TACTILE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
TACTILE
Largest movements
- Receivables within one year -€5,869
down €5,869 (-28.1%), from €20,884 to €15,015
of which Trade receivables: -€8,369
- Cash -€5,599
down €5,599 (-27.8%), from €20,139 to €14,540
mainly Short-term financial debts (-€7,734) and Trade debts (-€3,261)
- Stocks and contracts +€2,063
up €2,063 (+4.2%), from €49,165 to €51,228
- Deferred charges and accrued income +€1,646
new in 2025: €1,646
- Short-term financial debts -€7,734
down €7,734 (-15.6%), from €49,516 to €41,782
- Other debts +€3,395
up €3,395 (+268.6%), from €1,264 to €4,659
- Trade debts -€3,261
down €3,261 (-26.7%), from €12,233 to €8,972
- Tax, wage and social debts -€1,567
down €1,567 (-17.8%), from €8,822 to €7,255
- Taxes -€4,279
down €4,279 (-89.3%), from €4,791 to €512
- Gross operating margin +€3,021
up €3,021 (+41.2%), from €7,333 to €10,354
- Financial charges -€1,270
down €1,270 (-16.6%), from €7,666 to €6,396
of which Non-recurring financial charges: -€724
- Depreciation -€843
down €843 (-43.5%), from €1,935 to €1,092
- Other operating charges +€362
up €362 (+28.0%), from €1,295 to €1,658
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €92,006 | €83,521 | -€8,485 | -9.2% |
| Fixed assets | 21/28 | €1,818 | €1,092 | -€726 | -39.9% |
| Tangible fixed assets | 22/27 | €1,744 | €1,018 | -€726 | -41.6% |
| Furniture and vehicles | 24 | €1,744 | €1,018 | -€726 | -41.6% |
| Financial fixed assets | 28 | €74 | €74 | = | 0.0% |
| Current assets | 29/58 | €90,188 | €82,429 | -€7,759 | -8.6% |
| Stocks and contracts in progress | 3 | €49,165 | €51,228 | +€2,063 | +4.2% |
| Stocks | 30/36 | €49,165 | €51,228 | +€2,063 | +4.2% |
| Amounts receivable within one year | 40/41 | €20,884 | €15,015 | -€5,869 | -28.1% |
| Trade receivables | 40 | €20,884 | €12,515 | -€8,369 | -40.1% |
| Other amounts receivable | 41 | - | €2,500 | +€2,500 | |
| Cash at bank and in hand | 54/58 | €20,139 | €14,540 | -€5,599 | -27.8% |
| Deferred charges and accrued income | 490/1 | - | €1,646 | +€1,646 | |
| Total equity and liabilities | 10/49 | €92,006 | €83,521 | -€8,485 | -9.2% |
| Equity | 10/15 | €20,172 | €20,854 | +€682 | +3.4% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Outside capital | 11 | €12,400 | €12,400 | = | 0.0% |
| Other | 1109/19 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €15,860 | €15,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Tax-exempt reserves | 132 | €14,000 | €14,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€8,088 | -€7,406 | +€682 | +8.4% |
| Amounts payable | 17/49 | €71,835 | €62,667 | -€9,167 | -12.8% |
| Amounts payable within one year | 42/48 | €71,835 | €62,667 | -€9,167 | -12.8% |
| Financial debts | 43 | €49,516 | €41,782 | -€7,734 | -15.6% |
| Credit institutions | 430/8 | €49,516 | €41,782 | -€7,734 | -15.6% |
| Trade debts | 44 | €12,233 | €8,972 | -€3,261 | -26.7% |
| Suppliers | 440/4 | €12,233 | €8,972 | -€3,261 | -26.7% |
| Taxes, remuneration and social security | 45 | €8,822 | €7,255 | -€1,567 | -17.8% |
| Taxes | 450/3 | €8,822 | €7,255 | -€1,567 | -17.8% |
| Other amounts payable | 47/48 | €1,264 | €4,659 | +€3,395 | +268.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,935 | €1,092 | -€843 | -43.5% |
| Other operating charges | 640/8 | €1,295 | €1,658 | +€362 | +28.0% |
| Non-recurring operating charges | 66A | - | €160 | +€160 | |
| Gross operating margin | 9900 | €7,333 | €10,354 | +€3,021 | +41.2% |
| Operating profit (loss) | 9901 | €4,102 | €7,444 | +€3,342 | +81.5% |
| Financial income | 75/76B | - | €147 | +€147 | |
| Recurring financial income | 75 | - | €147 | +€147 | |
| Financial charges | 65/66B | €7,666 | €6,396 | -€1,270 | -16.6% |
| Recurring financial charges | 65 | €6,942 | €6,396 | -€546 | -7.9% |
| Non-recurring financial charges | 66B | €724 | - | -€724 | |
| Profit (loss) for the period before taxes | 9903 | -€3,564 | €1,195 | +€4,759 | |
| Income taxes | 67/77 | €4,791 | €512 | -€4,279 | -89.3% |
| Profit (loss) for the period | 9904 | -€8,355 | €682 | +€9,038 | |
| Profit (loss) for the period to be appropriated | 9905 | -€8,355 | €682 | +€9,038 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.