T&J QUALITY CONSTRUCTIONS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
T&J QUALITY CONSTRUCTIONS
Largest movements
- Stocks and contracts -€164,738
no longer reported in 2025 (was €164,738)
- Cash +€17,987
up €17,987 (+70566.0%), from €25 to €18,013
mainly Stocks and contracts (+€164,738) and Net result for the year (+€16,669)
- Short-term financial debts -€142,500
no longer reported in 2025 (was €142,500)
- Other debts -€20,932
down €20,932 (-55.1%), from €37,992 to €17,060
- Profit (loss) carried forward +€16,669
up €16,669 (+54.2%), from -€30,743 to -€14,073
- Gross operating margin +€25,136
up €25,136, from -€2,870 to €22,266
- Financial charges -€2,247
down €2,247 (-30.2%), from €7,444 to €5,197
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €168,737 | €21,986 | -€146,751 | -87.0% |
| Current assets | 29/58 | €168,737 | €21,986 | -€146,751 | -87.0% |
| Stocks and contracts in progress | 3 | €164,738 | - | -€164,738 | |
| Stocks | 30/36 | €164,738 | - | -€164,738 | |
| Amounts receivable within one year | 40/41 | €3,974 | €3,974 | = | 0.0% |
| Other amounts receivable | 41 | €3,974 | €3,974 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €25 | €18,013 | +€17,987 | +70566.0% |
| Total equity and liabilities | 10/49 | €168,737 | €21,986 | -€146,751 | -87.0% |
| Equity | 10/15 | -€12,143 | €4,527 | +€16,669 | |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€30,743 | -€14,073 | +€16,669 | +54.2% |
| Amounts payable | 17/49 | €180,880 | €17,460 | -€163,420 | -90.3% |
| Amounts payable within one year | 42/48 | €180,880 | €17,460 | -€163,420 | -90.3% |
| Financial debts | 43 | €142,500 | - | -€142,500 | |
| Credit institutions | 430/8 | €142,500 | - | -€142,500 | |
| Trade debts | 44 | €387 | €400 | +€12 | +3.2% |
| Suppliers | 440/4 | €387 | €400 | +€12 | +3.2% |
| Other amounts payable | 47/48 | €37,992 | €17,060 | -€20,932 | -55.1% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | -€2,870 | €22,266 | +€25,136 | |
| Operating profit (loss) | 9901 | -€3,258 | €21,867 | +€25,124 | |
| Financial charges | 65/66B | €7,444 | €5,197 | -€2,247 | -30.2% |
| Recurring financial charges | 65 | €7,444 | €5,197 | -€2,247 | -30.2% |
| Profit (loss) for the period before taxes | 9903 | -€10,702 | €16,669 | +€27,371 | |
| Profit (loss) for the period | 9904 | -€10,702 | €16,669 | +€27,371 | |
| Profit (loss) for the period to be appropriated | 9905 | -€10,702 | €16,669 | +€27,371 |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.