
| Recurring financial charges | 65 | €705 | €451 | -€254 | -36.0% |
| Profit (loss) for the period before taxes | 9903 | €13,931 | €10,537 | -€3,394 | -24.4% |
| Income taxes | 67/77 | €6,333 | €5,163 | -€1,170 | -18.5% |
| Profit (loss) for the period | 9904 | €7,598 | €5,374 | -€2,224 | -29.3% |
| Profit (loss) for the period to be appropriated | 9905 | €7,598 | €5,374 | -€2,224 | -29.3% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.