T&T SELECT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T&T SELECT
Largest movements
- Cash -€7,917
down €7,917 (-13.8%), from €57,573 to €49,655
mainly Net result for the year (-€12,904) and Receivables within one year (-€6,127)
- Tangible fixed assets -€6,538
down €6,538 (-30.1%), from €21,742 to €15,203
of which Furniture and vehicles: -€5,996
- Receivables within one year +€6,127
up €6,127 (+49.7%), from €12,327 to €18,454
of which Trade receivables: +€6,209
- Deferred charges and accrued income +€1,828
up €1,828 (+159.8%), from €1,144 to €2,972
- Profit (loss) carried forward -€12,904
down €12,904 (-27.9%), from €46,168 to €33,264
- Trade debts +€10,516
up €10,516 (+192.5%), from €5,463 to €15,978
- Debts after one year -€6,017
down €6,017 (-38.7%), from €15,541 to €9,524
- Other debts +€2,053
new in 2026: €2,053
- Gross operating margin -€18,962
down €18,962, from €16,976 to -€1,985
- Financial charges -€283
down €283 (-24.3%), from €1,168 to €885
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €92,785 | €86,284 | -€6,501 | -7.0% |
| Fixed assets | 21/28 | €21,742 | €15,203 | -€6,538 | -30.1% |
| Tangible fixed assets | 22/27 | €21,742 | €15,203 | -€6,538 | -30.1% |
| Plant, machinery and equipment | 23 | €75 | - | -€75 | |
| Furniture and vehicles | 24 | €20,828 | €14,833 | -€5,996 | -28.8% |
| Other tangible fixed assets | 26 | €839 | €370 | -€468 | -55.8% |
| Current assets | 29/58 | €71,044 | €71,081 | +€37 | +0.1% |
| Amounts receivable within one year | 40/41 | €12,327 | €18,454 | +€6,127 | +49.7% |
| Trade receivables | 40 | €12,244 | €18,454 | +€6,209 | +50.7% |
| Other amounts receivable | 41 | €83 | - | -€83 | |
| Cash at bank and in hand | 54/58 | €57,573 | €49,655 | -€7,917 | -13.8% |
| Deferred charges and accrued income | 490/1 | €1,144 | €2,972 | +€1,828 | +159.8% |
| Total equity and liabilities | 10/49 | €92,785 | €86,284 | -€6,501 | -7.0% |
| Equity | 10/15 | €64,768 | €51,864 | -€12,904 | -19.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | €46,168 | €33,264 | -€12,904 | -27.9% |
| Amounts payable | 17/49 | €28,017 | €34,420 | +€6,403 | +22.9% |
| Amounts payable after more than one year | 17 | €15,541 | €9,524 | -€6,017 | -38.7% |
| Financial debts | 170/4 | €15,541 | €9,524 | -€6,017 | -38.7% |
| Amounts payable within one year | 42/48 | €12,476 | €24,896 | +€12,420 | +99.5% |
| Current portion of amounts payable after more than one year | 42 | €5,842 | €6,095 | +€253 | +4.3% |
| Trade debts | 44 | €5,463 | €15,978 | +€10,516 | +192.5% |
| Suppliers | 440/4 | €5,463 | €15,978 | +€10,516 | +192.5% |
| Taxes, remuneration and social security | 45 | €1,172 | €769 | -€403 | -34.4% |
| Taxes | 450/3 | €1,172 | €769 | -€403 | -34.4% |
| Other amounts payable | 47/48 | - | €2,053 | +€2,053 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,666 | €6,538 | -€127 | -1.9% |
| Other operating charges | 640/8 | €3,555 | €3,612 | +€57 | +1.6% |
| Gross operating margin | 9900 | €16,976 | -€1,985 | -€18,962 | |
| Operating profit (loss) | 9901 | €6,756 | -€12,135 | -€18,891 | |
| Financial income | 75/76B | €242 | €116 | -€126 | -52.0% |
| Recurring financial income | 75 | €242 | €116 | -€126 | -52.0% |
| Financial charges | 65/66B | €1,168 | €885 | -€283 | -24.3% |
| Recurring financial charges | 65 | €1,168 | €885 | -€283 | -24.3% |
| Profit (loss) for the period before taxes | 9903 | €5,830 | -€12,904 | -€18,734 | |
| Profit (loss) for the period | 9904 | €5,830 | -€12,904 | -€18,734 | |
| Profit (loss) for the period to be appropriated | 9905 | €5,830 | -€12,904 | -€18,734 |
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.