T&T CONSULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T&T CONSULT
Largest movements
- Tangible fixed assets +€263,352
up €263,352 (+21.3%), from €1.2m to €1.5m
- Cash +€147,415
up €147,415 (+644%), from €22,886 to €170,301
mainly Debts after one year (+€486,540) and Depreciation (+€56,617)
- Debts after one year +€486,540
up €486,540 (+59.7%), from €815,497 to €1.3m
- Other debts -€130,501
down €130,501 (-66.3%), from €196,781 to €66,280
- Reserves +€50,993
up €50,993 (+47.3%), from €107,827 to €158,819
- Gross operating margin +€60,485
up €60,485 (+31.9%), from €189,465 to €249,950
- Financial charges -€32,485
down €32,485 (-20.3%), from €159,771 to €127,287
- Depreciation +€17,376
up €17,376 (+44.3%), from €39,241 to €56,617
- Taxes +€9,768
new in 2025: €9,768
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,265,683 | €1,674,332 | +€408,649 | +32.3% |
| Fixed assets | 21/28 | €1,236,773 | €1,500,125 | +€263,352 | +21.3% |
| Tangible fixed assets | 22/27 | €1,236,773 | €1,500,125 | +€263,352 | +21.3% |
| Land and buildings | 22 | €1,236,773 | €1,500,125 | +€263,352 | +21.3% |
| Current assets | 29/58 | €28,910 | €174,207 | +€145,298 | +503% |
| Amounts receivable within one year | 40/41 | €3,661 | €1,916 | -€1,746 | -47.7% |
| Trade receivables | 40 | - | €1,916 | +€1,916 | |
| Other amounts receivable | 41 | €3,661 | €0 | -€3,661 | -100% |
| Cash at bank and in hand | 54/58 | €22,886 | €170,301 | +€147,415 | +644% |
| Deferred charges and accrued income | 490/1 | €2,362 | €1,991 | -€371 | -15.7% |
| Total equity and liabilities | 10/49 | €1,265,683 | €1,674,332 | +€408,649 | +32.3% |
| Equity | 10/15 | €166,246 | €217,239 | +€50,993 | +30.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €107,827 | €158,819 | +€50,993 | +47.3% |
| Distributable reserves | 133 | €107,827 | €158,819 | +€50,993 | +47.3% |
| Profit (loss) carried forward | 14 | €39,820 | €39,820 | = | 0.0% |
| Amounts payable | 17/49 | €1,099,437 | €1,457,093 | +€357,657 | +32.5% |
| Amounts payable after more than one year | 17 | €815,497 | €1,302,037 | +€486,540 | +59.7% |
| Financial debts | 170/4 | €815,497 | €1,302,037 | +€486,540 | +59.7% |
| Amounts payable within one year | 42/48 | €283,939 | €155,056 | -€128,883 | -45.4% |
| Current portion of amounts payable after more than one year | 42 | €65,154 | €67,628 | +€2,474 | +3.8% |
| Trade debts | 44 | €14,004 | €8,050 | -€5,954 | -42.5% |
| Suppliers | 440/4 | €14,004 | €8,050 | -€5,954 | -42.5% |
| Advances received on contracts in progress | 46 | - | €1,513 | +€1,513 | |
| Taxes, remuneration and social security | 45 | €8,000 | €11,585 | +€3,585 | +44.8% |
| Taxes | 450/3 | - | €3,085 | +€3,085 | |
| Remuneration and social security | 454/9 | €8,000 | €8,500 | +€500 | +6.3% |
| Other amounts payable | 47/48 | €196,781 | €66,280 | -€130,501 | -66.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €39,241 | €56,617 | +€17,376 | +44.3% |
| Other operating charges | 640/8 | €3,367 | €5,384 | +€2,018 | +59.9% |
| Gross operating margin | 9900 | €189,465 | €249,950 | +€60,485 | +31.9% |
| Operating profit (loss) | 9901 | €146,858 | €187,949 | +€41,092 | +28.0% |
| Financial income | 75/76B | - | €98 | +€98 | |
| Recurring financial income | 75 | - | €98 | +€98 | |
| Financial charges | 65/66B | €159,771 | €127,287 | -€32,485 | -20.3% |
| Recurring financial charges | 65 | €159,771 | €127,287 | -€32,485 | -20.3% |
| Profit (loss) for the period before taxes | 9903 | -€12,914 | €60,761 | +€73,674 | |
| Income taxes | 67/77 | - | €9,768 | +€9,768 | |
| Profit (loss) for the period | 9904 | -€12,914 | €50,993 | +€63,906 | |
| Profit (loss) for the period to be appropriated | 9905 | -€12,914 | €50,993 | +€63,906 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.