't Kruimeltje: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
't Kruimeltje
Largest movements
- Receivables within one year +€27,994
up €27,994 (+15.7%), from €178,294 to €206,289
of which Other amounts receivable: +€21,272
- Tangible fixed assets -€18,488
down €18,488 (-55.0%), from €33,622 to €15,134
of which Land and buildings: -€18,000
- Cash -€5,234
down €5,234 (-80.5%), from €6,503 to €1,269
mainly Trade debts (-€73,610) and Receivables within one year (-€27,994)
- Profit (loss) carried forward +€94,091
up €94,091 (+65.8%), from -€142,945 to -€48,854
- Trade debts -€73,610
down €73,610 (-93.4%), from €78,821 to €5,211
- Debts after one year -€27,420
down €27,420 (-67.7%), from €40,472 to €13,053
- Tax, wage and social debts +€9,893
up €9,893 (+5.3%), from €187,113 to €197,006
of which Remuneration and social security: +€6,130
- Gross operating margin +€39,405
up €39,405 (+17.9%), from €219,778 to €259,183
- Taxes -€5,882
no longer reported in 2025 (was €5,882)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €222,465 | €225,173 | +€2,708 | +1.2% |
| Fixed assets | 21/28 | €34,551 | €16,064 | -€18,488 | -53.5% |
| Tangible fixed assets | 22/27 | €33,622 | €15,134 | -€18,488 | -55.0% |
| Land and buildings | 22 | €32,647 | €14,647 | -€18,000 | -55.1% |
| Plant, machinery and equipment | 23 | €975 | €488 | -€488 | -50.0% |
| Financial fixed assets | 28 | €930 | €930 | = | 0.0% |
| Current assets | 29/58 | €187,914 | €209,109 | +€21,195 | +11.3% |
| Stocks and contracts in progress | 3 | €735 | €1,025 | +€290 | +39.5% |
| Stocks | 30/36 | €735 | €1,025 | +€290 | +39.5% |
| Amounts receivable within one year | 40/41 | €178,294 | €206,289 | +€27,994 | +15.7% |
| Trade receivables | 40 | €90,649 | €97,371 | +€6,722 | +7.4% |
| Other amounts receivable | 41 | €87,646 | €108,918 | +€21,272 | +24.3% |
| Cash at bank and in hand | 54/58 | €6,503 | €1,269 | -€5,234 | -80.5% |
| Deferred charges and accrued income | 490/1 | €2,382 | €526 | -€1,855 | -77.9% |
| Total equity and liabilities | 10/49 | €222,465 | €225,173 | +€2,708 | +1.2% |
| Equity | 10/15 | -€121,607 | -€27,516 | +€94,091 | +77.4% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €2,746 | €2,746 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,746 | €2,746 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,746 | €2,746 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€142,945 | -€48,854 | +€94,091 | +65.8% |
| Amounts payable | 17/49 | €344,072 | €252,689 | -€91,383 | -26.6% |
| Amounts payable after more than one year | 17 | €40,472 | €13,053 | -€27,420 | -67.7% |
| Financial debts | 170/4 | €40,472 | €13,053 | -€27,420 | -67.7% |
| Amounts payable within one year | 42/48 | €303,600 | €239,636 | -€63,963 | -21.1% |
| Current portion of amounts payable after more than one year | 42 | €37,420 | €37,420 | = | 0.0% |
| Trade debts | 44 | €78,821 | €5,211 | -€73,610 | -93.4% |
| Suppliers | 440/4 | €78,821 | €5,211 | -€73,610 | -93.4% |
| Advances received on contracts in progress | 46 | €246 | - | -€246 | |
| Taxes, remuneration and social security | 45 | €187,113 | €197,006 | +€9,893 | +5.3% |
| Taxes | 450/3 | €170,329 | €174,093 | +€3,763 | +2.2% |
| Remuneration and social security | 454/9 | €16,784 | €22,913 | +€6,130 | +36.5% |
| Remuneration, social security and pensions | 62 | €139,567 | €141,474 | +€1,907 | +1.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €18,488 | €18,488 | = | 0.0% |
| Other operating charges | 640/8 | €570 | €3,100 | +€2,529 | +444% |
| Gross operating margin | 9900 | €219,778 | €259,183 | +€39,405 | +17.9% |
| Operating profit (loss) | 9901 | €61,153 | €96,122 | +€34,968 | +57.2% |
| Financial income | 75/76B | €51 | €6 | -€45 | -87.7% |
| Recurring financial income | 75 | €51 | €6 | -€45 | -87.7% |
| Financial charges | 65/66B | €3,911 | €2,037 | -€1,873 | -47.9% |
| Recurring financial charges | 65 | €3,911 | €2,037 | -€1,873 | -47.9% |
| Profit (loss) for the period before taxes | 9903 | €57,294 | €94,091 | +€36,797 | +64.2% |
| Income taxes | 67/77 | €5,882 | - | -€5,882 | |
| Profit (loss) for the period | 9904 | €51,412 | €94,091 | +€42,679 | +83.0% |
| Profit (loss) for the period to be appropriated | 9905 | €51,412 | €94,091 | +€42,679 | +83.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.